رجوع
نطاق اليوم
KWD 33.06
KWD 33.64
نطاق 52 أسبوعًا
KWD 29.43
KWD 37.86
حجم التداول
679,607
متوسط 50 يوم / 200 يوم
KWD 34.99
/
KWD 34.71
الإغلاق السابق
KWD 32.50
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 15.0 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 7.4 | 11.7 |
| Net Margin % | 16.8 | 16.8 |
| Rev Growth 5Y % | 8.8 | 11.7 |
| D/E | 0.2 | 0.5 |
السعر المستهدف للمحللين
لا تتوفر تغطية محللين
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 3.892
KWD 3.853 – KWD 3.919
|
1.1 B | 3 |
| FY2026 |
KWD 3.510
KWD 3.475 – KWD 3.534
|
1.1 B | 3 |
النقاط الرئيسية
Revenue grew 8.77% annually over 5 years — modest growth
Net margin of 16.82% shows strong profitability
Debt/Equity of 0.15 — conservative balance sheet
Generating 211.67M in free cash flow
P/E of 14.96 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 10.38%
النمو
Revenue Growth (5Y)
8.77%
Revenue (1Y)-1.61%
Earnings (1Y)4.80%
FCF Growth (3Y)34.41%
الجودة
Return on Equity
7.43%
ROIC5.64%
Net Margin16.82%
Op. Margin20.86%
الأمان
Debt / Equity
0.15
Current Ratio0.10
Interest Coverage0.74
التقييم
P/E Ratio
14.96
P/B Ratio1.05
EV/EBITDA12.62
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.61% | Revenue Growth (3Y) | 3.41% |
| Earnings Growth (1Y) | 4.80% | Earnings Growth (3Y) | 5.02% |
| Revenue Growth (5Y) | 8.77% | Earnings Growth (5Y) | -5.81% |
| Profitability | |||
| Revenue (TTM) | 1.01B | Net Income (TTM) | 169.53M |
| ROE | 7.43% | ROA | 0.86% |
| Gross Margin | 69.58% | Operating Margin | 20.86% |
| Net Margin | 16.82% | Free Cash Flow (TTM) | 211.67M |
| ROIC | 5.64% | FCF Growth (3Y) | 34.41% |
| Safety | |||
| Debt / Equity | 0.15 | Current Ratio | 0.10 |
| Interest Coverage | 0.74 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 14.96 | P/B Ratio | 1.05 |
| P/S Ratio | 2.52 | PEG Ratio | 5.44 |
| EV/EBITDA | 12.62 | Dividend Yield | 0.03% |
| Market Cap | 2.54B | Enterprise Value | 2.65B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.01B | 1.02B | 942.55M | 742.95M | 720.08M |
| Net Income | 169.53M | 161.76M | 153.72M | 188.99M | 215.38M |
| EPS (Diluted) | 2.21 | 2.15 | 2.06 | 2.60 | 2.97 |
| Gross Profit | 701.33M | 692.51M | 676.41M | 677.77M | 695.77M |
| Operating Income | 210.22M | 190.38M | 186.22M | 237.05M | 279.83M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 19.69B | 17.25B | 16.84B | 15.85B | 16.36B |
| Total Liabilities | 17.26B | 15.09B | 14.78B | 13.96B | 14.45B |
| Shareholders' Equity | 2.42B | 2.14B | 2.04B | 1.87B | 1.90B |
| Total Debt | 371.14M | 296.90M | 492.58M | 318.01M | 481.82M |
| Cash & Equivalents | 253.49M | 1.34B | 1.13B | 1.15B | 3.30B |
| Current Assets | 1.35B | 1.40B | 3.26B | 2.99B | 5.10B |
| Current Liabilities | 13.50B | 14.47B | 13.93B | 13.34B | 13.65B |