Atrás
Rango del Día
$25.03
$25.08
Rango de 52 Semanas
$24.78
$25.66
Volumen
3,736
Promedio 50D / 200D
$25.32
/
$25.33
Cierre Anterior
$25.04
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 8.2 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 14.2 | 11.6 |
| Net Margin % | 58.4 | 16.8 |
| Rev Growth 5Y % | 25.1 | 11.6 |
| D/E | 1.2 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$1.87
$1.87 – $1.87
|
320 M | 1 |
| FY2027 |
$2.09
$2.09 – $2.09
|
410 M | 1 |
| FY2026 |
$2.07
$2.07 – $2.07
|
360 M | 1 |
Puntos Clave
Revenue grew 25.08% annually over 5 years — strong growth
Earnings grew 17.31% over the past year
ROE of 14.15% — decent returns on equity
Net margin of 58.39% shows strong profitability
Negative free cash flow of -535.50M
P/E of 8.24 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
25.08%
Revenue (1Y)2.44%
Earnings (1Y)17.31%
FCF Growth (3Y)N/A
Calidad
Return on Equity
14.15%
ROIC6.74%
Net Margin58.39%
Op. Margin93.07%
Seguridad
Debt / Equity
1.20
Current RatioN/A
Interest Coverage2.68
Valoración
P/E Ratio
8.24
P/B Ratio1.02
EV/EBITDA11.15
Dividend Yield0.08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.44% | Revenue Growth (3Y) | 22.89% |
| Earnings Growth (1Y) | 17.31% | Earnings Growth (3Y) | 32.80% |
| Revenue Growth (5Y) | 25.08% | Earnings Growth (5Y) | 0.61% |
| Profitability | |||
| Revenue (TTM) | 232.25M | Net Income (TTM) | 135.60M |
| ROE | 14.15% | ROA | 5.46% |
| Gross Margin | 100.00% | Operating Margin | 93.07% |
| Net Margin | 58.39% | Free Cash Flow (TTM) | -535.50M |
| ROIC | 6.74% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1.20 | Current Ratio | N/A |
| Interest Coverage | 2.68 | Dividend Yield | 0.08% |
| Valuation | |||
| P/E Ratio | 8.24 | P/B Ratio | 1.02 |
| P/S Ratio | 4.81 | PEG Ratio | -1.23 |
| EV/EBITDA | 11.15 | Dividend Yield | 0.08% |
| Market Cap | 1.12B | Enterprise Value | 2.41B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 232.25M | 226.73M | 153.78M | 178.35M | 94.90M |
| Net Income | 135.60M | 115.60M | 76.89M | -30.38M | 132.32M |
| EPS (Diluted) | 1.96 | 2.10 | 1.80 | -0.96 | 4.86 |
| Gross Profit | 232.25M | 183.21M | 153.78M | 178.35M | 94.90M |
| Operating Income | 216.17M | 169.04M | 121.19M | 3.77M | 152.71M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.48B | 1.77B | 1.31B | 1.13B | 937.12M |
| Total Liabilities | 1.39B | 951.26M | 699.82M | 666.79M | 490.59M |
| Shareholders' Equity | 1.09B | 822.98M | 611.16M | 459.65M | 446.53M |
| Total Debt | 1.31B | 884.71M | 646.89M | 612.96M | 458.56M |
| Cash & Equivalents | 19.11M | 9.63M | 4.76M | 10.61M | 46.74M |
| Current Assets | 38.14M | 0.0 | 0.0 | 0.0 | 0.0 |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |