Retour
44
Fourchette du Jour
41,77 €
42,77 €
Fourchette 52 Semaines
29,77 €
45,43 €
Volume
270 204
Moyenne 50J / 200J
42,39 €
/
39,46 €
Clôture Précédente
42,07 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,1 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 11,0 | 11,7 |
| Net Margin % | 20,0 | 16,8 |
| Rev Growth 5Y % | 18,5 | 11,7 |
| D/E | 0,5 | 0,5 |
Objectif de Cours des Analystes
Hold
37,50 €
-10.9%
Low: 37,00 €
High: 38,00 €
P/E Prévisionnel
11,05
BPA Prévisionnel
3,81 €
Croissance BPA (est.)
+0,0%
CA Est.
847,38M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
4,07 €
3,99 € – 4,12 €
|
889,56M | 5 |
| FY2026 |
3,81 €
3,75 € – 3,88 €
|
847,38M | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-27 | 0,91 € | 0,97 € | +6,4% |
| 2025-10-28 | 0,93 € | 0,94 € | +0,9% |
| 2025-07-22 | 0,87 € | 0,92 € | +5,9% |
| 2025-04-22 | 0,82 € | 0,88 € | +7,6% |
| 2025-01-28 | 0,83 € | 0,92 € | +11,2% |
| 2024-10-22 | 0,82 € | 0,84 € | +2,4% |
| 2024-07-23 | 0,63 € | 0,66 € | +5,6% |
| 2024-04-23 | 0,61 € | 0,68 € | +11,5% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,26%
Growth (3Y)
1,43%
Growth (5Y)
0,85%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 15, 2026 | 0,25 € | 2,28% |
| Dec 01, 2025 | Dec 15, 2025 | 0,24 € | 2,47% |
| Aug 29, 2025 | Sep 15, 2025 | 0,24 € | 2,36% |
| May 30, 2025 | Jun 15, 2025 | 0,24 € | 2,73% |
| Feb 28, 2025 | Mar 15, 2025 | 0,24 € | 2,54% |
| Nov 29, 2024 | Dec 15, 2024 | 0,23 € | 2,35% |
| Aug 30, 2024 | Sep 15, 2024 | 0,23 € | 2,76% |
| May 31, 2024 | Jun 15, 2024 | 0,23 € | 3,16% |
| Feb 29, 2024 | Mar 15, 2024 | 0,23 € | 3,43% |
| Nov 30, 2023 | Dec 15, 2023 | 0,23 € | 4,02% |
| Aug 31, 2023 | Sep 15, 2023 | 0,23 € | 3,99% |
| May 31, 2023 | Jun 15, 2023 | 0,23 € | 4,41% |
| Feb 28, 2023 | Mar 15, 2023 | 0,23 € | 3,13% |
| Nov 30, 2022 | Dec 15, 2022 | 0,23 € | 2,52% |
| Aug 31, 2022 | Sep 15, 2022 | 0,23 € | 2,92% |
| May 31, 2022 | Jun 15, 2022 | 0,23 € | 3,16% |
| Feb 28, 2022 | Mar 15, 2022 | 0,23 € | 2,92% |
| Nov 30, 2021 | Dec 15, 2021 | 0,23 € | 3,01% |
| Aug 31, 2021 | Sep 15, 2021 | 0,23 € | 2,91% |
| May 28, 2021 | Jun 15, 2021 | 0,23 € | 2,74% |
Points Clés
Revenue grew 18,52% annually over 5 years — strong growth
ROE of 10,98% — decent returns on equity
Net margin of 20,01% shows strong profitability
Generating 231,95M in free cash flow
P/E of 11,05 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 16,23%
Croissance
Revenue Growth (5Y)
18,52%
Revenue (1Y)34,75%
Earnings (1Y)0,50%
FCF Growth (3Y)25,09%
Qualité
Return on Equity
10,98%
ROIC6,62%
Net Margin20,01%
Op. Margin25,51%
Sécurité
Debt / Equity
0,53
Current Ratio0,73
Interest Coverage0,91
Valorisation
P/E Ratio
11,05
Forward P/E11,05
P/B Ratio1,17
EV/EBITDA10,24
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 34,75% | Revenue Growth (3Y) | 10,57% |
| Earnings Growth (1Y) | 0,50% | Earnings Growth (3Y) | 16,38% |
| Revenue Growth (5Y) | 18,52% | Earnings Growth (5Y) | 11,05% |
| Profitability | |||
| Revenue (TTM) | 1,12B | Net Income (TTM) | 224,14M |
| ROE | 10,98% | ROA | 1,18% |
| Gross Margin | 70,96% | Operating Margin | 25,51% |
| Net Margin | 20,01% | Free Cash Flow (TTM) | 231,95M |
| ROIC | 6,62% | FCF Growth (3Y) | 25,09% |
| Safety | |||
| Debt / Equity | 0,53 | Current Ratio | 0,73 |
| Interest Coverage | 0,91 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,26% |
| Dividend Growth (3Y) | 1,43% | Dividend Growth (5Y) | 0,85% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11,05 | Forward P/E | 11,05 |
| P/B Ratio | 1,17 | P/S Ratio | 2,21 |
| PEG Ratio | 5,46 | Forward PEG | N/A |
| EV/EBITDA | 10,24 | Fwd EV/EBITDA | 14,71 |
| Forward P/S | 2,92 | Fwd Earnings Yield | 9,05% |
| FCF Yield | 9,36% | ||
| Market Cap | 2,48B | Enterprise Value | 2,93B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,12B | 831,37M | 916,33M | 583,32M | 567,82M |
| Net Income | 224,14M | 223,01M | 165,49M | 71,89M | 147,37M |
| EPS (Diluted) | 3,70 | 3,63 | 2,70 | 1,17 | 2,34 |
| Gross Profit | 794,92M | 414,20M | 565,80M | 513,31M | 568,11M |
| Operating Income | 285,73M | 34,06M | 181,03M | 59,11M | 175,41M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 18,93B | 18,15B | 18,72B | 18,02B | 17,60B |
| Total Liabilities | 16,80B | 16,19B | 17,06B | 16,52B | 15,85B |
| Shareholders' Equity | 2,12B | 1,96B | 1,66B | 1,49B | 1,74B |
| Total Debt | 1,12B | 849,81M | 1,11B | 1,72B | 550,97M |
| Cash & Equivalents | 668,01M | 567,25M | 975,34M | 734,79M | 2,27B |
| Current Assets | 2,54B | 2,26B | 2,74B | 2,76B | 5,51B |
| Current Liabilities | 3,48B | 15,53B | 16,05B | 14,96B | 15,41B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#532 of 1049
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026