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65
21
29
64
Fourchette du Jour
292,11 €
297,34 €
Fourchette 52 Semaines
230,43 €
313,12 €
Volume
819 103
Moyenne 50J / 200J
293,79 €
/
278,84 €
Clôture Précédente
295,52 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,4 | 10,3 |
| P/B | 2,0 | 1,1 |
| ROE % | 20,7 | 11,6 |
| Net Margin % | 12,9 | 16,8 |
| Rev Growth 5Y % | 8,8 | 11,6 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
312,75 €
+6.7%
Low: 304,00 €
High: 317,00 €
P/E Prévisionnel
10,9
BPA Prévisionnel
27,15 €
Croissance BPA (est.)
+0,0%
CA Est.
45 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
28,61 €
27,02 € – 29,53 €
|
48 B | 3 |
| FY2027 |
28,30 €
26,25 € – 30,25 €
|
46 B | 16 |
| FY2026 |
27,15 €
24,71 € – 28,39 €
|
45 B | 18 |
Points Clés
Revenue grew 8,82% annually over 5 years — modest growth
Earnings grew 25,79% over the past year
ROE of 20,70% indicates high profitability
Debt/Equity of 0,28 — conservative balance sheet
Generating 10,61B in free cash flow
P/E of 10,39 — trading at a low valuation
Croissance
Revenue Growth (5Y)
8,82%
Revenue (1Y)5,17%
Earnings (1Y)25,79%
FCF Growth (3Y)17,28%
Qualité
Return on Equity
20,70%
ROIC13,87%
Net Margin12,88%
Op. Margin15,97%
Sécurité
Debt / Equity
0,28
Current Ratio0,23
Interest Coverage18,34
Valorisation
P/E Ratio
10,39
P/B Ratio1,99
EV/EBITDA9,46
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,17% | Revenue Growth (3Y) | 8,64% |
| Earnings Growth (1Y) | 25,79% | Earnings Growth (3Y) | 44,99% |
| Revenue Growth (5Y) | 8,82% | Earnings Growth (5Y) | 14,47% |
| Profitability | |||
| Revenue (TTM) | 48,83B | Net Income (TTM) | 6,29B |
| ROE | 20,70% | ROA | 4,38% |
| Gross Margin | 44,25% | Operating Margin | 15,97% |
| Net Margin | 12,88% | Free Cash Flow (TTM) | 10,61B |
| ROIC | 13,87% | FCF Growth (3Y) | 17,28% |
| Safety | |||
| Debt / Equity | 0,28 | Current Ratio | 0,23 |
| Interest Coverage | 18,34 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 10,39 | P/B Ratio | 1,99 |
| P/S Ratio | 1,34 | PEG Ratio | 0,37 |
| EV/EBITDA | 9,46 | Dividend Yield | 0,02% |
| Market Cap | 65,36B | Enterprise Value | 73,78B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 48,83B | 46,43B | 41,37B | 36,90B | 34,82B |
| Net Income | 6,29B | 5,00B | 2,99B | 2,84B | 3,66B |
| EPS (Diluted) | 27,43 | 21,47 | 12,79 | 11,77 | 14,49 |
| Gross Profit | 21,61B | 12,40B | 8,93B | 8,53B | 9,48B |
| Operating Income | 7,80B | 6,18B | 3,37B | 3,35B | 4,46B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 143,71B | 133,19B | 125,98B | 115,72B | 120,47B |
| Total Liabilities | 110,81B | 105,33B | 101,06B | 94,16B | 91,58B |
| Shareholders' Equity | 32,89B | 27,86B | 24,92B | 21,56B | 28,89B |
| Total Debt | 9,27B | 8,03B | 8,03B | 7,29B | 7,29B |
| Cash & Equivalents | 842,00M | 568,00M | 500,00M | 799,00M | 761,00M |
| Current Assets | 21,44B | 0,0 | 0,0 | 0,0 | 21,82B |
| Current Liabilities | 91,72B | 3,84B | 3,89B | 4,12B | 4,40B |
Scores de Stratégies
This stock passed the criteria for 4 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#148 of 1052
#417 of 670
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#304 of 332
#3 of 203
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026
Entré
Value Investing (Warren Buffett)
Mar 24, 2026