Atrás

Watch Compare

TWFG, Inc.

Calidad de datos: 100%

TWFG

Nasdaq Financial Services Insurance Agents & Brokers

$18.57

▼ $0.83 (-4.28%)

Cap. Mercado: 279.08 M

Precio

$18.57

Cap. Mercado

279.08 M

Rango del Día

$18.56 — $19.37

Rango de 52 Semanas

$16.56 — $36.85

Volumen

147,371

Apertura $19.21

Promedio 50D / 200D

$20.54

9.61% below

Promedio 50D / 200D

$26.37

29.59% below

Quick Summary

Puntos Clave

ROE of 3.47% is below average

Debt/Equity of 0.10 — conservative balance sheet

Generating 53.15 M in free cash flow

P/E of 101.67 — premium valuation

Cash machine — converts 1936.07% of earnings into free cash flow

Capital efficient — spends only 0.14% of revenue on capex

Crecimiento

Revenue Growth (5Y)

N/A

Revenue (1Y)21.96%

Earnings (1Y)0.00%

FCF Growth (3Y)N/A

Calidad

Return on Equity

3.47%

Below sector avg (9.24%)

ROIC11.32%

Net Margin1.10%

Op. Margin14.88%

Seguridad

Debt / Equity

0.10

Below sector avg (0.49)

Current Ratio4.68

Interest Coverage123.28

Valoración

PE (TTM)

101.67

Above sector avg (11.15)

P/B Ratio3.52

EV/EBITDA2.45

Dividend YieldN/A

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (2151 pares)

Métrica	Acción	Mediana del Sector
P/E	101.7	11.2
P/B	3.5	1.2
ROE %	3.5	9.2
Net Margin %	1.1	9.4
Rev Growth 5Y %	—	5.8
D/E	0.1	0.5

ETFs Holding This Stock

GSQRX GSQRX

0.30% weight

GSSMX GSSMX

0.30% weight

GSSSX GSSSX

0.30% weight

GSSIX GSSIX

0.30% weight

GSQTX GSQTX

0.30% weight

GSSUX GSSUX

0.30% weight

GSYPX GSYPX

0.30% weight

GSSCX GSSCX

0.30% weight

DTSGX DTSGX

0.18% weight

WSMGX WSMGX

0.18% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y)	21.96%	Revenue Growth (3Y)	N/A
Earnings Growth (1Y)	0.00%	Earnings Growth (3Y)	N/A
Revenue Growth (5Y)	N/A	Earnings Growth (5Y)	N/A
Profitability
Revenue (TTM)	248.51 M	Net Income (TTM)	2.75 M
ROE	3.47%	ROA	0.79%
Gross Margin	N/A	Operating Margin	14.88%
Net Margin	1.10%	Free Cash Flow (TTM)	53.15 M
ROIC	11.32%	FCF Growth (3Y)	N/A
Safety
Debt / Equity	0.10	Current Ratio	4.68
Interest Coverage	123.28	Asset Turnover	0.72
Working Capital	166.19 M	Tangible Book Value	-50.02 M
Dividends
Dividend Yield	N/A	Payout Ratio	N/A
Dividend Growth (3Y)	N/A	Dividend Growth (5Y)	N/A
Consecutive Div Years	N/A
Valuation
P/E Ratio	101.67	Forward P/E	N/A
P/B Ratio	3.52	P/S Ratio	1.12
PEG Ratio	N/A	Forward PEG	N/A
EV/EBITDA	2.45	Fwd EV/EBITDA	N/A
Forward P/S	N/A	Fwd Earnings Yield	N/A
FCF Yield	19.04%
Market Cap	279.08 M	Enterprise Value	135.81 M
Per Share
EPS (Diluted TTM)	0.53	Revenue / Share	16.54
FCF / Share	3.54	OCF / Share	3.56
EPS CAGR (1Y)	178.95%	EPS CAGR (5Y)	N/A
EPS CAGR (10Y)	N/A
Efficiency
CapEx / Revenue	0.14%	FCF Conversion	1936.07%
SBC-Adj. FCF	49.44 M	Growth Momentum	N/A

Income Statement

Annual, most recent first

Metric	FY2025	FY2024
Revenue	248.51 M	203.76 M
Net Income	2.75 M	2.75 M
EPS (Diluted)	0.53	0.19
Gross Profit	—	—
Operating Income	36.99 M	27.93 M
EBITDA	—	—
R&D Expenses	—	—
SG&A Expenses	—	—
D&A	18.35 M	12.02 M
Interest Expense	300,000.0	2.20 M
Income Tax	3.28 M	1.50 M

Balance Sheet

Annual, most recent first

Metric	FY2025	FY2024
Total Assets	372.34 M	323.43 M
Total Liabilities	55.69 M	48.14 M
Shareholders' Equity	83.38 M	73.88 M
Total Debt	2.04 M	9.55 M
Cash & Equivalents	155.93 M	195.77 M
Current Assets	225.52 M	241.85 M
Current Liabilities	44.08 M	39.62 M