UNITED SECURITY BANCSHARES
جودة البيانات: 83%
UBFO
Nasdaq
Financial Services
Depository Institutions
KWD 10.51
KWD 0.00
(0.00%)
القيمة السوقية: 185.03 M
السعر
KWD 10.51
القيمة السوقية
185.03 M
نطاق اليوم
KWD 10.31 — KWD 10.71
نطاق 52 أسبوعًا
KWD 7.32 — KWD 11.52
حجم التداول
263,975
فتح KWD 10.40
متوسط 50 يوم / 200 يوم
KWD 10.60
0.84% below
متوسط 50 يوم / 200 يوم
KWD 9.65
8.87% above
Quick Summary
النقاط الرئيسية
Earnings declined -16.88% over the past year
Generating 19.78 M in free cash flow
Cash machine — converts 160.93% of earnings into free cash flow
النمو
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-16.88%
FCF Growth (3Y)-2.00%
الجودة
Return on Equity
9.05%
أقل من متوسط القطاع (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM)
15.06
أعلى من متوسط القطاع (12.63)
P/B Ratio1.35
EV/EBITDAN/A
Dividend YieldN/A
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (1096 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (1096 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 15.1 | 12.6 |
| P/B | 1.4 | 1.4 |
| ROE % | 9.1 | 10.7 |
| Net Margin % | — | 14.8 |
| Rev Growth 5Y % | — | 6.4 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -16.88% | Earnings Growth (3Y) | -21.21% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 5.03% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 12.29 M |
| ROE | 9.05% | ROA | 1.00% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 19.78 M |
| ROIC | N/A | FCF Growth (3Y) | -2.00% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 132.89 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 15.06 | Forward P/E | N/A |
| P/B Ratio | 1.35 | P/S Ratio | N/A |
| PEG Ratio | 2.99 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 10.69% | ||
| Market Cap | 185.03 M | Enterprise Value | 118.26 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.70 | Revenue / Share | N/A |
| FCF / Share | 1.12 | OCF / Share | 1.25 |
| EPS CAGR (1Y) | -18.60% | EPS CAGR (5Y) | 4.37% |
| EPS CAGR (10Y) | 5.29% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 160.93% |
| SBC-Adj. FCF | 19.01 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 12.29 M | 14.78 M | 19.80 M | 15.69 M | 10.10 M |
| EPS (Diluted) | 0.70 | 0.86 | 1.16 | 0.92 | 0.59 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 48.77 M | 46.85 M | 11.06 M | 3.20 M | 2.08 M |
| Income Tax | 4.41 M | 5.54 M | 7.68 M | 6.37 M | 3.22 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.25 B | 1.21 B | 1.21 B | 1.30 B | 1.33 B |
| Total Liabilities | 1.11 B | 1.08 B | 1.09 B | 1.19 B | 1.21 B |
| Shareholders' Equity | 139.68 M | 130.36 M | 122.54 M | 112.46 M | 120.21 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 120.96 M | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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