Retour
Fourchette du Jour
36,66 €
37,21 €
Fourchette 52 Semaines
25,75 €
49,36 €
Volume
3 044 462
Moyenne 50J / 200J
43,17 €
/
40,01 €
Clôture Précédente
37,54 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 19,0 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 7,0 | 11,7 |
| Net Margin % | 10,4 | 16,8 |
| Rev Growth 5Y % | 14,0 | 11,7 |
| D/E | 4,0 | 0,5 |
Objectif de Cours des Analystes
Hold
23,57 €
-36.3%
Low: 19,24 €
High: 34,00 €
P/E Prévisionnel
11,7
BPA Prévisionnel
3,22 €
Croissance BPA (est.)
+0,0%
CA Est.
51 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
4,56 €
4,45 € – 4,68 €
|
57 B | 1 |
| FY2028 |
4,50 €
4,38 € – 4,61 €
|
55 B | 1 |
| FY2027 |
3,97 €
3,88 € – 4,13 €
|
53 B | 2 |
Points Clés
Revenue grew 13,95% annually over 5 years — strong growth
Earnings grew 33,44% over the past year
Debt/Equity of 3,95 — high leverage
Negative free cash flow of -15,62B
Revenue growth is decelerating — 1Y growth trails 5Y average by 34,38%
Capital efficient — spends only 3,32% of revenue on capex
Croissance
Revenue Growth (5Y)
13,95%
Revenue (1Y)-20,43%
Earnings (1Y)33,44%
FCF Growth (3Y)N/A
Qualité
Return on Equity
7,03%
ROIC1,18%
Net Margin10,43%
Op. Margin11,89%
Sécurité
Debt / Equity
3,95
Current Ratio0,42
Interest Coverage0,33
Valorisation
P/E Ratio
18,97
P/B Ratio1,30
EV/EBITDA37,47
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -20,43% | Revenue Growth (3Y) | 1,45% |
| Earnings Growth (1Y) | 33,44% | Earnings Growth (3Y) | -48,70% |
| Revenue Growth (5Y) | 13,95% | Earnings Growth (5Y) | -2,50% |
| Profitability | |||
| Revenue (TTM) | 59,05B | Net Income (TTM) | 6,16B |
| ROE | 7,03% | ROA | 0,38% |
| Gross Margin | 63,65% | Operating Margin | 11,89% |
| Net Margin | 10,43% | Free Cash Flow (TTM) | -15,62B |
| ROIC | 1,18% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 3,95 | Current Ratio | 0,42 |
| Interest Coverage | 0,33 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 18,97 | P/B Ratio | 1,30 |
| P/S Ratio | 1,98 | PEG Ratio | 1,06 |
| EV/EBITDA | 37,47 | Dividend Yield | 0,02% |
| Market Cap | 116,88B | Enterprise Value | 263,13B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 59,05B | 74,22B | 57,38B | 36,82B | 35,03B |
| Net Income | 6,16B | 4,62B | 23,41B | 7,05B | 6,82B |
| EPS (Diluted) | 1,87 | 1,52 | 8,86 | 2,25 | 2,06 |
| Gross Profit | 37,59B | 41,09B | 32,36B | 30,73B | 32,18B |
| Operating Income | 7,02B | 6,19B | 24,17B | 8,88B | 8,67B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,62T | 1,57T | 1,72T | 1,10T | 1,12T |
| Total Liabilities | 1,53T | 1,48T | 1,63T | 1,05T | 1,06T |
| Shareholders' Equity | 90,21B | 85,08B | 86,11B | 56,88B | 60,66B |
| Total Debt | 356,12B | 353,05B | 399,50B | 212,81B | 230,65B |
| Cash & Equivalents | 209,86B | 225,71B | 317,21B | 172,83B | 194,80B |
| Current Assets | 434,00B | 268,45B | 452,33B | 268,89B | 357,35B |
| Current Liabilities | 1,02T | 919,03B | 1,01T | 665,62B | 689,99B |