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UNION BANKSHARES INC

Qualité des données : 83%
UNB
NASDAQ Financial Services Depository Institutions
24,48 €
▲ 0,58 € (2,43%)
6 months return
—
Momentum
Neutral
1Y earnings growth
26,47%

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)26,47%
FCF Growth (3Y)48,48%

Qualité

Return on Equity
14,88%
Au-dessus de la moyenne du secteur (9,21%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Sécurité

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valorisation

P/E Ratio
9,96 TTM
En dessous de la moyenne du secteur (11,13)
P/B Ratio1,42
EV/EBITDAN/A
Dividend Yield6,02%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Earnings grew 26,47% over the past year
ROE of 14,88% — decent returns on equity
Generating 15,97 M in free cash flow
P/E of 9,96 — trading at a low valuation
Cash machine — converts 144,15% of earnings into free cash flow
Dividend yield of 6,02% — meaningful income

Price History

Tendances Financières

Objectif de Cours des Analystes

Aucune couverture d'analyste disponible

Growth

Rev 5Y: N/A · Earnings 1Y: 26,47%
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 26,47% Earnings Growth (3Y) -0,79%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -4,23%

Profitability

ROE: 14,88% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) 11,08 M
ROE 14,88% ROA 0,73%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 15,97 M
ROIC N/A FCF Growth (3Y) 48,48%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 77,68 M

Dividends

Yield: 6,02% · Payout: 59,75%
Dividend Yield 6,02% Payout Ratio 59,75%
Dividend Growth (3Y) 0,94% Dividend Growth (5Y) 2,38%
Consecutive Div Years 20 yrs

Valuation

P/E: 9,96 · EV/EBITDA: N/A
P/E Ratio 9,96 Forward P/E N/A
P/B Ratio 1,42 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 14,47%
Market Cap 110,39 M Enterprise Value 110,39 M

Per Share

EPS: 2,41 · FCF/Share: 3,46
EPS (Diluted TTM) 2,41 Revenue / Share N/A
FCF / Share 3,46 OCF / Share 3,73
EPS CAGR (1Y) 25,52% EPS CAGR (5Y) -4,69%
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: 144,15% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 144,15%
SBC-Adj. FCF 15,37 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 11,08 M 8,76 M 11,26 M 12,62 M 13,17 M
EPS (Diluted) 2,41 1,92 2,48 2,79 2,92
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 43,02 M 38,36 M 19,27 M 4,52 M 3,57 M
Income Tax 928 000,0 369 000,0 1,62 M 2,63 M 2,65 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1,62 B 1,53 B 1,47 B 1,34 B 1,21 B
Total Liabilities 1,54 B 1,46 B 1,40 B 1,28 B 1,12 B
Shareholders' Equity 80,86 M 66,48 M 65,81 M 55,22 M 84,34 M
Total Debt — — — — —
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —

Comparaison Sectorielle

vs médiane du secteur Financial Services (6628 pairs)
Métrique Action Médiane du Secteur
P/E 10,0 11,1
P/B 1,4 1,2
ROE % 14,9 9,2
Net Margin % — 9,4
Rev Growth 5Y % — 5,8
D/E — 0,5

ETFs Holding This Stock
ERNZ logo ERNZ TRUESHARES ACTIVE YIELD ETF
0,26% weight
BRSIX BRSIX
0,18% weight
GSMRX GSMRX
0,02% weight
GMSMX GMSMX
0,02% weight
GISMX GISMX
0,02% weight
BOSVX BOSVX
0,00% weight
AVCNX AVCNX
0,00% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0,00% weight

Historique des dividendes

Rendement

6,02%

Taux de distribution

59,75%

Croissance (3 ans)

0,94%

Croissance (5 ans)

2,38%

Derniers paiements par action (plus récent en premier).

Ex-dividende Paiement Montant / action
Jan 30, 2026 — 0,36 €
Oct 24, 2025 — 0,36 €
Jul 25, 2025 — 0,36 €
Apr 25, 2025 — 0,36 €
Jan 24, 2025 — 0,36 €
Oct 25, 2024 — 0,36 €
Jul 26, 2024 — 0,36 €
Apr 25, 2024 — 0,36 €
Jan 25, 2024 — 0,36 €
Oct 26, 2023 — 0,36 €
Jul 27, 2023 — 0,36 €
Apr 27, 2023 — 0,36 €