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UnitedHealth Group Incorporated

Data quality: 100%
UNH
NYSE Healthcare Medical - Healthcare Plans
$270.55
▼ $1.73 (-0.64%)
Mkt Cap: 245.57B
Day Range
$267.16 $276.08
52-Week Range
$234.60 $606.36
Volume
8,103,300
50D / 200D Avg
$298.51 / $314.23
Prev Close
$272.28

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Healthcare sector median (631 peers)

Metric Stock Sector Median
P/E 20.4 0.2
P/B 2.6 3.0
ROE % 12.9 3.6
Net Margin % 2.7 3.8
Rev Growth 5Y % 11.7 9.9
D/E 0.8 0.2

Analyst Price Target

Hold
$385.38 +42.4%
Low: $327.00 High: $444.00
Forward P/E
15.15
Forward EPS
$17.85
EPS Growth (est.)
+0.0%
Est. Revenue
441.45B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2030 $32.46
$31.77 – $34.06
539.73B 4
FY2029 $28.68
$28.07 – $30.10
509.79B 4
FY2028 $23.78
$22.33 – $26.27
481.53B 10

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-27 $2.10 $2.11 +0.5%
2025-10-28 $2.80 $2.92 +4.3%
2025-07-29 $4.45 $4.08 -8.3%
2025-04-17 $7.29 $7.20 -1.2%
2025-01-16 $6.74 $6.81 +1.0%
2024-10-15 $7.00 $7.15 +2.1%
2024-07-16 $6.65 $6.80 +2.3%
2024-04-16 $6.61 $6.91 +4.5%

Insider Trading Activity

18 transactions
Date Insider Type Shares Price Value
Mar 17, 2026
Baker Charles D.
Director
grant 14
Feb 20, 2026
ROOS THOMAS E
Chief Accounting Officer
other 326 $290.00 $94,540.00
Jan 2, 2026
Gottlieb Scott
Director
grant 125
Jan 2, 2026
Baker Charles D.
Director
grant 279
Dec 16, 2025
MCNABB FREDERICK WILLIAM III
Director
grant 53
Oct 1, 2025
FLYNN TIMOTHY PATRICK
Director
grant 272
Sep 23, 2025
FLYNN TIMOTHY PATRICK
Director
grant 61
Sep 23, 2025
MCNABB FREDERICK WILLIAM III
Director
grant 49
Sep 11, 2025
Baker Charles D.
Director
sell 27 $356.05 $9,613.35
Jul 1, 2025
MONTGOMERY RICE VALERIE MD
Director
grant 288
Jul 1, 2025
Gil Kristen
Director
grant 173
Jun 24, 2025
Noseworthy John H
Director
grant 42
Jun 24, 2025
Noel Timothy John
Chief Executive Officer, UHC
grant 48
Jun 6, 2025
McSweeney Erin
EVP & Chief People Officer
other 130 $303.22 $39,418.60
Jun 3, 2025
Zaetta Christopher R
EVP & Chief Legal Officer
other 115 $301.22 $34,640.30
May 14, 2025
FLYNN TIMOTHY PATRICK
Director
buy 1,533 $320.80 $491,786.40
Apr 1, 2025
Gil Kristen
Director
grant 108
Apr 1, 2025
HOOPER MICHELE J
Director
grant 108

Dividend History

7 yr streak

Yield

0.03%

Payout Ratio

0.66%

Growth (3Y)

10.90%

Growth (5Y)

12.57%

Ex-Date Payment Date Amount Yield
Mar 09, 2026 Mar 17, 2026 $2.21 3.10%
Dec 08, 2025 Dec 16, 2025 $2.21 2.70%
Sep 15, 2025 Sep 23, 2025 $2.21 2.48%
Jun 16, 2025 Jun 24, 2025 $2.21 2.77%
Mar 10, 2025 Mar 18, 2025 $2.10 1.75%
Dec 09, 2024 Dec 17, 2024 $2.10 1.46%
Sep 16, 2024 Sep 24, 2024 $2.10 1.35%
Jun 17, 2024 Jun 25, 2024 $2.10 1.58%
Mar 08, 2024 Mar 19, 2024 $1.88 1.58%
Dec 01, 2023 Dec 12, 2023 $1.88 1.33%
Sep 08, 2023 Sep 19, 2023 $1.88 1.47%
Jun 15, 2023 Jun 27, 2023 $1.88 1.47%
Mar 10, 2023 Mar 21, 2023 $1.65 1.43%
Dec 02, 2022 Dec 13, 2022 $1.65 1.19%
Sep 09, 2022 Sep 20, 2022 $1.65 1.18%
Jun 16, 2022 Jun 28, 2022 $1.65 1.32%
Mar 11, 2022 Mar 22, 2022 $1.45 1.20%
Dec 03, 2021 Dec 14, 2021 $1.45 1.25%
Sep 10, 2021 Sep 21, 2021 $1.45 1.34%
Jun 18, 2021 Jun 29, 2021 $1.45 1.34%

Key Takeaways

Revenue grew 11.69% annually over 5 years — strong growth
Earnings declined -16.31% over the past year
ROE of 12.91% — decent returns on equity
Generating 16.08B in free cash flow
Cash machine — converts 133.34% of earnings into free cash flow
Capital efficient — spends only 0.81% of revenue on capex

Growth

Revenue Growth (5Y)
11.69%
Revenue (1Y)11.81%
Earnings (1Y)-16.31%
FCF Growth (3Y)-20.88%

Quality

Return on Equity
12.91%
ROIC8.25%
Net Margin2.69%
Op. Margin4.24%

Safety

Debt / Equity
0.83
Current Ratio0.79
Interest Coverage4.74

Valuation

P/E Ratio
20.37
Forward P/E15.15
P/B Ratio2.61
EV/EBITDA15.80
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 11.81% Revenue Growth (3Y) 9.74%
Earnings Growth (1Y) -16.31% Earnings Growth (3Y) -26.61%
Revenue Growth (5Y) 11.69% Earnings Growth (5Y) -8.61%
Profitability
Revenue (TTM) 447.57B Net Income (TTM) 12.06B
ROE 12.91% ROA 3.89%
Gross Margin 18.53% Operating Margin 4.24%
Net Margin 2.69% Free Cash Flow (TTM) 16.08B
ROIC 8.25% FCF Growth (3Y) -20.88%
Safety
Debt / Equity 0.83 Current Ratio 0.79
Interest Coverage 4.74
Dividends
Dividend Yield 0.03% Payout Ratio 0.66%
Dividend Growth (3Y) 10.90% Dividend Growth (5Y) 12.57%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 20.37 Forward P/E 15.15
P/B Ratio 2.61 P/S Ratio 0.55
PEG Ratio -1.62 Forward PEG N/A
EV/EBITDA 15.80 Fwd EV/EBITDA 8.24
Forward P/S 0.56 Fwd Earnings Yield 6.60%
FCF Yield 6.55%
Market Cap 245.57B Enterprise Value 299.60B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 447.57B 400.28B 371.62B 324.16B 287.60B
Net Income 12.06B 14.41B 22.38B 20.12B 17.29B
EPS (Diluted) 13.23 15.51 23.86 21.18 18.08
Gross Profit 82.92B 89.40B 90.96B 79.62B 69.65B
Operating Income 18.96B 32.29B 32.36B 28.44B 23.97B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 309.58B 298.28B 273.72B 245.71B 212.21B
Total Liabilities 207.88B 195.69B 174.80B 159.36B 135.73B
Shareholders' Equity 94.11B 92.66B 88.76B 77.77B 71.76B
Total Debt 78.39B 76.90B 67.44B 57.62B 46.00B
Cash & Equivalents 24.37B 25.31B 25.43B 23.37B 21.38B
Current Assets 90.58B 85.78B 78.44B 69.07B 61.76B
Current Liabilities 114.90B 103.77B 99.05B 89.24B 78.29B

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
#250 of 1049
58
#284 of 619
37

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026
Entered Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026