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Fourchette du Jour
26,39 €
27,42 €
Fourchette 52 Semaines
24,93 €
87,30 €
Volume
3 871 125
Moyenne 50J / 200J
35,36 €
/
52,27 €
Clôture Précédente
27,91 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 48,7 | 10,3 |
| P/B | 3,3 | 1,1 |
| ROE % | 7,5 | 11,7 |
| Net Margin % | 5,0 | 16,9 |
| Rev Growth 5Y % | 6,1 | 11,6 |
| D/E | 2,3 | 0,5 |
Objectif de Cours des Analystes
Hold
45,17 €
+69.8%
Low: 30,00 €
High: 56,00 €
P/E Prévisionnel
13,6
BPA Prévisionnel
2,05 €
Croissance BPA (est.)
+0,0%
CA Est.
1,4 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
6,37 €
6,03 € – 6,68 €
|
3,4 B | 1 |
| FY2028 |
4,28 €
2,49 € – 6,48 €
|
2,3 B | 5 |
| FY2027 |
2,95 €
2,65 € – 3,63 €
|
1,9 B | 8 |
Points Clés
Revenue grew 6,06% annually over 5 years — modest growth
Debt/Equity of 2,32 — high leverage
Negative free cash flow of -166,13M
P/E of 48,66 — premium valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 52,81%
Capital efficient — spends only 1,71% of revenue on capex
Croissance
Revenue Growth (5Y)
6,06%
Revenue (1Y)58,87%
Earnings (1Y)N/A
FCF Growth (3Y)N/A
Qualité
Return on Equity
7,49%
ROIC1,54%
Net Margin4,98%
Op. Margin5,05%
Sécurité
Debt / Equity
2,32
Current Ratio2,99
Interest Coverage1,05
Valorisation
P/E Ratio
48,66
P/B Ratio3,27
EV/EBITDA69,97
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 58,87% | Revenue Growth (3Y) | 40,13% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 6,06% | Earnings Growth (5Y) | -20,69% |
| Profitability | |||
| Revenue (TTM) | 1,08B | Net Income (TTM) | 53,60M |
| ROE | 7,49% | ROA | 1,80% |
| Gross Margin | 95,21% | Operating Margin | 5,05% |
| Net Margin | 4,98% | Free Cash Flow (TTM) | -166,13M |
| ROIC | 1,54% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2,32 | Current Ratio | 2,99 |
| Interest Coverage | 1,05 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 48,66 | P/B Ratio | 3,27 |
| P/S Ratio | 2,43 | PEG Ratio | -0,56 |
| EV/EBITDA | 69,97 | Dividend Yield | 0,00% |
| Market Cap | 2,61B | Enterprise Value | 3,80B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,08B | 676,96M | 547,72M | 853,29M | 849,89M |
| Net Income | 53,60M | -128,58M | -240,13M | -108,67M | 135,44M |
| EPS (Diluted) | 0,45 | -1,44 | -2,87 | -1,31 | 1,43 |
| Gross Profit | 1,02B | 628,83M | 508,12M | 837,76M | 846,61M |
| Operating Income | 54,33M | -128,40M | -240,03M | -109,07M | 133,73M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,97B | 2,37B | 2,02B | 1,94B | 1,82B |
| Total Liabilities | 2,18B | 1,73B | 1,38B | 1,26B | 1,01B |
| Shareholders' Equity | 798,82M | 633,22M | 635,31M | 672,44M | 807,08M |
| Total Debt | 1,85B | 1,45B | 1,10B | 1,09B | 795,80M |
| Cash & Equivalents | 657,45M | 793,61M | 377,32M | 432,41M | 994,99M |
| Current Assets | 1,20B | 1,08B | 450,64M | 501,99M | 1,09B |
| Current Liabilities | 401,02M | 457,78M | 458,30M | 400,50M | 140,09M |