Atrás
Rango del Día
$51.44
$52.95
Rango de 52 Semanas
$35.18
$61.19
Volumen
8,987,015
Promedio 50D / 200D
$55.41
/
$49.81
Cierre Anterior
$51.25
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 10.6 | 10.3 |
| P/B | 1.2 | 1.1 |
| ROE % | 12.2 | 11.7 |
| Net Margin % | 17.7 | 16.8 |
| Rev Growth 5Y % | 16.0 | 11.7 |
| D/E | 1.2 | 0.5 |
Precio Objetivo de Analistas
Hold
$59.79
+16.1%
Low: $52.00
High: $66.00
P/E Futuro
10.2
EPS Futuro
$5.04
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
30 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$6.15
$5.54 – $6.57
|
34 B | 5 |
| FY2027 |
$5.61
$5.27 – $5.89
|
32 B | 12 |
| FY2026 |
$5.04
$4.84 – $5.16
|
30 B | 13 |
Puntos Clave
Revenue grew 15.95% annually over 5 years — strong growth
Earnings grew 20.27% over the past year
ROE of 12.24% — decent returns on equity
Net margin of 17.68% shows strong profitability
Generating 7.97B in free cash flow
P/E of 10.57 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
15.95%
Revenue (1Y)0.35%
Earnings (1Y)20.27%
FCF Growth (3Y)-2.86%
Calidad
Return on Equity
12.24%
ROIC4.99%
Net Margin17.68%
Op. Margin22.20%
Seguridad
Debt / Equity
1.20
Current Ratio0.26
Interest Coverage0.66
Valoración
P/E Ratio
10.57
P/B Ratio1.23
EV/EBITDA11.67
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0.35% | Revenue Growth (3Y) | 2.72% |
| Earnings Growth (1Y) | 20.27% | Earnings Growth (3Y) | 18.13% |
| Revenue Growth (5Y) | 15.95% | Earnings Growth (5Y) | -1.24% |
| Profitability | |||
| Revenue (TTM) | 42.86B | Net Income (TTM) | 7.58B |
| ROE | 12.24% | ROA | 1.09% |
| Gross Margin | 62.83% | Operating Margin | 22.20% |
| Net Margin | 17.68% | Free Cash Flow (TTM) | 7.97B |
| ROIC | 4.99% | FCF Growth (3Y) | -2.86% |
| Safety | |||
| Debt / Equity | 1.20 | Current Ratio | 0.26 |
| Interest Coverage | 0.66 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 10.57 | P/B Ratio | 1.23 |
| P/S Ratio | 1.87 | PEG Ratio | 0.50 |
| EV/EBITDA | 11.67 | Dividend Yield | 0.04% |
| Market Cap | 80.05B | Enterprise Value | 111.08B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 42.86B | 42.71B | 40.62B | 27.40B | 23.71B |
| Net Income | 7.58B | 6.30B | 5.43B | 5.83B | 7.96B |
| EPS (Diluted) | 4.61 | 3.79 | 3.27 | 3.69 | 5.10 |
| Gross Profit | 26.93B | 25.10B | 25.74B | 22.21B | 23.89B |
| Operating Income | 9.52B | 7.91B | 6.87B | 7.30B | 10.17B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 692.35B | 678.32B | 663.49B | 674.81B | 573.28B |
| Total Liabilities | 626.69B | 619.28B | 607.72B | 623.57B | 517.90B |
| Shareholders' Equity | 65.19B | 58.58B | 55.31B | 50.77B | 54.92B |
| Total Debt | 77.93B | 73.52B | 66.76B | 71.05B | 43.92B |
| Cash & Equivalents | 46.89B | 56.50B | 61.19B | 53.54B | 28.91B |
| Current Assets | 137.73B | 151.14B | 138.90B | 135.68B | 173.68B |
| Current Liabilities | 539.38B | 533.83B | 527.59B | 556.19B | 467.88B |