Usio, Inc.
جودة البيانات: 100%
USIO
Nasdaq
Financial Services
Depository Institutions
KWD 1.14
▼
KWD 0.04
(-3.39%)
القيمة السوقية: 33.02 M
السعر
KWD 1.19
القيمة السوقية
33.02 M
نطاق اليوم
—
نطاق 52 أسبوعًا
—
حجم التداول
—
فتح —
متوسط 50 يوم / 200 يوم
—
متوسط 50 يوم / 200 يوم
—
Quick Summary
النقاط الرئيسية
Revenue grew 8.36% annually over 5 years — modest growth
Earnings declined -176.00% over the past year
Debt/Equity of 0.04 — conservative balance sheet
Generating 1.08 M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 5.39%
Capital efficient — spends only 0.51% of revenue on capex
النمو
Revenue Growth (5Y)
8.36%
أعلى من متوسط القطاع (5.83%)
Revenue (1Y)2.97%
Earnings (1Y)-176.00%
FCF Growth (3Y)-72.32%
الجودة
Return on Equity
-13.43%
أقل من متوسط القطاع (9.24%)
ROIC-8.72%
Net Margin-2.94%
Op. Margin-2.76%
الأمان
Debt / Equity
0.04
أقل من متوسط القطاع (0.49)
Current Ratio1.13
Interest Coverage-45.30
التقييم
PE (TTM)
-13.14
أقل من متوسط القطاع (11.14)
P/B Ratio1.77
EV/EBITDAN/A
Dividend YieldN/A
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2607 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2607 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | -13.1 | 11.1 |
| P/B | 1.8 | 1.2 |
| ROE % | -13.4 | 9.2 |
| Net Margin % | -2.9 | 9.4 |
| Rev Growth 5Y % | 8.4 | 5.8 |
| D/E | 0.0 | 0.5 |
السعر المستهدف للمحللين
4 محللين
Buy
الحالي
KWD 1.14
المستهدف
KWD 5.06
KWD 4.00
KWD 5.13
KWD 6.00
التوقعات
مكرر الربحية المستقبلي
-38.00
ربحية السهم المستقبلية
-KWD 0.03
الإيرادات المقدّرة
101.94 M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
-KWD 0.03
-KWD 0.04 – -KWD 0.02
|
101.94 M | 3 |
| FY2026 |
-KWD 0.04
-KWD 0.08 – -KWD 0.01
|
93.89 M | 4 |
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| 2026 Q2 |
-KWD 0.02
-KWD 0.02 – -KWD 0.01
|
23.09 M | 4 |
| 2026 Q1 |
-KWD 0.01
-KWD 0.03 – KWD 0.01
|
23.35 M | 4 |
مفاجآت الأرباح
آخر 4 أرباع
| الربع | EPS المقدر | EPS الفعلي | المفاجأة |
|---|---|---|---|
| Q42025 | KWD 0.01 | -KWD 0.05 | -1100.0% |
| Q32025 | KWD 0.01 | -KWD 0.02 | -500.0% |
| Q22025 | KWD 0.00 | -KWD 0.01 | -200.3% |
| Q12025 | KWD 0.02 | -KWD 0.01 | -150.0% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.97% | Revenue Growth (3Y) | 1.68% |
| Earnings Growth (1Y) | -176.00% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 8.36% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 85.39 M | Net Income (TTM) | -2.51 M |
| ROE | -13.43% | ROA | -2.42% |
| Gross Margin | 23.06% | Operating Margin | -2.76% |
| Net Margin | -2.94% | Free Cash Flow (TTM) | 1.08 M |
| ROIC | -8.72% | FCF Growth (3Y) | -72.32% |
| Safety | |||
| Debt / Equity | 0.04 | Current Ratio | 1.13 |
| Interest Coverage | -45.30 | Asset Turnover | 0.82 |
| Working Capital | 10.00 M | Tangible Book Value | 18.46 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | -13.14 | Forward P/E | N/A |
| P/B Ratio | 1.77 | P/S Ratio | 0.39 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 3.27% | ||
| Market Cap | 33.02 M | Enterprise Value | 26.11 M |
| Per Share | |||
| EPS (Diluted TTM) | -0.09 | Revenue / Share | 3.08 |
| FCF / Share | 0.04 | OCF / Share | 0.05 |
| EPS CAGR (1Y) | -175.00% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | 0.51% | FCF Conversion | -42.94% |
| SBC-Adj. FCF | -734,933 | Growth Momentum | -5.39 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 85.39 M | 82.93 M | 82.59 M | 69.43 M | 61.94 M |
| Net Income | -2.51 M | 3.31 M | -475,104.0 | -5.48 M | -321,634.0 |
| EPS (Diluted) | -0.09 | 0.12 | -0.02 | -0.27 | -0.02 |
| Gross Profit | 19.69 M | 19.61 M | 18.60 M | 14.59 M | 15.63 M |
| Operating Income | -2.36 M | -1.47 M | -1.92 M | -5.21 M | -155,381.0 |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | 18.36 M | — | — | — | — |
| D&A | 1.95 M | 2.26 M | 2.08 M | 2.74 M | 2.64 M |
| Interest Expense | 52,083.0 | 53,802.0 | 5,202.0 | 4,051.0 | -4,314.0 |
| Income Tax | 512,811.0 | -2.63 M | 292,524.0 | 280,000.0 | 169,861.0 |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 134.89 M | 107.21 M | 106.93 M | 97.91 M | 133.68 M |
| Total Liabilities | 116.98 M | 88.05 M | 91.87 M | 83.98 M | 115.01 M |
| Shareholders' Equity | 17.91 M | 19.16 M | 15.07 M | 13.93 M | 18.67 M |
| Total Debt | 1.36 M | 719,443.0 | 718,980.0 | 14,994.0 | 71,434.0 |
| Cash & Equivalents | 7.43 M | 8.06 M | 7.16 M | 5.71 M | 7.26 M |
| Current Assets | 123.41 M | 95.16 M | 97.24 M | 87.41 M | 121.26 M |
| Current Liabilities | 114.02 M | 84.95 M | 89.23 M | 81.62 M | 112.46 M |
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