Retour
75
46
Fourchette du Jour
33,84 €
34,93 €
Fourchette 52 Semaines
20,83 €
36,68 €
Volume
142 273
Moyenne 50J / 200J
32,01 €
/
29,15 €
Clôture Précédente
34,18 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 5,4 | 10,3 |
| P/B | 1,8 | 1,1 |
| ROE % | 39,6 | 11,7 |
| Net Margin % | 11,5 | 16,9 |
| Rev Growth 5Y % | 9,2 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
40,00 €
+14.7%
P/E Prévisionnel
8,6
BPA Prévisionnel
4,00 €
Croissance BPA (est.)
+0,0%
CA Est.
2,2 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
4,25 €
4,25 € – 4,25 €
|
2,3 B | 1 |
| FY2026 |
4,00 €
4,00 € – 4,00 €
|
2,2 B | 1 |
Points Clés
Revenue grew 9,21% annually over 5 years — modest growth
Earnings grew 210,47% over the past year
ROE of 39,59% indicates high profitability
Debt/Equity of 0,18 — conservative balance sheet
Generating 377,06M in free cash flow
P/E of 5,35 — trading at a low valuation
Croissance
Revenue Growth (5Y)
9,21%
Revenue (1Y)4,94%
Earnings (1Y)210,47%
FCF Growth (3Y)137,31%
Qualité
Return on Equity
39,59%
ROIC27,98%
Net Margin11,47%
Op. Margin15,23%
Sécurité
Debt / Equity
0,18
Current Ratio19,39
Interest Coverage50,30
Valorisation
P/E Ratio
5,35
P/B Ratio1,77
EV/EBITDA2,47
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,94% | Revenue Growth (3Y) | 7,08% |
| Earnings Growth (1Y) | 210,47% | Earnings Growth (3Y) | 65,46% |
| Revenue Growth (5Y) | 9,21% | Earnings Growth (5Y) | 73,04% |
| Profitability | |||
| Revenue (TTM) | 1,60B | Net Income (TTM) | 182,95M |
| ROE | 39,59% | ROA | 7,78% |
| Gross Margin | 38,21% | Operating Margin | 15,23% |
| Net Margin | 11,47% | Free Cash Flow (TTM) | 377,06M |
| ROIC | 27,98% | FCF Growth (3Y) | 137,31% |
| Safety | |||
| Debt / Equity | 0,18 | Current Ratio | 19,39 |
| Interest Coverage | 50,30 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 5,35 | P/B Ratio | 1,77 |
| P/S Ratio | 0,61 | PEG Ratio | 0,02 |
| EV/EBITDA | 2,47 | Dividend Yield | 0,02% |
| Market Cap | 978,06M | Enterprise Value | 600,71M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,60B | 1,52B | 1,39B | 1,22B | 1,12B |
| Net Income | 182,95M | 58,93M | 66,82M | -22,26M | 20,41M |
| EPS (Diluted) | 6,32 | 2,01 | 2,22 | -0,72 | 0,65 |
| Gross Profit | 609,72M | 199,73M | 190,94M | 70,00M | 116,48M |
| Operating Income | 243,07M | 84,61M | 88,35M | -27,25M | 28,41M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,35B | 2,84B | 2,32B | 2,89B | 2,06B |
| Total Liabilities | 1,80B | 2,47B | 1,98B | 2,60B | 1,63B |
| Shareholders' Equity | 551,04M | 373,25M | 341,30M | 287,90M | 429,70M |
| Total Debt | 100,48M | 101,24M | 116,60M | 102,77M | 130,44M |
| Cash & Equivalents | 477,84M | 259,44M | 397,31M | 388,71M | 250,51M |
| Current Assets | 553,56M | 1,61B | 491,57M | 1,47B | 501,02M |
| Current Liabilities | 28,55M | 634,54M | 614,94M | 1,53M | 215,42M |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#37 of 670
#76 of 203
Activité Récente
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026
Entré
Value Investing (Warren Buffett)
Mar 24, 2026