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Velocity Financial, Inc.

Qualité des données : 100%
VEL
NYSE Financial Services Financial - Mortgages
17,36 €
▼ 0,19 € (-1,08%)
Cap. Boursière : 681,12M
Fourchette du Jour
17,36 € 17,73 €
Fourchette 52 Semaines
16,12 € 21,40 €
Volume
119 787
Moyenne 50J / 200J
19,06 € / 18,65 €
Clôture Précédente
17,55 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 6,5 10,3
P/B 1,0 1,1
ROE % 17,7 11,7
Net Margin % 14,7 16,8
Rev Growth 5Y % 40,9 11,7
D/E 9,7 0,5

Objectif de Cours des Analystes

Hold
23,00 € +32.5%
P/E Prévisionnel
6,3
BPA Prévisionnel
2,77 €
Croissance BPA (est.)
+0,0%
CA Est.
230 M

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2028 3,05 €
3,01 € – 3,09 €
310 M 1
FY2027 3,34 €
2,80 € – 3,88 €
270 M 1
FY2026 2,77 €
2,55 € – 3,21 €
230 M 2

Insider Trading Activity

18 transactions
Date Insider Type Shares Price Value
Feb 20, 2026
Suryadevara Dhivya
Co-President
other 29 594 61,47 € 1 819 143 €
Feb 18, 2026
GEORGAKOPOULOS PANAGIOTIS
Co-President
grant 182 512
Feb 18, 2026
Best Kenneth
Chief Accounting Officer
grant 15 871
Feb 7, 2026
Lyons Michael P.
Chief Executive Officer
other 3 375 60,00 € 202 500 €
Feb 7, 2026
Gelb Andrew
EVP, Head of Fin. Sols.
other 1 096 60,00 € 65 760 €
Jan 28, 2026
Kelly Roland Thomas
Chief Legal Officer and GC
other 16 170 20,22 € 326 957 €
Jan 21, 2026
Taylor Jeffrey T.
Executive VP, Capital Markets
other 3 430 19,53 € 66 988 €
Jan 15, 2026
Farrar Christopher D.
Chief Executive Officer
grant 178 570 19,60 € 3 499 972 €
Jan 13, 2026
Szczepaniak Mark R
Chief Financial Officer
other 4 255 18,70 € 79 569 €
Jan 13, 2026
Taylor Jeffrey T.
Executive VP, Capital Markets
other 3 459 18,70 € 64 683 €
Dec 2, 2025
Rosman Adam L.
Chief Admin. and Legal Officer
buy 7 900 63,19 € 499 201 €
Dec 1, 2025
Suryadevara Dhivya
Co-President
grant 156 485
Nov 18, 2025
Best Kenneth
Chief Accounting Officer
grant 12 228
Sep 2, 2025
Szczepaniak Mark R
Chief Financial Officer
sell 1 572 18,85 € 29 632 €
Jul 17, 2025
LaClair Jennifer A.
EVP, Head of Merchant Sols.
other 3 119 167,35 € 521 965 €
Jun 30, 2025
Kelly Roland Thomas
Chief Legal Officer and GC
other 1 204 15,76 € 18 974 €
May 14, 2025
Gopal Ajei
Director
grant 1 212
May 14, 2025
DiSimone Harry
Director
grant 1 212

Points Clés

Revenue grew 40,89% annually over 5 years — strong growth
Earnings grew 53,55% over the past year
ROE of 17,66% — decent returns on equity
Debt/Equity of 9,72 — high leverage
Generating 17,88M in free cash flow
P/E of 6,48 — trading at a low valuation

Croissance

Revenue Growth (5Y)
40,89%
Revenue (1Y)47,99%
Earnings (1Y)53,55%
FCF Growth (3Y)-45,80%

Qualité

Return on Equity
17,66%
ROIC5,32%
Net Margin14,70%
Op. Margin71,56%

Sécurité

Debt / Equity
9,72
Current Ratio0,30
Interest Coverage1,40

Valorisation

P/E Ratio
6,48
P/B Ratio1,01
EV/EBITDA13,94
Dividend Yield0,00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 47,99% Revenue Growth (3Y) 132,90%
Earnings Growth (1Y) 53,55% Earnings Growth (3Y) 41,76%
Revenue Growth (5Y) 40,89% Earnings Growth (5Y) 37,70%
Profitability
Revenue (TTM) 714,45M Net Income (TTM) 105,05M
ROE 17,66% ROA 1,42%
Gross Margin 95,32% Operating Margin 71,56%
Net Margin 14,70% Free Cash Flow (TTM) 17,88M
ROIC 5,32% FCF Growth (3Y) -45,80%
Safety
Debt / Equity 9,72 Current Ratio 0,30
Interest Coverage 1,40 Dividend Yield 0,00%
Valuation
P/E Ratio 6,48 P/B Ratio 1,01
P/S Ratio 0,95 PEG Ratio 0,20
EV/EBITDA 13,94 Dividend Yield 0,00%
Market Cap 681,12M Enterprise Value 7,13B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 714,45M 482,78M 131,72M 248,38M 181,31M
Net Income 105,05M 68,42M 52,27M 32,21M 29,22M
EPS (Diluted) 2,75 1,91 1,52 0,93 0,86
Gross Profit 681,04M 210,56M 131,72M 90,03M 75,61M
Operating Income 511,29M 96,39M 76,85M 44,55M 39,79M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 7,38B 5,53B 4,40B 3,75B 2,81B
Total Liabilities 6,71B 5,01B 3,97B 3,37B 2,47B
Shareholders' Equity 672,54M 516,94M 433,44M 376,81M 341,11M
Total Debt 6,54B 4,86B 3,84B 3,28B 2,38B
Cash & Equivalents 92,10M 50,11M 40,76M 45,42M 36,13M
Current Assets 143,68M 212,34M 163,65M 142,75M 125,43M
Current Liabilities 476,82M 495,90M 456,72M 422,34M 0,0

Scores de Stratégies

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches

Activité Récente

Entré Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entré Contrarian Investing (David Dreman)
Mar 24, 2026