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Day Range
$129.89
$132.99
52-Week Range
$124.70
$215.06
Volume
74,979
50D / 200D Avg
$148.27
/
$173.29
Prev Close
$130.25
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 6.5 | 10.4 |
| P/B | 1.0 | 1.1 |
| ROE % | 15.1 | 11.6 |
| Net Margin % | 16.7 | 16.8 |
| Rev Growth 5Y % | -3.9 | 11.6 |
| D/E | 0.5 | 0.5 |
Analyst Price Target
Hold
$167.67
+26.6%
Low: $142.00
High: $206.00
Forward P/E
5.28
Forward EPS
$25.07
EPS Growth (est.)
+0.0%
Est. Revenue
768.17M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$26.73
$26.20 – $27.76
|
786.42M | 3 |
| FY2026 |
$25.07
$24.51 – $25.36
|
768.17M | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-06 | $6.58 | $6.50 | -1.2% |
| 2025-10-24 | $6.71 | $6.69 | -0.3% |
| 2025-07-25 | $6.21 | $6.25 | +0.6% |
| 2025-04-25 | $5.33 | $5.73 | +7.5% |
| 2025-01-31 | $7.62 | $7.50 | -1.6% |
| 2024-10-25 | $6.80 | $6.92 | +1.8% |
| 2024-07-26 | $6.61 | $6.53 | -1.2% |
| 2024-04-26 | $5.41 | $5.41 | 0.0% |
Dividend History
7 yr streakYield
0.06%
Payout Ratio
0.47%
Growth (3Y)
14.16%
Growth (5Y)
26.45%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 30, 2026 | May 13, 2026 | $2.40 | 7.13% |
| Jan 30, 2026 | Feb 11, 2026 | $2.40 | 5.70% |
| Oct 31, 2025 | Nov 14, 2025 | $2.40 | 5.62% |
| Jul 31, 2025 | Aug 15, 2025 | $2.25 | 4.66% |
| Apr 30, 2025 | May 14, 2025 | $2.25 | 5.63% |
| Jan 31, 2025 | Feb 12, 2025 | $2.25 | 4.16% |
| Oct 31, 2024 | Nov 13, 2024 | $2.25 | 3.67% |
| Jul 31, 2024 | Aug 15, 2024 | $1.90 | 3.36% |
| Apr 29, 2024 | May 15, 2024 | $1.90 | 3.31% |
| Jan 30, 2024 | Feb 15, 2024 | $1.90 | 2.92% |
| Oct 30, 2023 | Nov 15, 2023 | $1.90 | 3.81% |
| Jul 28, 2023 | Aug 15, 2023 | $1.65 | 3.27% |
| Apr 27, 2023 | May 15, 2023 | $1.65 | 3.62% |
| Jan 30, 2023 | Feb 15, 2023 | $1.65 | 3.01% |
| Oct 28, 2022 | Nov 15, 2022 | $1.65 | 3.51% |
| Jul 28, 2022 | Aug 15, 2022 | $1.50 | 2.96% |
| Apr 28, 2022 | May 13, 2022 | $1.50 | 2.89% |
| Jan 27, 2022 | Feb 11, 2022 | $1.50 | 1.89% |
| Oct 28, 2021 | Nov 12, 2021 | $1.50 | 1.27% |
| Jul 29, 2021 | Aug 13, 2021 | $0.82 | 1.20% |
Key Takeaways
Revenue declined -3.92% annually over 5 years
ROE of 15.11% — decent returns on equity
Net margin of 16.66% shows strong profitability
Negative free cash flow of -74.09M
P/E of 6.46 — trading at a low valuation
PEG of 0.45 suggests growth is underpriced
Growth
Revenue Growth (5Y)
-3.92%
Revenue (1Y)-8.00%
Earnings (1Y)13.68%
FCF Growth (3Y)N/A
Quality
Return on Equity
15.11%
ROIC7.67%
Net Margin16.66%
Op. Margin17.44%
Safety
Debt / Equity
0.52
Current Ratio29.07
Interest Coverage0.89
Valuation
P/E Ratio
6.46
Forward P/E5.28
P/B Ratio0.96
EV/EBITDA6.22
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -8.00% | Revenue Growth (3Y) | -0.65% |
| Earnings Growth (1Y) | 13.68% | Earnings Growth (3Y) | 2.93% |
| Revenue Growth (5Y) | -3.92% | Earnings Growth (5Y) | -9.70% |
| Profitability | |||
| Revenue (TTM) | 830.59M | Net Income (TTM) | 138.40M |
| ROE | 15.11% | ROA | 3.23% |
| Gross Margin | 74.89% | Operating Margin | 17.44% |
| Net Margin | 16.66% | Free Cash Flow (TTM) | -74.09M |
| ROIC | 7.67% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.52 | Current Ratio | 29.07 |
| Interest Coverage | 0.89 | ||
| Dividends | |||
| Dividend Yield | 0.06% | Payout Ratio | 0.47% |
| Dividend Growth (3Y) | 14.16% | Dividend Growth (5Y) | 26.45% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 6.46 | Forward P/E | 5.28 |
| P/B Ratio | 0.96 | P/S Ratio | 1.08 |
| PEG Ratio | 0.45 | Forward PEG | N/A |
| EV/EBITDA | 6.22 | Fwd EV/EBITDA | 2.10 |
| Forward P/S | 1.16 | Fwd Earnings Yield | 18.94% |
| FCF Yield | -8.28% | ||
| Market Cap | 894.59M | Enterprise Value | 900.60M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 830.59M | 902.82M | 841.49M | 881.72M | 974.67M |
| Net Income | 138.40M | 121.75M | 130.62M | 117.54M | 208.13M |
| EPS (Diluted) | 19.97 | 16.89 | 17.71 | 15.50 | 26.01 |
| Gross Profit | 622.00M | 470.23M | 436.74M | 510.46M | 616.44M |
| Operating Income | 144.88M | 182.49M | 151.48M | 197.46M | 325.49M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4.29B | 3.99B | 3.68B | 3.95B | 3.93B |
| Total Liabilities | 3.31B | 2.99B | 2.71B | 3.02B | 2.96B |
| Shareholders' Equity | 934.04M | 897.49M | 863.93M | 817.02M | 828.30M |
| Total Debt | 483.18M | 2.47B | 2.25B | 2.34B | 2.30B |
| Cash & Equivalents | 477.17M | 399.58M | 340.33M | 588.54M | 585.54M |
| Current Assets | 489.22M | 517.52M | 450.09M | 688.45M | 710.02M |
| Current Liabilities | 16.83M | 207.53M | 146.57M | 279.91M | 248.39M |
Strategy Scores
This stock passed the criteria for 0 strategies
Score = fit strength (0–100)
Rank = position among all matches
Recent Activity
Exited
Contrarian Investing (David Dreman)
Mar 26, 2026
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026