Terug
Dagbereik
€ 50,21
€ 51,78
52-Weeksbereik
€ 42,00
€ 53,48
Volume
196.779
50D / 200D Gem.
€ 50,81
/
€ 49,16
Vorige Slotkoers
€ 50,60
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,8 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 12,7 | 11,6 |
| Net Margin % | 42,7 | 16,8 |
| Rev Growth 5Y % | 5,8 | 11,6 |
| D/E | 0,2 | 0,5 |
Koersdoel Analisten
Hold
€ 57,00
+11.2%
Forward K/W
11,9
Forward WPA
€ 4,25
WPA Groei (sch.)
+0,0%
Omzet Sch.
240 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 4,20
€ 4,20 – € 4,20
|
230 M | 1 |
| FY2026 |
€ 4,25
€ 4,25 – € 4,25
|
240 M | 1 |
Belangrijkste Punten
Revenue grew 5,82% annually over 5 years — modest growth
Earnings declined -16,20% over the past year
ROE of 12,74% — decent returns on equity
Net margin of 42,74% shows strong profitability
Debt/Equity of 0,17 — conservative balance sheet
Generating 119,59M in free cash flow
Groei
Revenue Growth (5Y)
5,82%
Revenue (1Y)-12,64%
Earnings (1Y)-16,20%
FCF Growth (3Y)-12,74%
Kwaliteit
Return on Equity
12,74%
ROIC10,75%
Net Margin42,74%
Op. Margin57,64%
Veiligheid
Debt / Equity
0,17
Current Ratio33,06
Interest Coverage11,43
Waardering
P/E Ratio
10,75
P/B Ratio1,34
EV/EBITDA5,36
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -12,64% | Revenue Growth (3Y) | -8,90% |
| Earnings Growth (1Y) | -16,20% | Earnings Growth (3Y) | -15,26% |
| Revenue Growth (5Y) | 5,82% | Earnings Growth (5Y) | 7,65% |
| Profitability | |||
| Revenue (TTM) | 271,84M | Net Income (TTM) | 116,17M |
| ROE | 12,74% | ROA | 1,95% |
| Gross Margin | 95,16% | Operating Margin | 57,64% |
| Net Margin | 42,74% | Free Cash Flow (TTM) | 119,59M |
| ROIC | 10,75% | FCF Growth (3Y) | -12,74% |
| Safety | |||
| Debt / Equity | 0,17 | Current Ratio | 33,06 |
| Interest Coverage | 11,43 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 10,75 | P/B Ratio | 1,34 |
| P/S Ratio | 4,59 | PEG Ratio | -0,79 |
| EV/EBITDA | 5,36 | Dividend Yield | 0,04% |
| Market Cap | 1,25B | Enterprise Value | 840,13M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 271,84M | 311,17M | 327,54M | 266,88M | 216,79M |
| Net Income | 116,17M | 138,64M | 161,77M | 122,03M | 86,51M |
| EPS (Diluted) | 4,53 | 5,20 | 6,06 | 4,54 | 3,22 |
| Gross Profit | 258,70M | 293,45M | 324,80M | 264,95M | 214,83M |
| Operating Income | 156,69M | 189,06M | 221,58M | 165,59M | 117,03M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,96B | 6,08B | 6,36B | 6,95B | 7,46B |
| Total Liabilities | 5,03B | 5,19B | 5,59B | 6,35B | 6,63B |
| Shareholders' Equity | 933,51M | 889,96M | 772,89M | 602,11M | 827,10M |
| Total Debt | 159,50M | 138,31M | 76,98M | 73,54M | 164,23M |
| Cash & Equivalents | 567,80M | 601,49M | 190,31M | 294,24M | 1,13B |
| Current Assets | 4,75B | 1,99B | 4,25B | 4,68B | 5,81B |
| Current Liabilities | 143,72M | 5,13B | 5,53B | 6,28B | 6,56B |