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Fourchette 52 Semaines
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Volume
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Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | -29,6 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | -4,5 | 11,6 |
| Net Margin % | -2,0 | 16,8 |
| Rev Growth 5Y % | 0,2 | 11,6 |
| D/E | 1,9 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
2,39 €
2,04 € – 2,71 €
|
8,08B | 1 |
| FY2027 |
4,34 €
3,71 € – 4,93 €
|
8,41B | 1 |
| FY2026 |
4,49 €
3,84 € – 5,11 €
|
7,95B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-26 | N/A | -3,41 € | — |
| 2025-07-30 | N/A | 0,09 € | — |
| 2025-02-26 | N/A | 14,57 € | — |
| 2024-10-24 | N/A | -7,43 € | — |
| 2024-04-25 | N/A | 0,97 € | — |
| 2024-02-28 | N/A | 0,47 € | — |
| 2023-06-30 | N/A | 0,47 € | — |
| 2023-03-31 | N/A | 0,23 € | — |
Dividend History
7 yr streakYield
0,06%
Payout Ratio
-1,73%
Growth (3Y)
30,75%
Growth (5Y)
17,35%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Nov 19, 2025 | Nov 20, 2025 | 1,74 € | 7,99% |
| May 22, 2025 | May 23, 2025 | 5,30 € | 5,41% |
| May 21, 2024 | May 23, 2024 | 4,34 € | 8,10% |
| Jun 19, 2023 | Jun 21, 2023 | 3,50 € | 3,38% |
| Jun 20, 2022 | Jun 22, 2022 | 3,15 € | 3,87% |
| Jul 01, 2021 | Jul 05, 2021 | 3,44 € | 2,63% |
| Jul 07, 2020 | Jul 09, 2020 | 3,16 € | 3,33% |
| May 21, 2019 | May 23, 2019 | 3,12 € | 2,34% |
| May 22, 2018 | May 24, 2018 | 3,12 € | 2,17% |
| May 23, 2017 | May 26, 2017 | 2,63 € | 1,84% |
| Jun 06, 2016 | Jun 08, 2016 | 2,44 € | 2,13% |
| Jun 10, 2015 | Jun 12, 2015 | 2,26 € | 1,80% |
| Jun 10, 2014 | Jun 13, 2014 | 2,51 € | 1,66% |
| May 30, 2013 | Jun 04, 2013 | 2,28 € | 2,07% |
| Jun 07, 2012 | Jun 12, 2012 | 1,63 € | 2,27% |
| Jun 02, 2011 | Jun 07, 2011 | 1,80 € | 1,58% |
| Jun 08, 2010 | Jun 11, 2010 | 1,20 € | 2,15% |
| Jun 09, 2009 | Jun 12, 2009 | 1,40 € | 3,86% |
| Jun 11, 2008 | Jun 16, 2008 | 3,11 € | 2,49% |
| Nov 30, 1994 | Nov 30, 1994 | 2,73 € | 1,50% |
Points Clés
Revenue grew 0,22% annually over 5 years — modest growth
Earnings declined -151,65% over the past year
Generating 1,49B in free cash flow
PEG of 0,20 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 6,36%
Capital efficient — spends only 2,76% of revenue on capex
Croissance
Revenue Growth (5Y)
0,22%
Revenue (1Y)-6,14%
Earnings (1Y)-151,65%
FCF Growth (3Y)12,21%
Qualité
Return on Equity
-4,51%
ROIC6,07%
Net Margin-2,01%
Op. Margin10,88%
Sécurité
Debt / Equity
1,89
Current Ratio1,53
Interest Coverage3,44
Valorisation
P/E Ratio
-29,60
Forward P/E23,58
P/B Ratio1,28
EV/EBITDA9,63
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -6,14% | Revenue Growth (3Y) | 3,05% |
| Earnings Growth (1Y) | -151,65% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 0,22% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 7,57B | Net Income (TTM) | -151,80M |
| ROE | -4,51% | ROA | -0,91% |
| Gross Margin | 102,84% | Operating Margin | 10,88% |
| Net Margin | -2,01% | Free Cash Flow (TTM) | 1,49B |
| ROIC | 6,07% | FCF Growth (3Y) | 12,21% |
| Safety | |||
| Debt / Equity | 1,89 | Current Ratio | 1,53 |
| Interest Coverage | 3,44 | ||
| Dividends | |||
| Dividend Yield | 0,06% | Payout Ratio | -1,73% |
| Dividend Growth (3Y) | 30,75% | Dividend Growth (5Y) | 17,35% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | -29,60 | Forward P/E | 23,58 |
| P/B Ratio | 1,28 | P/S Ratio | 0,59 |
| PEG Ratio | 0,20 | Forward PEG | N/A |
| EV/EBITDA | 9,63 | Fwd EV/EBITDA | 4,86 |
| Forward P/S | 0,57 | Fwd Earnings Yield | 4,24% |
| FCF Yield | 33,10% | ||
| Market Cap | 4,49B | Enterprise Value | 7,93B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 7,57B | 8,06B | 7,13B | 6,75B | 7,50B |
| Net Income | -151,80M | 293,90M | 142,40M | 656,30M | 1,05B |
| EPS (Diluted) | -2,84 | 6,86 | 3,20 | 14,93 | 23,78 |
| Gross Profit | 7,78B | 8,27B | 863,70M | 964,20M | 806,10M |
| Operating Income | 823,70M | 768,60M | 867,40M | 1,02B | 804,80M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 16,68B | 15,46B | 15,05B | 14,38B | 14,18B |
| Total Liabilities | 11,25B | 10,29B | 10,22B | 9,74B | 9,99B |
| Shareholders' Equity | 3,52B | 3,22B | 2,68B | 2,79B | 2,60B |
| Total Debt | 6,66B | 6,75B | 6,11B | 6,06B | 5,93B |
| Cash & Equivalents | 3,22B | 3,43B | 2,40B | 3,26B | 2,23B |
| Current Assets | 6,83B | 6,35B | 7,25B | 6,21B | 5,21B |
| Current Liabilities | 4,46B | 3,06B | 3,56B | 3,57B | 2,80B |