Western New England Bancorp, Inc.
Data quality: 83%
WNEB
Nasdaq
Financial Services
Depository Institutions
$13.88
▲
$0.40
(2.97%)
Mkt Cap: 281.22 M
Price
$13.88
Mkt Cap
281.22 M
Day Range
$13.41 — $13.90
52-Week Range
$7.73 — $14.52
Volume
65,810
Open $13.41
50D / 200D Avg
$13.19
5.23% above
50D / 200D Avg
$12.04
15.27% above
Quick Summary
Key Takeaways
Earnings grew 30.88% over the past year
Debt/Equity of 0.01 — conservative balance sheet
Generating 17.14 M in free cash flow
Cash machine — converts 112.25% of earnings into free cash flow
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)30.88%
FCF Growth (3Y)20.16%
Quality
Return on Equity
6.32%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Safety
Debt / Equity
0.01
Below sector avg (0.50)
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
18.42
Above sector avg (12.63)
P/B Ratio1.15
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (1096 peers)
Peer Comparison
vs Financial Services sector median (1096 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 18.4 | 12.6 |
| P/B | 1.2 | 1.4 |
| ROE % | 6.3 | 10.7 |
| Net Margin % | — | 14.8 |
| Rev Growth 5Y % | — | 6.4 |
| D/E | 0.0 | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 30.88% | Earnings Growth (3Y) | 0.66% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -10.41% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 15.27 M |
| ROE | 6.32% | ROA | 0.56% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 17.14 M |
| ROIC | N/A | FCF Growth (3Y) | 20.16% |
| Safety | |||
| Debt / Equity | 0.01 | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 230.00 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 18.42 | Forward P/E | N/A |
| P/B Ratio | 1.15 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 6.09% | ||
| Market Cap | 281.22 M | Enterprise Value | 284.20 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.75 | Revenue / Share | N/A |
| FCF / Share | 0.85 | OCF / Share | 0.90 |
| EPS CAGR (1Y) | 33.93% | EPS CAGR (5Y) | -7.40% |
| EPS CAGR (10Y) | 13.50% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 112.25% |
| SBC-Adj. FCF | 16.07 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 15.27 M | 11.67 M | 15.07 M | 25.89 M | 23.70 M |
| EPS (Diluted) | 0.75 | 0.56 | 0.70 | 1.18 | 1.02 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 2.10 M | 2.20 M | 2.20 M | 2.30 M | 2.30 M |
| Interest Expense | 11.71 M | 13.31 M | 33.21 M | 6.70 M | 6.67 M |
| Income Tax | 4.52 M | 3.29 M | 4.52 M | 8.74 M | 8.03 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.74 B | 2.65 B | 2.56 B | 2.55 B | 2.54 B |
| Total Liabilities | 2.49 B | 2.42 B | 2.33 B | 2.33 B | 2.31 B |
| Shareholders' Equity | 247.64 M | 235.91 M | 237.41 M | 228.14 M | 223.69 M |
| Total Debt | 13.27 M | 5.39 M | 16.10 M | 41.35 M | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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