Terug
Dagbereik
€ 63,63
€ 65,14
52-Weeksbereik
€ 42,44
€ 71,32
Volume
379.122
50D / 200D Gem.
€ 63,37
/
€ 57,32
Vorige Slotkoers
€ 64,09
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 12,3 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 10,8 | 11,6 |
| Net Margin % | 21,1 | 16,8 |
| Rev Growth 5Y % | 20,6 | 11,6 |
| D/E | 0,1 | 0,5 |
Koersdoel Analisten
Hold
€ 69,00
+6.7%
Low: € 67,00
High: € 71,00
Forward K/W
11,1
Forward WPA
€ 5,80
WPA Groei (sch.)
+0,0%
Omzet Sch.
1,1 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 6,39
€ 6,06 – € 6,57
|
1,1 B | 5 |
| FY2026 |
€ 5,80
€ 5,75 – € 5,91
|
1,1 B | 5 |
Belangrijkste Punten
Revenue grew 20,64% annually over 5 years — strong growth
ROE of 10,81% — decent returns on equity
Net margin of 21,14% shows strong profitability
Debt/Equity of 0,11 — conservative balance sheet
Generating 213,61M in free cash flow
P/E of 12,30 — trading at a low valuation
Groei
Revenue Growth (5Y)
20,64%
Revenue (1Y)-3,05%
Earnings (1Y)8,98%
FCF Growth (3Y)-3,75%
Kwaliteit
Return on Equity
10,81%
ROIC9,43%
Net Margin21,14%
Op. Margin28,01%
Veiligheid
Debt / Equity
0,11
Current Ratio0,08
Interest Coverage1,30
Waardering
P/E Ratio
12,30
P/B Ratio1,30
EV/EBITDA6,59
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3,05% | Revenue Growth (3Y) | 3,65% |
| Earnings Growth (1Y) | 8,98% | Earnings Growth (3Y) | 3,32% |
| Revenue Growth (5Y) | 20,64% | Earnings Growth (5Y) | 1,43% |
| Profitability | |||
| Revenue (TTM) | 1,36B | Net Income (TTM) | 287,35M |
| ROE | 10,81% | ROA | 1,35% |
| Gross Margin | 74,70% | Operating Margin | 28,01% |
| Net Margin | 21,14% | Free Cash Flow (TTM) | 213,61M |
| ROIC | 9,43% | FCF Growth (3Y) | -3,75% |
| Safety | |||
| Debt / Equity | 0,11 | Current Ratio | 0,08 |
| Interest Coverage | 1,30 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 12,30 | P/B Ratio | 1,30 |
| P/S Ratio | 2,60 | PEG Ratio | 0,70 |
| EV/EBITDA | 6,59 | Dividend Yield | 0,01% |
| Market Cap | 3,53B | Enterprise Value | 2,51B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,36B | 1,40B | 1,27B | 963,25M | 641,85M |
| Net Income | 287,35M | 263,67M | 269,16M | 222,38M | 271,44M |
| EPS (Diluted) | 5,09 | 4,41 | 4,40 | 3,49 | 5,69 |
| Gross Profit | 1,02B | 982,83M | 926,05M | 874,23M | 737,05M |
| Operating Income | 380,87M | 347,26M | 365,04M | 300,61M | 357,70M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 21,31B | 20,81B | 20,59B | 19,91B | 15,78B |
| Total Liabilities | 18,59B | 18,23B | 18,12B | 17,71B | 13,84B |
| Shareholders' Equity | 2,73B | 2,59B | 2,48B | 2,21B | 1,94B |
| Total Debt | 302,68M | 383,61M | 895,08M | 726,89M | 239,48M |
| Cash & Equivalents | 1,33B | 1,15B | 1,09B | 832,61M | 1,53B |
| Current Assets | 1,36B | 1,90B | 1,80B | 1,47B | 1,92B |
| Current Liabilities | 17,64B | 17,07B | 16,52B | 16,21B | 13,24B |