Skip to main content
Back
Watch Compare

WINTRUST FINANCIAL CORP

Data quality: 100%
WTFCN
NASDAQ Financial Services Depository Institutions
$26.15
▲ $0.06 (0.23%)
6 months return
—
Momentum
Neutral
5Y revenue growth
6.41%

Growth

Revenue Growth (5Y)
6.41%
Above sector avg (5.76%)
Revenue (1Y)5.94%
Earnings (1Y)18.53%
FCF Growth (3Y)11.03%

Quality

Return on Equity
11.55%
Above sector avg (9.21%)
ROICN/A
Net Margin310.14%
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
2.14
Below sector avg (11.13)
P/B Ratio0.25
EV/EBITDAN/A
Dividend Yield6.79%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Revenue grew 6.41% annually over 5 years — modest growth
Earnings grew 18.53% over the past year
ROE of 11.55% — decent returns on equity
Net margin of 310.14% shows strong profitability
Generating 860.40 M in free cash flow
P/E of 2.14 — trading at a low valuation

Price History

Financial Trends

Analyst Price Target

No analyst coverage available

Growth

Rev 5Y: 6.41% · Earnings 1Y: 18.53%
Revenue Growth (1Y) 5.94% Revenue Growth (3Y) 9.77%
Earnings Growth (1Y) 18.53% Earnings Growth (3Y) 15.03%
Revenue Growth (5Y) 6.41% Earnings Growth (5Y) 15.30%

Profitability

ROE: 11.55% · Net Margin: 310.14%
Revenue (TTM) 265.64 M Net Income (TTM) 823.84 M
ROE 11.55% ROA 1.19%
Gross Margin N/A Operating Margin N/A
Net Margin 310.14% Free Cash Flow (TTM) 860.40 M
ROIC N/A FCF Growth (3Y) 11.03%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.00
Working Capital N/A Tangible Book Value 6.14 B

Dividends

Yield: 6.79% · Payout: 15.49%
Dividend Yield 6.79% Payout Ratio 15.49%
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years 1 yrs

Valuation

P/E: 2.14 · EV/EBITDA: N/A
P/E Ratio 2.14 Forward P/E N/A
P/B Ratio 0.25 P/S Ratio 6.65
PEG Ratio 0.14 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 0.56 Fwd Earnings Yield N/A
FCF Yield 48.74%
Market Cap 1.77 B Enterprise Value 1.77 B

Per Share

EPS: 11.40 · FCF/Share: 12.67
EPS (Diluted TTM) 11.40 Revenue / Share 3.91
FCF / Share 12.67 OCF / Share 13.41
EPS CAGR (1Y) 10.57% EPS CAGR (5Y) 10.74%
EPS CAGR (10Y) 13.46%

Efficiency

FCF Conv: 104.44% · CapEx/Rev: 18.80%
CapEx / Revenue 18.80% FCF Conversion 104.44%
SBC-Adj. FCF 820.29 M Growth Momentum -0.47

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 265.64 M 250.74 M 220.44 M 217.72 M 207.17 M
Net Income 823.84 M 695.05 M 622.63 M 509.68 M 466.15 M
EPS (Diluted) 11.40 10.31 9.58 8.02 7.58
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 66.90 M 61.40 M 56.90 M 53.10 M 54.00 M
Interest Expense 1.50 B 1.52 B 1.06 B 252.08 M 150.53 M
Income Tax 294.56 M 252.04 M 222.46 M 190.87 M 171.65 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 71.14 B 64.88 B 56.26 B 52.95 B 50.14 B
Total Liabilities 63.88 B 58.54 B 50.86 B 48.15 B 45.64 B
Shareholders' Equity 7.26 B 6.34 B 5.40 B 4.80 B 4.50 B
Total Debt — 0.0 13.43 M 17.61 M 9.20 M
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —

Peer Comparison

vs Financial Services sector median (6628 peers)
Metric Stock Sector Median
P/E 2.1 11.1
P/B 0.3 1.2
ROE % 11.6 9.2
Net Margin % 310.1 9.4
Rev Growth 5Y % 6.4 5.8
D/E — 0.5

Dividend History

Yield

6.79%

Payout ratio

15.49%

Growth (3Y)

N/A

Growth (5Y)

N/A

Recent per-share payments (most recent first).

Ex-dividend Payment Amount / share
Apr 01, 2026 — $0.49
Dec 31, 2025 — $0.49
Oct 01, 2025 — $0.78

Strategy Scores

1 strategy matched
Dividend High Yield Value
#201 of 240
33

Recent Activity

Entered High Yield Value
Apr 12, 2026