Retour
95
Fourchette du Jour
9,06 €
9,39 €
Fourchette 52 Semaines
7,85 €
10,70 €
Volume
7 854 116
Moyenne 50J / 200J
9,54 €
/
8,87 €
Clôture Précédente
9,02 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 5,9 | 10,3 |
| P/B | 3,1 | 1,1 |
| ROE % | 51,9 | 11,7 |
| Net Margin % | 12,4 | 16,8 |
| Rev Growth 5Y % | -5,5 | 11,7 |
| D/E | 0,0 | 0,5 |
Objectif de Cours des Analystes
Hold
9,00 €
-2.1%
P/E Prévisionnel
5,1
BPA Prévisionnel
1,80 €
Croissance BPA (est.)
+0,0%
CA Est.
4,3 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2030 |
1,77 €
1,61 € – 1,87 €
|
3,9 B | 2 |
| FY2029 |
1,94 €
1,76 € – 2,05 €
|
4,1 B | 4 |
| FY2028 |
2,09 €
1,90 € – 2,39 €
|
4,6 B | 6 |
Points Clés
Revenue declined -5,52% annually over 5 years
Earnings declined -46,52% over the past year
ROE of 51,86% indicates high profitability
Debt/Equity of 0,00 — conservative balance sheet
Generating 392,90M in free cash flow
P/E of 5,85 — trading at a low valuation
Croissance
Revenue Growth (5Y)
-5,52%
Revenue (1Y)-4,01%
Earnings (1Y)-46,52%
FCF Growth (3Y)-21,36%
Qualité
Return on Equity
51,86%
ROIC61,41%
Net Margin12,36%
Op. Margin19,41%
Sécurité
Debt / Equity
0,00
Current Ratio16,52
Interest Coverage5,48
Valorisation
P/E Ratio
5,85
P/B Ratio3,05
EV/EBITDA2,15
Dividend Yield0,10%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -4,01% | Revenue Growth (3Y) | -3,69% |
| Earnings Growth (1Y) | -46,52% | Earnings Growth (3Y) | -10,66% |
| Revenue Growth (5Y) | -5,52% | Earnings Growth (5Y) | -11,26% |
| Profitability | |||
| Revenue (TTM) | 4,04B | Net Income (TTM) | 499,60M |
| ROE | 51,86% | ROA | 6,02% |
| Gross Margin | 28,70% | Operating Margin | 19,41% |
| Net Margin | 12,36% | Free Cash Flow (TTM) | 392,90M |
| ROIC | 61,41% | FCF Growth (3Y) | -21,36% |
| Safety | |||
| Debt / Equity | 0,00 | Current Ratio | 16,52 |
| Interest Coverage | 5,48 | Dividend Yield | 0,10% |
| Valuation | |||
| P/E Ratio | 5,85 | P/B Ratio | 3,05 |
| P/S Ratio | 0,72 | PEG Ratio | -0,14 |
| EV/EBITDA | 2,15 | Dividend Yield | 0,10% |
| Market Cap | 2,92B | Enterprise Value | 1,69B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,04B | 4,21B | 4,36B | 4,48B | 5,07B |
| Net Income | 499,60M | 934,20M | 626,00M | 910,60M | 805,80M |
| EPS (Diluted) | 1,53 | 2,74 | 1,68 | 2,34 | 1,97 |
| Gross Profit | 1,16B | 1,59B | 1,69B | 1,85B | 2,17B |
| Operating Income | 784,20M | 725,80M | 817,50M | 884,90M | 1,12B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8,31B | 8,37B | 8,20B | 8,50B | 8,82B |
| Total Liabilities | 7,35B | 7,40B | 7,72B | 8,02B | 8,47B |
| Shareholders' Equity | 957,80M | 968,90M | 479,00M | 477,80M | 355,60M |
| Total Debt | 0,0 | 3,13B | 2,67B | 2,78B | 3,01B |
| Cash & Equivalents | 1,23B | 1,47B | 1,27B | 1,29B | 1,21B |
| Current Assets | 1,23B | 5,17B | 1,56B | 1,55B | 2,66B |
| Current Liabilities | 74,70M | 4,09B | 5,18B | 1,85B | 5,27B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#7 of 658
Activité Récente
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026