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X Financial

Datakwaliteit: 100%
XYF
NYSE Financial Services Nondepository Credit Institutions
€ 4,34
▼ € 0,06 (-1,36%)
Marktkapitalisatie: 169,63 M
Prijs
€ 4,34
Marktkapitalisatie
169,63 M
Dagbereik
€ 4,23 — € 4,38
52-Weeksbereik
€ 3,30 — € 20,36
Volume
77.006
Openen € 4,33
50D / 200D Gem.
€ 4,89
11,21% below
50D / 200D Gem.
€ 10,49
58,63% below

Quick Summary

Belangrijkste Punten

Revenue grew 24,38% annually over 5 years — strong growth
Earnings grew 26,21% over the past year
ROE of 23,76% indicates high profitability
Net margin of 26,23% shows strong profitability
Debt/Equity of 0,05 — conservative balance sheet
Generating 206,75 M in free cash flow

Groei

Revenue Growth (5Y)
24,38%
Boven sectorgemiddelde (5,83%)
Revenue (1Y)18,62%
Earnings (1Y)26,21%
FCF Growth (3Y)112,22%

Kwaliteit

Return on Equity
23,76%
Boven sectorgemiddelde (9,24%)
ROIC12,38%
Net Margin26,23%
Op. Margin31,91%

Veiligheid

Debt / Equity
0,05
Onder sectorgemiddelde (0,49)
Current RatioN/A
Interest CoverageN/A

Waardering

PE (TTM)
0,80
Onder sectorgemiddelde (11,15)
P/B Ratio0,18
EV/EBITDA0,31
Dividend YieldN/A

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (2151 peers)
Metriek Aandeel Sector Mediaan
P/E 0,8 11,2
P/B 0,2 1,2
ROE % 23,8 9,2
Net Margin % 26,2 9,4
Rev Growth 5Y % 24,4 5,8
D/E 0,1 0,5

ETFs Holding This Stock

APIE logo APIE ActivePassive International Equity ETF
0,04% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) 18,62% Revenue Growth (3Y) 24,79%
Earnings Growth (1Y) 26,21% Earnings Growth (3Y) 33,86%
Revenue Growth (5Y) 24,38% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 804,43 M Net Income (TTM) 210,97 M
ROE 23,76% ROA 12,94%
Gross Margin N/A Operating Margin 31,91%
Net Margin 26,23% Free Cash Flow (TTM) 206,75 M
ROIC 12,38% FCF Growth (3Y) 112,22%
Safety
Debt / Equity 0,05 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0,49
Working Capital N/A Tangible Book Value 947,57 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 0,80 Forward P/E N/A
P/B Ratio 0,18 P/S Ratio 0,21
PEG Ratio N/A Forward PEG N/A
EV/EBITDA 0,31 Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 121,88%
Market Cap 169,63 M Enterprise Value 79,75 M
Per Share
EPS (Diluted TTM) 0,72 Revenue / Share 20,58
FCF / Share 5,29 OCF / Share 5,34
EPS CAGR (1Y) 26,32% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue 0,24% FCF Conversion 98,00%
SBC-Adj. FCF 201,25 M Growth Momentum -5,76

Income Statement

Annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Revenue 804,43 M 678,16 M 516,58 M 569,07 M 336,09 M
Net Income 210,97 M 167,16 M 117,73 M 129,52 M -200,54 M
EPS (Diluted) 0,72 0,57 0,37 0,38 -0,62
Gross Profit — — — — —
Operating Income 256,71 M 202,49 M 156,92 M 205,73 M -219,21 M
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 986.228,0 740.941,0 963.625,0 1,28 M 1,83 M
Interest Expense — — — — —
Income Tax 55,58 M 35,13 M 56,45 M 57,86 M 45,96 M

Balance Sheet

Annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Total Assets 1,62 B 1,64 B 1,28 B 1,15 B 1,15 B
Total Liabilities 666,66 M 817,32 M 592,18 M 528,17 M 677,70 M
Shareholders' Equity 952,58 M 823,55 M 689,16 M 624,06 M 471,23 M
Total Debt 45,00 M — — — —
Cash & Equivalents 134,89 M 168,36 M 87,32 M 91,76 M 114,39 M
Current Assets — — — — —
Current Liabilities — — — — —