Retour

Exzeo Group, Inc.

Qualité des données : 100%

XZO

NYSE Financial Services Insurance - Diversified

14,54 €

▼ 0,27 € (-1,79%)

Cap. Boursière : 1,32B

Fourchette du Jour

14,40 € 15,20 €

Fourchette 52 Semaines

12,92 € 24,60 €

Volume

324 924

Moyenne 50J / 200J

17,85 € / 18,54 €

Clôture Précédente

14,81 €

Quick Summary

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique	Action	Médiane du Secteur
P/E	16,0	10,3
P/B	5,2	1,1
ROE %	61,4	11,7
Net Margin %	38,1	16,9
Rev Growth 5Y %	—	11,6
D/E	0,0	0,5

Objectif de Cours des Analystes

Aucune couverture d'analyste disponible

Estimations de Bénéfices

Période	BPA Est.	CA Est.	Analystes
FY2027	1,16 € 1,13 € – 1,18 €	274,80M	1
FY2026	0,97 € 0,94 € – 0,99 €	235,68M	1

Earnings Surprises

Last 2 quarters

Quarter	Est. EPS	Actual EPS	Surprise
2026-02-25	0,17 €	0,25 €	+44,3%
2025-12-10	0,24 €	0,25 €	+4,2%

Dividend History

Yield

0,00%

Payout Ratio

0,00%

Growth (3Y)

N/A

Growth (5Y)

N/A

No dividend history available.

Points Clés

Earnings grew 87,62% over the past year

ROE of 61,37% indicates high profitability

Net margin of 38,14% shows strong profitability

Debt/Equity of 0,03 — conservative balance sheet

Generating 97,45M in free cash flow

PEG of 0,20 suggests growth is underpriced

Croissance

Revenue Growth (5Y)

N/A

Revenue (1Y)61,99%

Earnings (1Y)87,62%

FCF Growth (3Y)31,78%

Qualité

Return on Equity

61,37%

ROIC30,41%

Net Margin38,14%

Op. Margin48,85%

Sécurité

Debt / Equity

0,03

Current Ratio3,86

Interest Coverage0,00

Valorisation

P/E Ratio

15,97

Forward P/E15,50

P/B Ratio5,20

EV/EBITDA9,66

Dividend Yield0,00%

All Fundamental Metrics

Growth
Revenue Growth (1Y)	61,99%	Revenue Growth (3Y)	56,73%
Earnings Growth (1Y)	87,62%	Earnings Growth (3Y)	99,58%
Revenue Growth (5Y)	N/A	Earnings Growth (5Y)	N/A
Profitability
Revenue (TTM)	216,98M	Net Income (TTM)	82,75M
ROE	61,37%	ROA	23,80%
Gross Margin	60,38%	Operating Margin	48,85%
Net Margin	38,14%	Free Cash Flow (TTM)	97,45M
ROIC	30,41%	FCF Growth (3Y)	31,78%
Safety
Debt / Equity	0,03	Current Ratio	3,86
Interest Coverage	0,00
Dividends
Dividend Yield	0,00%	Payout Ratio	0,00%
Dividend Growth (3Y)	N/A	Dividend Growth (5Y)	N/A
Consecutive Div Years	N/A
Valuation
P/E Ratio	15,97	Forward P/E	15,50
P/B Ratio	5,20	P/S Ratio	6,09
PEG Ratio	0,20	Forward PEG	N/A
EV/EBITDA	9,66	Fwd EV/EBITDA	N/A
Forward P/S	5,61	Fwd Earnings Yield	6,45%
FCF Yield	7,37%
Market Cap	1,32B	Enterprise Value	1,02B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2020
Revenue	216,98M	133,95M	88,33M	45,63M	51,70M
Net Income	82,75M	44,10M	20,78M	-54,69M	-12,42M
EPS (Diluted)	0,87	0,37	0,13	-0,70	-0,14
Gross Profit	131,02M	52,87M	16,98M	-26,28M	2,06M
Operating Income	105,99M	38,02M	2,55M	-37,75M	-8,69M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2020	FY2019
Total Assets	347,73M	89,64M	625,57M	160,77M	96,23M
Total Liabilities	93,58M	74,13M	554,71M	154,21M	79,27M
Shareholders' Equity	254,16M	15,51M	70,87M	6,55M	16,96M
Total Debt	7,25M	8,35M	65,93M	22,32M	738 000,0
Cash & Equivalents	305,37M	54,50M	15,06M	101,73M	51,86M
Current Assets	325,82M	0,0	0,0	0,0	0,0
Current Liabilities	84,39M	0,0	0,0	0,0	0,0

Scores de Stratégies

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)

Rank = position among all matches

Custom Cash Flow Compounder

#686 of 1052

Custom Capital Light Compounder

#15 of 218

Growth + Value Growth at a Reasonable Price (Peter Lynch)

#30 of 332

Activité Récente

Entré Cash Flow Compounder

Mar 24, 2026

Entré Capital Light Compounder

Mar 24, 2026

Entré Growth at a Reasonable Price (Peter Lynch)

Mar 24, 2026