Atrás
Rango del Día
$54.64
$56.59
Rango de 52 Semanas
$39.32
$66.18
Volumen
1,466,404
Promedio 50D / 200D
$59.19
/
$55.66
Cierre Anterior
$55.05
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 9.3 | 10.3 |
| P/B | 1.2 | 1.1 |
| ROE % | 13.5 | 11.6 |
| Net Margin % | 18.2 | 16.8 |
| Rev Growth 5Y % | 13.6 | 11.6 |
| D/E | 0.6 | 0.5 |
Precio Objetivo de Analistas
Hold
$67.00
+19.2%
Low: $60.00
High: $75.00
P/E Futuro
8.8
EPS Futuro
$6.23
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
3.5 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$6.79
$6.08 – $7.40
|
3.8 B | 5 |
| FY2027 |
$6.57
$6.34 – $6.88
|
3.7 B | 19 |
| FY2026 |
$6.23
$6.02 – $6.36
|
3.5 B | 20 |
Puntos Clave
Revenue grew 13.59% annually over 5 years — strong growth
ROE of 13.51% — decent returns on equity
Net margin of 18.18% shows strong profitability
Generating 981.00M in free cash flow
P/E of 9.25 — trading at a low valuation
PEG of 0.42 suggests growth is underpriced
Crecimiento
Revenue Growth (5Y)
13.59%
Revenue (1Y)-0.98%
Earnings (1Y)14.67%
FCF Growth (3Y)12.73%
Calidad
Return on Equity
13.51%
ROIC7.65%
Net Margin18.18%
Op. Margin23.77%
Seguridad
Debt / Equity
0.61
Current Ratio0.16
Interest Coverage0.75
Valoración
P/E Ratio
9.25
P/B Ratio1.16
EV/EBITDA8.32
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0.98% | Revenue Growth (3Y) | 3.40% |
| Earnings Growth (1Y) | 14.67% | Earnings Growth (3Y) | 14.98% |
| Revenue Growth (5Y) | 13.59% | Earnings Growth (5Y) | -5.54% |
| Profitability | |||
| Revenue (TTM) | 4.94B | Net Income (TTM) | 899.00M |
| ROE | 13.51% | ROA | 1.01% |
| Gross Margin | 67.05% | Operating Margin | 23.77% |
| Net Margin | 18.18% | Free Cash Flow (TTM) | 981.00M |
| ROIC | 7.65% | FCF Growth (3Y) | 12.73% |
| Safety | |||
| Debt / Equity | 0.61 | Current Ratio | 0.16 |
| Interest Coverage | 0.75 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 9.25 | P/B Ratio | 1.16 |
| P/S Ratio | 1.68 | PEG Ratio | 0.42 |
| EV/EBITDA | 8.32 | Dividend Yield | 0.03% |
| Market Cap | 8.31B | Enterprise Value | 9.77B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.94B | 4.99B | 4.62B | 3.34B | 2.97B |
| Net Income | 899.00M | 784.00M | 680.00M | 907.00M | 1.13B |
| EPS (Diluted) | 6.01 | 4.95 | 4.35 | 5.79 | 6.79 |
| Gross Profit | 3.32B | 3.06B | 2.98B | 3.03B | 3.19B |
| Operating Income | 1.18B | 1.01B | 886.00M | 1.15B | 1.45B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 88.99B | 88.78B | 87.20B | 89.55B | 93.20B |
| Total Liabilities | 81.81B | 82.65B | 81.51B | 84.65B | 85.74B |
| Shareholders' Equity | 7.18B | 6.12B | 5.69B | 4.89B | 7.46B |
| Total Debt | 4.34B | 4.37B | 4.54B | 11.07B | 1.92B |
| Cash & Equivalents | 2.89B | 3.50B | 2.20B | 2.00B | 10.88B |
| Current Assets | 12.18B | 13.01B | 12.89B | 14.30B | 35.25B |
| Current Liabilities | 78.52B | 79.64B | 78.96B | 82.07B | 83.69B |