Back
24
Also listed as
ZFSVF
OTC
Day Range
$34.48
$34.72
52-Week Range
$30.81
$38.29
Volume
27,974
50D / 200D Avg
$35.75
/
$35.69
Prev Close
$34.19
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 15.2 | 10.3 |
| P/B | 3.6 | 1.1 |
| ROE % | 25.3 | 11.7 |
| Net Margin % | 7.8 | 16.8 |
| Rev Growth 5Y % | 6.1 | 11.7 |
| D/E | 0.7 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$2.62
$2.50 – $2.73
|
71.85B | 1 |
| FY2028 |
$2.85
$2.73 – $2.97
|
76.13B | 1 |
| FY2027 |
$2.69
$2.57 – $2.81
|
71.43B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-19 | $0.88 | $1.29 | +46.4% |
| 2025-08-07 | $1.06 | $1.07 | +0.9% |
| 2025-02-27 | $0.90 | $9.57 | +966.9% |
| 2024-08-08 | $0.92 | $10.41 | +1031.5% |
| 2024-04-10 | N/A | $10.41 | — |
| 2024-02-22 | $0.92 | $6.38 | +597.3% |
| 2024-02-08 | N/A | $6.38 | — |
| 2023-08-10 | $1.16 | $8.48 | +631.0% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
0.69%
Growth (3Y)
-10.66%
Growth (5Y)
-3.70%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 14, 2025 | May 30, 2025 | $1.70 | 5.12% |
| Apr 12, 2024 | May 30, 2024 | $2.84 | 5.98% |
| Apr 12, 2023 | Jun 08, 2023 | $2.68 | 5.41% |
| Apr 08, 2022 | May 25, 2022 | $2.38 | 5.03% |
| Apr 09, 2021 | Jun 18, 2021 | $2.17 | 5.16% |
| Apr 03, 2020 | Jun 05, 2020 | $2.05 | 6.55% |
| Apr 05, 2019 | May 22, 2019 | $1.90 | 5.95% |
| Apr 06, 2018 | May 21, 2018 | $1.88 | 6.10% |
| Mar 30, 2017 | May 12, 2017 | $3.40 | 12.76% |
| Mar 31, 2016 | Apr 15, 2016 | $1.71 | 8.00% |
| Apr 06, 2015 | Apr 20, 2015 | $1.74 | 5.44% |
| Apr 04, 2014 | Apr 21, 2014 | $1.92 | 6.78% |
| Apr 08, 2013 | Apr 22, 2013 | $1.82 | 6.64% |
| Apr 02, 2012 | Apr 16, 2012 | $3.69 | 7.34% |
| Apr 04, 2011 | Apr 18, 2011 | $1.85 | 6.97% |
| Apr 05, 2010 | May 17, 2010 | $1.47 | 6.09% |
| Apr 02, 2009 | — | $0.95 | 5.86% |
| Apr 03, 2008 | — | $1.52 | 4.98% |
| Apr 04, 2007 | May 17, 2007 | $0.90 | 3.15% |
| Jun 29, 2006 | Aug 30, 2006 | $0.57 | 2.62% |
Key Takeaways
Revenue grew 6.11% annually over 5 years — modest growth
Earnings grew 17.52% over the past year
ROE of 25.31% indicates high profitability
Generating 22.29B in free cash flow
PEG of 0.85 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 3.64%
Growth
Revenue Growth (5Y)
6.11%
Revenue (1Y)2.47%
Earnings (1Y)17.52%
FCF Growth (3Y)79.38%
Quality
Return on Equity
25.31%
ROIC16.04%
Net Margin7.75%
Op. Margin11.45%
Safety
Debt / Equity
0.65
Current RatioN/A
Interest Coverage21.83
Valuation
P/E Ratio
15.15
Forward P/E14.33
P/B Ratio3.63
EV/EBITDA11.40
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.47% | Revenue Growth (3Y) | 6.25% |
| Earnings Growth (1Y) | 17.52% | Earnings Growth (3Y) | 25.32% |
| Revenue Growth (5Y) | 6.11% | Earnings Growth (5Y) | 7.06% |
| Profitability | |||
| Revenue (TTM) | 88.17B | Net Income (TTM) | 6.83B |
| ROE | 25.31% | ROA | 1.50% |
| Gross Margin | 100.00% | Operating Margin | 11.45% |
| Net Margin | 7.75% | Free Cash Flow (TTM) | 22.29B |
| ROIC | 16.04% | FCF Growth (3Y) | 79.38% |
| Safety | |||
| Debt / Equity | 0.65 | Current Ratio | N/A |
| Interest Coverage | 21.83 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | 0.69% |
| Dividend Growth (3Y) | -10.66% | Dividend Growth (5Y) | -3.70% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 15.15 | Forward P/E | 14.33 |
| P/B Ratio | 3.63 | P/S Ratio | 1.17 |
| PEG Ratio | 0.85 | Forward PEG | N/A |
| EV/EBITDA | 11.40 | Fwd EV/EBITDA | 14.24 |
| Forward P/S | 1.56 | Fwd Earnings Yield | 6.98% |
| FCF Yield | 21.53% | ||
| Market Cap | 103.51B | Enterprise Value | 115.09B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 88.17B | 86.05B | 78.10B | 44.76B | 69.54B |
| Net Income | 6.83B | 5.81B | 4.35B | 3.96B | 5.20B |
| EPS (Diluted) | 2.37 | 2.01 | 0.75 | 0.67 | 0.87 |
| Gross Profit | 88.17B | 83.66B | 75.71B | 33.78B | 60.33B |
| Operating Income | 10.09B | 8.47B | 6.46B | 5.37B | 7.05B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 455.12B | 358.01B | 361.38B | 377.78B | 435.83B |
| Total Liabilities | 424.95B | 331.07B | 335.10B | 349.87B | 396.66B |
| Shareholders' Equity | 28.52B | 25.47B | 24.86B | 25.68B | 37.88B |
| Total Debt | 18.66B | 14.43B | 15.46B | 15.67B | 16.99B |
| Cash & Equivalents | 7.09B | 6.77B | 7.28B | 7.56B | 8.70B |
| Current Assets | 32.23B | 3.77B | 100.25B | 114.43B | 160.61B |
| Current Liabilities | 0.0 | 0.0 | 500.00M | 192.00M | 225.00M |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#312 of 327
Recent Activity
Entered
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026