Terug
23
Ook genoteerd als
ZFSVF
OTC
Dagbereik
€ 33,94
€ 34,76
52-Weeksbereik
€ 30,81
€ 38,29
Volume
21.390
50D / 200D Gem.
€ 35,75
/
€ 35,69
Vorige Slotkoers
€ 34,23
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 15,0 | 10,3 |
| P/B | 3,6 | 1,1 |
| ROE % | 25,3 | 11,7 |
| Net Margin % | 7,8 | 16,8 |
| Rev Growth 5Y % | 6,1 | 11,7 |
| D/E | 0,7 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 2,62
€ 2,50 – € 2,73
|
72 B | 1 |
| FY2028 |
€ 2,85
€ 2,73 – € 2,97
|
76 B | 1 |
| FY2027 |
€ 2,69
€ 2,57 – € 2,81
|
71 B | 1 |
Belangrijkste Punten
Revenue grew 6,11% annually over 5 years — modest growth
Earnings grew 17,52% over the past year
ROE of 25,31% indicates high profitability
Generating 22,29B in free cash flow
PEG of 0,85 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 3,64%
Groei
Revenue Growth (5Y)
6,11%
Revenue (1Y)2,47%
Earnings (1Y)17,52%
FCF Growth (3Y)79,38%
Kwaliteit
Return on Equity
25,31%
ROIC16,04%
Net Margin7,75%
Op. Margin11,45%
Veiligheid
Debt / Equity
0,65
Current RatioN/A
Interest Coverage21,83
Waardering
P/E Ratio
15,04
P/B Ratio3,60
EV/EBITDA11,33
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,47% | Revenue Growth (3Y) | 6,25% |
| Earnings Growth (1Y) | 17,52% | Earnings Growth (3Y) | 25,32% |
| Revenue Growth (5Y) | 6,11% | Earnings Growth (5Y) | 7,06% |
| Profitability | |||
| Revenue (TTM) | 88,17B | Net Income (TTM) | 6,83B |
| ROE | 25,31% | ROA | 1,50% |
| Gross Margin | 100,00% | Operating Margin | 11,45% |
| Net Margin | 7,75% | Free Cash Flow (TTM) | 22,29B |
| ROIC | 16,04% | FCF Growth (3Y) | 79,38% |
| Safety | |||
| Debt / Equity | 0,65 | Current Ratio | N/A |
| Interest Coverage | 21,83 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 15,04 | P/B Ratio | 3,60 |
| P/S Ratio | 1,17 | PEG Ratio | 0,85 |
| EV/EBITDA | 11,33 | Dividend Yield | 0,04% |
| Market Cap | 102,80B | Enterprise Value | 114,37B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 88,17B | 86,05B | 78,10B | 44,76B | 69,54B |
| Net Income | 6,83B | 5,81B | 4,35B | 3,96B | 5,20B |
| EPS (Diluted) | 2,37 | 2,01 | 0,75 | 0,67 | 0,87 |
| Gross Profit | 88,17B | 83,66B | 75,71B | 33,78B | 60,33B |
| Operating Income | 10,09B | 8,47B | 6,46B | 5,37B | 7,05B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 455,12B | 358,01B | 361,38B | 377,78B | 435,83B |
| Total Liabilities | 424,95B | 331,07B | 335,10B | 349,87B | 396,66B |
| Shareholders' Equity | 28,52B | 25,47B | 24,86B | 25,68B | 37,88B |
| Total Debt | 18,66B | 14,43B | 15,46B | 15,67B | 16,99B |
| Cash & Equivalents | 7,09B | 6,77B | 7,28B | 7,56B | 8,70B |
| Current Assets | 32,23B | 3,77B | 100,25B | 114,43B | 160,61B |
| Current Liabilities | 0,0 | 0,0 | 500,00M | 192,00M | 225,00M |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#312 of 326
Recente Activiteit
Ingestapt
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026