Terug
Dagbereik
€ 78,13
€ 79,70
52-Weeksbereik
€ 58,42
€ 97,76
Volume
12.562.719
50D / 200D Gem.
€ 86,13
/
€ 84,02
Vorige Slotkoers
€ 77,60
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,5 | 10,3 |
| P/B | 1,4 | 1,1 |
| ROE % | 11,9 | 11,7 |
| Net Margin % | 17,3 | 16,8 |
| Rev Growth 5Y % | 10,4 | 11,7 |
| D/E | 2,4 | 0,5 |
Insider Trading Activity
Buy ratio (90d)
0.0%
16 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 16, 2026 |
Rivas Fernando
Sr. Executive Vice President
|
other | 39 | € 1.000,00 | € 39.000 |
| Feb 26, 2026 |
Engle Bridget E.
Sr. Executive Vice President
|
sell | 30.000 | € 87,10 | € 2.613.000 |
| Jan 1, 2026 |
SARGENT RONALD
Director
|
grant | 429 | € 93,20 | € 39.983 |
| Jan 1, 2026 |
BLACK STEVEN D
Director
|
grant | 966 | € 93,20 | € 90.031 |
| Jan 1, 2026 |
Hewett Wayne M.
Director
|
grant | 181 | € 93,20 | € 16.869 |
| Oct 1, 2025 |
Hewett Wayne M.
Director
|
grant | 209 | € 80,87 | € 16.902 |
| Oct 1, 2025 |
SARGENT RONALD
Director
|
grant | 495 | € 80,87 | € 40.031 |
| Oct 1, 2025 |
BLACK STEVEN D
Director
|
grant | 1.113 | € 80,87 | € 90.008 |
| Jul 1, 2025 |
SARGENT RONALD
Director
|
grant | 491 | € 81,49 | € 40.012 |
| Jul 1, 2025 |
BLACK STEVEN D
Director
|
grant | 1.104 | € 81,49 | € 89.965 |
| Jul 1, 2025 |
Hewett Wayne M.
Director
|
grant | 212 | € 81,49 | € 17.276 |
| May 27, 2025 |
Ling Bei
Sr. Executive Vice President
|
other | 149.824 | — | — |
| Apr 29, 2025 |
Norwood Felicia F
Director
|
grant | 3.728 | € 71,10 | € 265.061 |
| Apr 29, 2025 |
Chancy Mark A
Director
|
grant | 3.728 | € 71,10 | € 265.061 |
| Apr 1, 2025 |
BLACK STEVEN D
Director
|
grant | 1.227 | € 71,31 | € 87.497 |
| Apr 1, 2025 |
SARGENT RONALD
Director
|
grant | 526 | € 71,31 | € 37.509 |
Belangrijkste Punten
Revenue grew 10,42% annually over 5 years — strong growth
ROE of 11,85% — decent returns on equity
Net margin of 17,27% shows strong profitability
Debt/Equity of 2,35 — high leverage
Negative free cash flow of -19,00B
P/E of 11,52 — trading at a low valuation
Groei
Revenue Growth (5Y)
10,42%
Revenue (1Y)-1,49%
Earnings (1Y)8,19%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
11,85%
ROIC3,11%
Net Margin17,27%
Op. Margin20,40%
Veiligheid
Debt / Equity
2,35
Current Ratio0,29
Interest Coverage0,63
Waardering
P/E Ratio
11,52
P/B Ratio1,36
EV/EBITDA19,73
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1,49% | Revenue Growth (3Y) | 3,49% |
| Earnings Growth (1Y) | 8,19% | Earnings Growth (3Y) | 5,58% |
| Revenue Growth (5Y) | 10,42% | Earnings Growth (5Y) | -0,88% |
| Profitability | |||
| Revenue (TTM) | 123,53B | Net Income (TTM) | 21,34B |
| ROE | 11,85% | ROA | 0,99% |
| Gross Margin | 64,80% | Operating Margin | 20,40% |
| Net Margin | 17,27% | Free Cash Flow (TTM) | -19,00B |
| ROIC | 3,11% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2,35 | Current Ratio | 0,29 |
| Interest Coverage | 0,63 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 11,52 | P/B Ratio | 1,36 |
| P/S Ratio | 1,99 | PEG Ratio | 0,79 |
| EV/EBITDA | 19,73 | Dividend Yield | 0,02% |
| Market Cap | 245,74B | Enterprise Value | 497,26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 123,53B | 125,40B | 115,34B | 83,44B | 83,08B |
| Net Income | 21,34B | 19,72B | 19,14B | 13,68B | 22,11B |
| EPS (Diluted) | 6,32 | 5,37 | 4,83 | 3,14 | 4,99 |
| Gross Profit | 80,04B | 77,96B | 77,20B | 72,83B | 83,32B |
| Operating Income | 25,20B | 23,36B | 21,64B | 15,63B | 29,56B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,15T | 1,93T | 1,93T | 1,88T | 1,95T |
| Total Liabilities | 1,97T | 1,75T | 1,75T | 1,70T | 1,76T |
| Shareholders' Equity | 181,12B | 179,12B | 185,74B | 180,23B | 187,61B |
| Total Debt | 425,72B | 281,88B | 297,15B | 226,02B | 195,10B |
| Cash & Equivalents | 174,21B | 203,36B | 237,22B | 159,16B | 234,23B |
| Current Assets | 494,53B | 405,82B | 416,34B | 317,11B | 450,78B |
| Current Liabilities | 1,72T | 1,48T | 1,45T | 1,50T | 1,59T |