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Day Range
$0.65
$2.83
52-Week Range
$0.65
$2.86
Volume
1,000
50D / 200D Avg
$2.83
/
$2.61
Prev Close
$2.83
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.5 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 10.7 | 11.7 |
| Net Margin % | 7.4 | 16.8 |
| Rev Growth 5Y % | 7.7 | 11.7 |
| D/E | 1.2 | 0.5 |
Key Takeaways
Revenue grew 7.67% annually over 5 years — modest growth
Earnings declined -11.02% over the past year
ROE of 10.71% — decent returns on equity
Negative free cash flow of -11.90M
P/E of 11.45 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 4.75%
Growth
Revenue Growth (5Y)
7.67%
Revenue (1Y)12.42%
Earnings (1Y)-11.02%
FCF Growth (3Y)N/A
Quality
Return on Equity
10.71%
ROIC9.99%
Net Margin7.35%
Op. Margin21.68%
Safety
Debt / Equity
1.20
Current Ratio16.49
Interest Coverage2.18
Valuation
P/E Ratio
11.45
P/B Ratio1.14
EV/EBITDA7.78
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 12.42% | Revenue Growth (3Y) | -2.00% |
| Earnings Growth (1Y) | -11.02% | Earnings Growth (3Y) | 6.25% |
| Revenue Growth (5Y) | 7.67% | Earnings Growth (5Y) | 6.64% |
| Profitability | |||
| Revenue (TTM) | 737.38M | Net Income (TTM) | 54.19M |
| ROE | 10.71% | ROA | 4.05% |
| Gross Margin | 96.09% | Operating Margin | 21.68% |
| Net Margin | 7.35% | Free Cash Flow (TTM) | -11.90M |
| ROIC | 9.99% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1.20 | Current Ratio | 16.49 |
| Interest Coverage | 2.18 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 11.45 | P/B Ratio | 1.14 |
| P/S Ratio | 0.84 | PEG Ratio | -1.03 |
| EV/EBITDA | 7.78 | Dividend Yield | 0.04% |
| Market Cap | 620.58M | Enterprise Value | 1.24B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 737.38M | 655.90M | 767.80M | 645.50M | 548.70M |
| Net Income | 54.19M | 60.90M | 48.00M | 56.80M | 41.90M |
| EPS (Diluted) | 0.24 | 0.26 | 0.20 | 0.24 | 0.18 |
| Gross Profit | 708.59M | 655.90M | 598.40M | 538.80M | 438.50M |
| Operating Income | 159.87M | 212.70M | 289.50M | 267.00M | 233.10M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.34B | 1.14B | 1.19B | 1.17B | 999.30M |
| Total Liabilities | 791.17M | 675.40M | 687.10M | 725.90M | 632.20M |
| Shareholders' Equity | 545.91M | 466.30M | 501.90M | 445.20M | 367.10M |
| Total Debt | 654.39M | 535.80M | 535.40M | 570.20M | 490.30M |
| Cash & Equivalents | 30.40M | 27.60M | 42.50M | 50.70M | 41.70M |
| Current Assets | 1.11B | 27.60M | 754.30M | 58.10M | 55.70M |
| Current Liabilities | 67.29M | 14.40M | 214.10M | 15.50M | 112.80M |