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Fourchette du Jour
0,65 €
2,83 €
Fourchette 52 Semaines
0,65 €
2,86 €
Volume
1 000
Moyenne 50J / 200J
2,83 €
/
2,61 €
Clôture Précédente
2,83 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,5 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 10,7 | 11,7 |
| Net Margin % | 7,4 | 16,8 |
| Rev Growth 5Y % | 7,7 | 11,7 |
| D/E | 1,2 | 0,5 |
Points Clés
Revenue grew 7,67% annually over 5 years — modest growth
Earnings declined -11,02% over the past year
ROE of 10,71% — decent returns on equity
Negative free cash flow of -11,90M
P/E of 11,45 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 4,75%
Croissance
Revenue Growth (5Y)
7,67%
Revenue (1Y)12,42%
Earnings (1Y)-11,02%
FCF Growth (3Y)N/A
Qualité
Return on Equity
10,71%
ROIC9,99%
Net Margin7,35%
Op. Margin21,68%
Sécurité
Debt / Equity
1,20
Current Ratio16,49
Interest Coverage2,18
Valorisation
P/E Ratio
11,45
P/B Ratio1,14
EV/EBITDA7,78
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 12,42% | Revenue Growth (3Y) | -2,00% |
| Earnings Growth (1Y) | -11,02% | Earnings Growth (3Y) | 6,25% |
| Revenue Growth (5Y) | 7,67% | Earnings Growth (5Y) | 6,64% |
| Profitability | |||
| Revenue (TTM) | 737,38M | Net Income (TTM) | 54,19M |
| ROE | 10,71% | ROA | 4,05% |
| Gross Margin | 96,09% | Operating Margin | 21,68% |
| Net Margin | 7,35% | Free Cash Flow (TTM) | -11,90M |
| ROIC | 9,99% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,20 | Current Ratio | 16,49 |
| Interest Coverage | 2,18 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 11,45 | P/B Ratio | 1,14 |
| P/S Ratio | 0,84 | PEG Ratio | -1,03 |
| EV/EBITDA | 7,78 | Dividend Yield | 0,04% |
| Market Cap | 620,58M | Enterprise Value | 1,24B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 737,38M | 655,90M | 767,80M | 645,50M | 548,70M |
| Net Income | 54,19M | 60,90M | 48,00M | 56,80M | 41,90M |
| EPS (Diluted) | 0,24 | 0,26 | 0,20 | 0,24 | 0,18 |
| Gross Profit | 708,59M | 655,90M | 598,40M | 538,80M | 438,50M |
| Operating Income | 159,87M | 212,70M | 289,50M | 267,00M | 233,10M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,34B | 1,14B | 1,19B | 1,17B | 999,30M |
| Total Liabilities | 791,17M | 675,40M | 687,10M | 725,90M | 632,20M |
| Shareholders' Equity | 545,91M | 466,30M | 501,90M | 445,20M | 367,10M |
| Total Debt | 654,39M | 535,80M | 535,40M | 570,20M | 490,30M |
| Cash & Equivalents | 30,40M | 27,60M | 42,50M | 50,70M | 41,70M |
| Current Assets | 1,11B | 27,60M | 754,30M | 58,10M | 55,70M |
| Current Liabilities | 67,29M | 14,40M | 214,10M | 15,50M | 112,80M |