Atrás
Rango del Día
$2.47
$2.70
Rango de 52 Semanas
$1.75
$3.49
Volumen
600
Promedio 50D / 200D
$3.19
/
$2.51
Cierre Anterior
$2.47
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 21.6 | 10.3 |
| P/B | 2.2 | 1.1 |
| ROE % | 9.8 | 11.7 |
| Net Margin % | 56.2 | 16.8 |
| Rev Growth 5Y % | -16.2 | 11.7 |
| D/E | 0.0 | 0.5 |
Puntos Clave
Revenue declined -16.21% annually over 5 years
Earnings declined -13.34% over the past year
Net margin of 56.23% shows strong profitability
Debt/Equity of 0.01 — conservative balance sheet
Generating 48.40M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 6.49%
Crecimiento
Revenue Growth (5Y)
-16.21%
Revenue (1Y)-22.70%
Earnings (1Y)-13.34%
FCF Growth (3Y)-41.20%
Calidad
Return on Equity
9.75%
ROIC5.45%
Net Margin56.23%
Op. Margin39.61%
Seguridad
Debt / Equity
0.01
Current Ratio7.01
Interest Coverage190.67
Valoración
P/E Ratio
21.62
P/B Ratio2.24
EV/EBITDA24.67
Dividend Yield0.11%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -22.70% | Revenue Growth (3Y) | -13.05% |
| Earnings Growth (1Y) | -13.34% | Earnings Growth (3Y) | -1.27% |
| Revenue Growth (5Y) | -16.21% | Earnings Growth (5Y) | -23.74% |
| Profitability | |||
| Revenue (TTM) | 144.40M | Net Income (TTM) | 81.20M |
| ROE | 9.75% | ROA | 8.94% |
| Gross Margin | 83.52% | Operating Margin | 39.61% |
| Net Margin | 56.23% | Free Cash Flow (TTM) | 48.40M |
| ROIC | 5.45% | FCF Growth (3Y) | -41.20% |
| Safety | |||
| Debt / Equity | 0.01 | Current Ratio | 7.01 |
| Interest Coverage | 190.67 | Dividend Yield | 0.11% |
| Valuation | |||
| P/E Ratio | 21.62 | P/B Ratio | 2.24 |
| P/S Ratio | 12.16 | PEG Ratio | -0.91 |
| EV/EBITDA | 24.67 | Dividend Yield | 0.11% |
| Market Cap | 1.76B | Enterprise Value | 1.41B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 144.40M | 186.80M | 191.00M | 254.40M | 292.90M |
| Net Income | 81.20M | 93.70M | 83.30M | 88.50M | 240.10M |
| EPS (Diluted) | 0.12 | 0.14 | 0.12 | 0.13 | 0.34 |
| Gross Profit | 120.60M | 101.70M | 124.80M | 232.30M | 271.50M |
| Operating Income | 57.20M | 57.20M | 77.40M | 119.20M | 258.30M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 908.10M | 979.70M | 1.01B | 1.10B | 1.11B |
| Total Liabilities | 117.30M | 88.90M | 95.70M | 131.40M | 175.30M |
| Shareholders' Equity | 782.60M | 882.60M | 898.80M | 945.00M | 911.60M |
| Total Debt | 4.60M | 6.40M | 5.80M | 8.00M | 9.80M |
| Cash & Equivalents | 348.70M | 511.80M | 478.60M | 552.00M | 456.10M |
| Current Assets | 737.10M | 806.00M | 834.70M | 923.70M | 946.10M |
| Current Liabilities | 105.20M | 75.50M | 82.70M | 116.80M | 157.50M |