Retour
Fourchette du Jour
2,47 €
2,70 €
Fourchette 52 Semaines
1,75 €
3,49 €
Volume
600
Moyenne 50J / 200J
3,19 €
/
2,51 €
Clôture Précédente
2,47 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 21,6 | 10,3 |
| P/B | 2,2 | 1,1 |
| ROE % | 9,8 | 11,7 |
| Net Margin % | 56,2 | 16,8 |
| Rev Growth 5Y % | -16,2 | 11,7 |
| D/E | 0,0 | 0,5 |
Points Clés
Revenue declined -16,21% annually over 5 years
Earnings declined -13,34% over the past year
Net margin of 56,23% shows strong profitability
Debt/Equity of 0,01 — conservative balance sheet
Generating 48,40M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 6,49%
Croissance
Revenue Growth (5Y)
-16,21%
Revenue (1Y)-22,70%
Earnings (1Y)-13,34%
FCF Growth (3Y)-41,20%
Qualité
Return on Equity
9,75%
ROIC5,45%
Net Margin56,23%
Op. Margin39,61%
Sécurité
Debt / Equity
0,01
Current Ratio7,01
Interest Coverage190,67
Valorisation
P/E Ratio
21,62
P/B Ratio2,24
EV/EBITDA24,67
Dividend Yield0,11%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -22,70% | Revenue Growth (3Y) | -13,05% |
| Earnings Growth (1Y) | -13,34% | Earnings Growth (3Y) | -1,27% |
| Revenue Growth (5Y) | -16,21% | Earnings Growth (5Y) | -23,74% |
| Profitability | |||
| Revenue (TTM) | 144,40M | Net Income (TTM) | 81,20M |
| ROE | 9,75% | ROA | 8,94% |
| Gross Margin | 83,52% | Operating Margin | 39,61% |
| Net Margin | 56,23% | Free Cash Flow (TTM) | 48,40M |
| ROIC | 5,45% | FCF Growth (3Y) | -41,20% |
| Safety | |||
| Debt / Equity | 0,01 | Current Ratio | 7,01 |
| Interest Coverage | 190,67 | Dividend Yield | 0,11% |
| Valuation | |||
| P/E Ratio | 21,62 | P/B Ratio | 2,24 |
| P/S Ratio | 12,16 | PEG Ratio | -0,91 |
| EV/EBITDA | 24,67 | Dividend Yield | 0,11% |
| Market Cap | 1,76B | Enterprise Value | 1,41B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 144,40M | 186,80M | 191,00M | 254,40M | 292,90M |
| Net Income | 81,20M | 93,70M | 83,30M | 88,50M | 240,10M |
| EPS (Diluted) | 0,12 | 0,14 | 0,12 | 0,13 | 0,34 |
| Gross Profit | 120,60M | 101,70M | 124,80M | 232,30M | 271,50M |
| Operating Income | 57,20M | 57,20M | 77,40M | 119,20M | 258,30M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 908,10M | 979,70M | 1,01B | 1,10B | 1,11B |
| Total Liabilities | 117,30M | 88,90M | 95,70M | 131,40M | 175,30M |
| Shareholders' Equity | 782,60M | 882,60M | 898,80M | 945,00M | 911,60M |
| Total Debt | 4,60M | 6,40M | 5,80M | 8,00M | 9,80M |
| Cash & Equivalents | 348,70M | 511,80M | 478,60M | 552,00M | 456,10M |
| Current Assets | 737,10M | 806,00M | 834,70M | 923,70M | 946,10M |
| Current Liabilities | 105,20M | 75,50M | 82,70M | 116,80M | 157,50M |