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Also listed as
INGVF
OTC
Day Range
$25.46
$26.15
52-Week Range
$16.47
$31.18
Volume
4,321,985
50D / 200D Avg
$28.49
/
$25.55
Prev Close
$25.14
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.9 | 10.3 |
| P/B | 1.5 | 1.1 |
| ROE % | 12.7 | 11.7 |
| Net Margin % | 27.5 | 16.8 |
| Rev Growth 5Y % | -2.8 | 11.7 |
| D/E | 3.4 | 0.5 |
Key Takeaways
Revenue declined -2.78% annually over 5 years
ROE of 12.65% — decent returns on equity
Net margin of 27.47% shows strong profitability
Debt/Equity of 3.41 — high leverage
Negative free cash flow of 0.0
P/E of 11.89 — trading at a low valuation
Growth
Revenue Growth (5Y)
-2.78%
Revenue (1Y)-65.31%
Earnings (1Y)-1.02%
FCF Growth (3Y)N/A
Quality
Return on Equity
12.65%
ROIC3.13%
Net Margin27.47%
Op. Margin39.71%
Safety
Debt / Equity
3.41
Current Ratio0.13
Interest Coverage0.00
Valuation
P/E Ratio
11.89
P/B Ratio1.51
EV/EBITDA20.95
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -65.31% | Revenue Growth (3Y) | -37.46% |
| Earnings Growth (1Y) | -1.02% | Earnings Growth (3Y) | -6.82% |
| Revenue Growth (5Y) | -2.78% | Earnings Growth (5Y) | 7.28% |
| Profitability | |||
| Revenue (TTM) | 23.04B | Net Income (TTM) | 6.33B |
| ROE | 12.65% | ROA | 0.60% |
| Gross Margin | 94.34% | Operating Margin | 39.71% |
| Net Margin | 27.47% | Free Cash Flow (TTM) | 0.0 |
| ROIC | 3.13% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 3.41 | Current Ratio | 0.13 |
| Interest Coverage | 0.00 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 11.89 | P/B Ratio | 1.51 |
| P/S Ratio | 3.26 | PEG Ratio | 0.39 |
| EV/EBITDA | 20.95 | Dividend Yield | 0.04% |
| Market Cap | 75.20B | Enterprise Value | 191.64B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 23.04B | 66.41B | 58.90B | 33.61B | 25.78B |
| Net Income | 6.33B | 6.39B | 7.29B | 3.67B | 4.78B |
| EPS (Diluted) | 2.12 | 1.65 | 1.16 | 1.01 | 1.23 |
| Gross Profit | 21.73B | 21.41B | 22.15B | 17.06B | 17.79B |
| Operating Income | 9.15B | 9.30B | 10.49B | 5.50B | 6.78B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.05T | 1.02T | 975.58B | 967.82B | 951.29B |
| Total Liabilities | 1.00T | 969.24B | 923.40B | 917.41B | 896.63B |
| Shareholders' Equity | 49.70B | 50.31B | 51.24B | 49.91B | 53.92B |
| Total Debt | 169.33B | 171.33B | 150.00B | 119.50B | 116.01B |
| Cash & Equivalents | 52.89B | 69.96B | 89.89B | 87.25B | 106.06B |
| Current Assets | 106.31B | 116.13B | 131.33B | 119.50B | 137.20B |
| Current Liabilities | 819.08B | 757.05B | 734.25B | 749.88B | 746.49B |