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ING Groep N.V.

Calidad de datos: 100%
ING
NYSE Financial Services Banks - Diversified
$25.69
▲ $0.55 (2.19%)
Cap. Mercado: 75.20B
También listada como INGVF OTC
Rango del Día
$25.46 $26.15
Rango de 52 Semanas
$16.47 $31.18
Volumen
4,321,985
Promedio 50D / 200D
$28.49 / $25.55
Cierre Anterior
$25.14

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (854 pares)

Métrica Acción Mediana del Sector
P/E 11.9 10.3
P/B 1.5 1.1
ROE % 12.7 11.7
Net Margin % 27.5 16.8
Rev Growth 5Y % -2.8 11.7
D/E 3.4 0.5

Precio Objetivo de Analistas

Hold
$22.50 -12.4%
P/E Futuro
10.8
EPS Futuro
$2.38
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
25 B

Estimaciones de Ganancias

Período EPS Est. Ingresos Est. Analistas
FY2028 $3.19
$3.10 – $3.27
28 B 1
FY2027 $2.78
$2.61 – $2.94
26 B 2
FY2026 $2.38
$2.36 – $2.38
25 B 2

Puntos Clave

Revenue declined -2.78% annually over 5 years
ROE of 12.65% — decent returns on equity
Net margin of 27.47% shows strong profitability
Debt/Equity of 3.41 — high leverage
Negative free cash flow of 0.0
P/E of 11.89 — trading at a low valuation

Crecimiento

Revenue Growth (5Y)
-2.78%
Revenue (1Y)-65.31%
Earnings (1Y)-1.02%
FCF Growth (3Y)N/A

Calidad

Return on Equity
12.65%
ROIC3.13%
Net Margin27.47%
Op. Margin39.71%

Seguridad

Debt / Equity
3.41
Current Ratio0.13
Interest Coverage0.00

Valoración

P/E Ratio
11.89
P/B Ratio1.51
EV/EBITDA20.95
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -65.31% Revenue Growth (3Y) -37.46%
Earnings Growth (1Y) -1.02% Earnings Growth (3Y) -6.82%
Revenue Growth (5Y) -2.78% Earnings Growth (5Y) 7.28%
Profitability
Revenue (TTM) 23.04B Net Income (TTM) 6.33B
ROE 12.65% ROA 0.60%
Gross Margin 94.34% Operating Margin 39.71%
Net Margin 27.47% Free Cash Flow (TTM) 0.0
ROIC 3.13% FCF Growth (3Y) N/A
Safety
Debt / Equity 3.41 Current Ratio 0.13
Interest Coverage 0.00 Dividend Yield 0.04%
Valuation
P/E Ratio 11.89 P/B Ratio 1.51
P/S Ratio 3.26 PEG Ratio 0.39
EV/EBITDA 20.95 Dividend Yield 0.04%
Market Cap 75.20B Enterprise Value 191.64B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 23.04B 66.41B 58.90B 33.61B 25.78B
Net Income 6.33B 6.39B 7.29B 3.67B 4.78B
EPS (Diluted) 2.12 1.65 1.16 1.01 1.23
Gross Profit 21.73B 21.41B 22.15B 17.06B 17.79B
Operating Income 9.15B 9.30B 10.49B 5.50B 6.78B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.05T 1.02T 975.58B 967.82B 951.29B
Total Liabilities 1.00T 969.24B 923.40B 917.41B 896.63B
Shareholders' Equity 49.70B 50.31B 51.24B 49.91B 53.92B
Total Debt 169.33B 171.33B 150.00B 119.50B 116.01B
Cash & Equivalents 52.89B 69.96B 89.89B 87.25B 106.06B
Current Assets 106.31B 116.13B 131.33B 119.50B 137.20B
Current Liabilities 819.08B 757.05B 734.25B 749.88B 746.49B