رجوع
نطاق اليوم
KWD 47.48
KWD 48.37
نطاق 52 أسبوعًا
KWD 33.07
KWD 57.55
حجم التداول
42,120,034
متوسط 50 يوم / 200 يوم
KWD 51.73
/
KWD 50.68
الإغلاق السابق
KWD 47.16
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 11.4 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 10.2 | 11.7 |
| Net Margin % | 15.9 | 16.8 |
| Rev Growth 5Y % | 19.5 | 11.7 |
| D/E | 1.2 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 60.330
+27.0%
Low: KWD 50.000
High: KWD 71.000
مكرر الربحية المستقبلي
11.0
ربحية السهم المستقبلية
KWD 4.326
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
120 B
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2029 |
KWD 6.820
KWD 6.512 – KWD 6.996
|
130 B | 2 |
| FY2028 |
KWD 5.643
KWD 5.324 – KWD 5.902
|
130 B | 7 |
| FY2027 |
KWD 4.958
KWD 4.697 – KWD 5.278
|
130 B | 15 |
Insider Trading Activity
Buy ratio (90d)
33.3%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 5, 2026 |
Scrivener Thomas M
Chief Operations Executive
|
sell | 50,000 | KWD 49.820 | KWD 2,491,000 |
| Mar 4, 2026 |
DeMare James P
Co-President
|
sell | 83,832 | KWD 50.000 | KWD 4,191,600 |
| Feb 4, 2026 |
LOZANO MONICA C
Director
|
buy | 387 | — | — |
| Feb 4, 2026 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 100,000 | — | — |
| Dec 11, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 130,000 | — | — |
| Dec 9, 2025 |
Greener Geoffrey S
Chief Risk Officer
|
other | 9,265 | — | — |
| Nov 15, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 35,782 | — | — |
| Nov 15, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
sell | 17,891 | KWD 52.610 | KWD 941,246 |
| Nov 15, 2025 |
Schimpf Eric A.
Pres, Merrill Wealth Mgmt
|
other | 2,992 | — | — |
| Nov 13, 2025 |
Athanasia Dean C
Co-President
|
other | 14,675 | — | — |
| Oct 22, 2025 |
Bronstein Sheri B.
Chief People Officer
|
other | 6,000 | — | — |
| Jun 13, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 40,000 | — | — |
| Jun 5, 2025 |
Knox Kathleen A.
President, The Private Bank
|
other | 140,685 | — | — |
| May 23, 2025 |
Nguyen Thong M
Vice Chair, Gl Stra & Ent Plat
|
other | 430,000 | — | — |
| Apr 22, 2025 |
ALMEIDA JOSE E
Director
|
grant | 7,306 | — | — |
| Apr 22, 2025 |
Woods Thomas D
Director
|
grant | 7,306 | — | — |
| Apr 22, 2025 |
Woods Thomas D
Director
|
other | 3,369 | KWD 38.320 | KWD 129,100 |
| Apr 22, 2025 |
Martinez Maria
Director
|
grant | 7,306 | — | — |
| Apr 22, 2025 |
NOWELL LIONEL L III
Director
|
grant | 11,874 | — | — |
| Apr 22, 2025 |
LOZANO MONICA C
Director
|
grant | 7,307 | — | — |
النقاط الرئيسية
Revenue grew 19.53% annually over 5 years — strong growth
ROE of 10.19% — decent returns on equity
Net margin of 15.93% shows strong profitability
Generating 12.61B in free cash flow
P/E of 11.37 — trading at a low valuation
PEG of 0.68 suggests growth is underpriced
النمو
Revenue Growth (5Y)
19.53%
Revenue (1Y)-0.45%
Earnings (1Y)12.45%
FCF Growth (3Y)-47.05%
الجودة
Return on Equity
10.19%
ROIC4.22%
Net Margin15.93%
Op. Margin19.68%
الأمان
Debt / Equity
1.21
Current Ratio0.42
Interest Coverage0.48
التقييم
P/E Ratio
11.37
P/B Ratio1.14
EV/EBITDA12.76
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0.45% | Revenue Growth (3Y) | 5.56% |
| Earnings Growth (1Y) | 12.45% | Earnings Growth (3Y) | 7.27% |
| Revenue Growth (5Y) | 19.53% | Earnings Growth (5Y) | -1.17% |
| Profitability | |||
| Revenue (TTM) | 191.57B | Net Income (TTM) | 30.51B |
| ROE | 10.19% | ROA | 0.89% |
| Gross Margin | 56.08% | Operating Margin | 19.68% |
| Net Margin | 15.93% | Free Cash Flow (TTM) | 12.61B |
| ROIC | 4.22% | FCF Growth (3Y) | -47.05% |
| Safety | |||
| Debt / Equity | 1.21 | Current Ratio | 0.42 |
| Interest Coverage | 0.48 | Dividend Yield | 0.02% |
| Valuation | |||
| P/E Ratio | 11.37 | P/B Ratio | 1.14 |
| P/S Ratio | 1.81 | PEG Ratio | 0.68 |
| EV/EBITDA | 12.76 | Dividend Yield | 0.02% |
| Market Cap | 347.01B | Enterprise Value | 481.07B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 191.57B | 192.43B | 171.91B | 115.05B | 93.85B |
| Net Income | 30.51B | 27.13B | 26.52B | 27.53B | 31.98B |
| EPS (Diluted) | 3.82 | 3.22 | 3.08 | 3.19 | 3.57 |
| Gross Profit | 107.42B | 96.07B | 94.19B | 92.41B | 93.71B |
| Operating Income | 37.70B | 29.25B | 28.34B | 30.97B | 33.98B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3.41T | 3.26T | 3.18T | 3.05T | 3.17T |
| Total Liabilities | 3.11T | 2.97T | 2.89T | 2.78T | 2.90T |
| Shareholders' Equity | 303.24B | 295.56B | 291.65B | 273.20B | 270.07B |
| Total Debt | 365.90B | 658.43B | 618.19B | 498.55B | 496.20B |
| Cash & Equivalents | 231.85B | 296.49B | 341.42B | 237.46B | 355.37B |
| Current Assets | 1.07T | 740.84B | 704.77B | 539.39B | 741.56B |
| Current Liabilities | 2.56T | 2.43T | 2.34T | 2.46T | 2.58T |