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Fourchette du Jour
47,48 €
48,37 €
Fourchette 52 Semaines
33,07 €
57,55 €
Volume
42 120 034
Moyenne 50J / 200J
51,73 €
/
50,68 €
Clôture Précédente
47,16 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,4 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 10,2 | 11,7 |
| Net Margin % | 15,9 | 16,8 |
| Rev Growth 5Y % | 19,5 | 11,7 |
| D/E | 1,2 | 0,5 |
Objectif de Cours des Analystes
Hold
60,33 €
+27.0%
Low: 50,00 €
High: 71,00 €
P/E Prévisionnel
11,0
BPA Prévisionnel
4,33 €
Croissance BPA (est.)
+0,0%
CA Est.
120 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
6,82 €
6,51 € – 7,00 €
|
130 B | 2 |
| FY2028 |
5,64 €
5,32 € – 5,90 €
|
130 B | 7 |
| FY2027 |
4,96 €
4,70 € – 5,28 €
|
130 B | 15 |
Insider Trading Activity
Buy ratio (90d)
33.3%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 5, 2026 |
Scrivener Thomas M
Chief Operations Executive
|
sell | 50 000 | 49,82 € | 2 491 000 € |
| Mar 4, 2026 |
DeMare James P
Co-President
|
sell | 83 832 | 50,00 € | 4 191 600 € |
| Feb 4, 2026 |
LOZANO MONICA C
Director
|
buy | 387 | — | — |
| Feb 4, 2026 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 100 000 | — | — |
| Dec 11, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 130 000 | — | — |
| Dec 9, 2025 |
Greener Geoffrey S
Chief Risk Officer
|
other | 9 265 | — | — |
| Nov 15, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 35 782 | — | — |
| Nov 15, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
sell | 17 891 | 52,61 € | 941 246 € |
| Nov 15, 2025 |
Schimpf Eric A.
Pres, Merrill Wealth Mgmt
|
other | 2 992 | — | — |
| Nov 13, 2025 |
Athanasia Dean C
Co-President
|
other | 14 675 | — | — |
| Oct 22, 2025 |
Bronstein Sheri B.
Chief People Officer
|
other | 6 000 | — | — |
| Jun 13, 2025 |
MOYNIHAN BRIAN T
Chair and CEO
|
other | 40 000 | — | — |
| Jun 5, 2025 |
Knox Kathleen A.
President, The Private Bank
|
other | 140 685 | — | — |
| May 23, 2025 |
Nguyen Thong M
Vice Chair, Gl Stra & Ent Plat
|
other | 430 000 | — | — |
| Apr 22, 2025 |
ALMEIDA JOSE E
Director
|
grant | 7 306 | — | — |
| Apr 22, 2025 |
Woods Thomas D
Director
|
grant | 7 306 | — | — |
| Apr 22, 2025 |
Woods Thomas D
Director
|
other | 3 369 | 38,32 € | 129 100 € |
| Apr 22, 2025 |
Martinez Maria
Director
|
grant | 7 306 | — | — |
| Apr 22, 2025 |
NOWELL LIONEL L III
Director
|
grant | 11 874 | — | — |
| Apr 22, 2025 |
LOZANO MONICA C
Director
|
grant | 7 307 | — | — |
Points Clés
Revenue grew 19,53% annually over 5 years — strong growth
ROE of 10,19% — decent returns on equity
Net margin of 15,93% shows strong profitability
Generating 12,61B in free cash flow
P/E of 11,37 — trading at a low valuation
PEG of 0,68 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
19,53%
Revenue (1Y)-0,45%
Earnings (1Y)12,45%
FCF Growth (3Y)-47,05%
Qualité
Return on Equity
10,19%
ROIC4,22%
Net Margin15,93%
Op. Margin19,68%
Sécurité
Debt / Equity
1,21
Current Ratio0,42
Interest Coverage0,48
Valorisation
P/E Ratio
11,37
P/B Ratio1,14
EV/EBITDA12,76
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,45% | Revenue Growth (3Y) | 5,56% |
| Earnings Growth (1Y) | 12,45% | Earnings Growth (3Y) | 7,27% |
| Revenue Growth (5Y) | 19,53% | Earnings Growth (5Y) | -1,17% |
| Profitability | |||
| Revenue (TTM) | 191,57B | Net Income (TTM) | 30,51B |
| ROE | 10,19% | ROA | 0,89% |
| Gross Margin | 56,08% | Operating Margin | 19,68% |
| Net Margin | 15,93% | Free Cash Flow (TTM) | 12,61B |
| ROIC | 4,22% | FCF Growth (3Y) | -47,05% |
| Safety | |||
| Debt / Equity | 1,21 | Current Ratio | 0,42 |
| Interest Coverage | 0,48 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 11,37 | P/B Ratio | 1,14 |
| P/S Ratio | 1,81 | PEG Ratio | 0,68 |
| EV/EBITDA | 12,76 | Dividend Yield | 0,02% |
| Market Cap | 347,01B | Enterprise Value | 481,07B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 191,57B | 192,43B | 171,91B | 115,05B | 93,85B |
| Net Income | 30,51B | 27,13B | 26,52B | 27,53B | 31,98B |
| EPS (Diluted) | 3,82 | 3,22 | 3,08 | 3,19 | 3,57 |
| Gross Profit | 107,42B | 96,07B | 94,19B | 92,41B | 93,71B |
| Operating Income | 37,70B | 29,25B | 28,34B | 30,97B | 33,98B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3,41T | 3,26T | 3,18T | 3,05T | 3,17T |
| Total Liabilities | 3,11T | 2,97T | 2,89T | 2,78T | 2,90T |
| Shareholders' Equity | 303,24B | 295,56B | 291,65B | 273,20B | 270,07B |
| Total Debt | 365,90B | 658,43B | 618,19B | 498,55B | 496,20B |
| Cash & Equivalents | 231,85B | 296,49B | 341,42B | 237,46B | 355,37B |
| Current Assets | 1,07T | 740,84B | 704,77B | 539,39B | 741,56B |
| Current Liabilities | 2,56T | 2,43T | 2,34T | 2,46T | 2,58T |