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UMB Financial Corporation

Data quality: 100%
UMBF
NASDAQ Financial Services Banks - Regional
$111.11
▲ $2.07 (1.90%)
Mkt Cap: 8.46B
Day Range
$111.04 $113.94
52-Week Range
$82.00 $136.11
Volume
517,221
50D / 200D Avg
$121.71 / $115.22
Prev Close
$109.04

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 12.0 10.3
P/B 1.1 1.1
ROE % 12.6 11.7
Net Margin % 15.8 16.8
Rev Growth 5Y % 37.5 11.7
D/E 0.5 0.5

Key Takeaways

Revenue grew 37.53% annually over 5 years — strong growth
Earnings grew 59.19% over the past year
ROE of 12.59% — decent returns on equity
Net margin of 15.81% shows strong profitability
Debt/Equity of 0.49 — conservative balance sheet
Generating 971.91M in free cash flow

Growth

Revenue Growth (5Y)
37.53%
Revenue (1Y)68.52%
Earnings (1Y)59.19%
FCF Growth (3Y)47.67%

Quality

Return on Equity
12.59%
ROIC5.87%
Net Margin15.81%
Op. Margin20.25%

Safety

Debt / Equity
0.49
Current Ratio0.01
Interest Coverage0.60

Valuation

P/E Ratio
12.04
P/B Ratio1.10
EV/EBITDA12.56
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 68.52% Revenue Growth (3Y) 40.71%
Earnings Growth (1Y) 59.19% Earnings Growth (3Y) 41.66%
Revenue Growth (5Y) 37.53% Earnings Growth (5Y) 18.77%
Profitability
Revenue (TTM) 4.44B Net Income (TTM) 702.40M
ROE 12.59% ROA 0.96%
Gross Margin 54.41% Operating Margin 20.25%
Net Margin 15.81% Free Cash Flow (TTM) 971.91M
ROIC 5.87% FCF Growth (3Y) 47.67%
Safety
Debt / Equity 0.49 Current Ratio 0.01
Interest Coverage 0.60 Dividend Yield 0.02%
Valuation
P/E Ratio 12.04 P/B Ratio 1.10
P/S Ratio 1.90 PEG Ratio 7.50
EV/EBITDA 12.56 Dividend Yield 0.02%
Market Cap 8.46B Enterprise Value 11.31B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 4.44B 2.64B 2.24B 1.58B 1.24B
Net Income 702.40M 441.24M 350.02M 431.68M 353.02M
EPS (Diluted) 9.13 8.99 7.18 8.86 7.24
Gross Profit 2.42B 1.41B 1.28B 1.32B 1.18B
Operating Income 899.96M 541.27M 421.60M 532.01M 429.06M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 73.09B 50.41B 44.01B 38.51B 42.69B
Total Liabilities 65.40B 46.94B 40.91B 35.85B 39.55B
Shareholders' Equity 7.69B 3.47B 3.10B 2.67B 3.15B
Total Debt 3.80B 3.00B 3.50B 2.60B 3.51B
Cash & Equivalents 952.55M 8.56B 5.61B 1.68B 9.26B
Current Assets 952.55M 16.76B 13.20B 9.18B 21.64B
Current Liabilities 64.93B 46.12B 39.30B 35.10B 39.09B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#138 of 1024
66

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026