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UMB Financial Corporation

Calidad de datos: 100%
UMBF
NASDAQ Financial Services Banks - Regional
$111.11
▲ $2.07 (1.90%)
Cap. Mercado: 8.46B
Rango del Día
$111.04 $113.94
Rango de 52 Semanas
$82.00 $136.11
Volumen
517,221
Promedio 50D / 200D
$121.71 / $115.22
Cierre Anterior
$109.04

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (854 pares)

Métrica Acción Mediana del Sector
P/E 12.0 10.3
P/B 1.1 1.1
ROE % 12.6 11.7
Net Margin % 15.8 16.8
Rev Growth 5Y % 37.5 11.7
D/E 0.5 0.5

Precio Objetivo de Analistas

Hold
$146.43 +31.8%
Low: $130.00 High: $160.00
P/E Futuro
9.3
EPS Futuro
$11.98
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
2.9 B

Estimaciones de Ganancias

Período EPS Est. Ingresos Est. Analistas
FY2028 $14.27
$13.91 – $14.67
3.2 B 5
FY2027 $13.12
$12.58 – $13.62
3.1 B 10
FY2026 $11.98
$11.62 – $12.26
2.9 B 10

Puntos Clave

Revenue grew 37.53% annually over 5 years — strong growth
Earnings grew 59.19% over the past year
ROE of 12.59% — decent returns on equity
Net margin of 15.81% shows strong profitability
Debt/Equity of 0.49 — conservative balance sheet
Generating 971.91M in free cash flow

Crecimiento

Revenue Growth (5Y)
37.53%
Revenue (1Y)68.52%
Earnings (1Y)59.19%
FCF Growth (3Y)47.67%

Calidad

Return on Equity
12.59%
ROIC5.87%
Net Margin15.81%
Op. Margin20.25%

Seguridad

Debt / Equity
0.49
Current Ratio0.01
Interest Coverage0.60

Valoración

P/E Ratio
12.04
P/B Ratio1.10
EV/EBITDA12.56
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 68.52% Revenue Growth (3Y) 40.71%
Earnings Growth (1Y) 59.19% Earnings Growth (3Y) 41.66%
Revenue Growth (5Y) 37.53% Earnings Growth (5Y) 18.77%
Profitability
Revenue (TTM) 4.44B Net Income (TTM) 702.40M
ROE 12.59% ROA 0.96%
Gross Margin 54.41% Operating Margin 20.25%
Net Margin 15.81% Free Cash Flow (TTM) 971.91M
ROIC 5.87% FCF Growth (3Y) 47.67%
Safety
Debt / Equity 0.49 Current Ratio 0.01
Interest Coverage 0.60 Dividend Yield 0.02%
Valuation
P/E Ratio 12.04 P/B Ratio 1.10
P/S Ratio 1.90 PEG Ratio 7.50
EV/EBITDA 12.56 Dividend Yield 0.02%
Market Cap 8.46B Enterprise Value 11.31B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 4.44B 2.64B 2.24B 1.58B 1.24B
Net Income 702.40M 441.24M 350.02M 431.68M 353.02M
EPS (Diluted) 9.13 8.99 7.18 8.86 7.24
Gross Profit 2.42B 1.41B 1.28B 1.32B 1.18B
Operating Income 899.96M 541.27M 421.60M 532.01M 429.06M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 73.09B 50.41B 44.01B 38.51B 42.69B
Total Liabilities 65.40B 46.94B 40.91B 35.85B 39.55B
Shareholders' Equity 7.69B 3.47B 3.10B 2.67B 3.15B
Total Debt 3.80B 3.00B 3.50B 2.60B 3.51B
Cash & Equivalents 952.55M 8.56B 5.61B 1.68B 9.26B
Current Assets 952.55M 16.76B 13.20B 9.18B 21.64B
Current Liabilities 64.93B 46.12B 39.30B 35.10B 39.09B

Puntuaciones de Estrategias

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#138 of 1024
66

Actividad Reciente

Entró Cash Flow Compounder
Mar 24, 2026