Atrás
Rango del Día
$34.08
$35.18
Rango de 52 Semanas
$27.58
$46.82
Volumen
1,836,147
Promedio 50D / 200D
$38.32
/
$39.19
Cierre Anterior
$33.81
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 5.6 | 10.3 |
| P/B | 0.6 | 1.1 |
| ROE % | 12.3 | 11.7 |
| Net Margin % | 6.5 | 16.8 |
| Rev Growth 5Y % | 0.9 | 11.7 |
| D/E | 0.6 | 0.5 |
Precio Objetivo de Analistas
Hold
$44.25
+27.5%
Low: $41.00
High: $48.00
P/E Futuro
4.3
EPS Futuro
$8.03
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
20 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2029 |
$10.10
$9.80 – $10.37
|
23 B | 1 |
| FY2028 |
$9.44
$8.24 – $10.29
|
22 B | 3 |
| FY2027 |
$8.67
$8.49 – $8.90
|
21 B | 9 |
Puntos Clave
Revenue grew 0.85% annually over 5 years — modest growth
Earnings declined -64.06% over the past year
ROE of 12.28% — decent returns on equity
Negative free cash flow of -167.00M
P/E of 5.60 — trading at a low valuation
Capital efficient — spends only 0.00% of revenue on capex
Crecimiento
Revenue Growth (5Y)
0.85%
Revenue (1Y)1.24%
Earnings (1Y)-64.06%
FCF Growth (3Y)N/A
Calidad
Return on Equity
12.28%
ROIC5.84%
Net Margin6.46%
Op. Margin7.35%
Seguridad
Debt / Equity
0.57
Current RatioN/A
Interest Coverage5.89
Valoración
P/E Ratio
5.60
P/B Ratio0.60
EV/EBITDA2.51
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1.24% | Revenue Growth (3Y) | 24.70% |
| Earnings Growth (1Y) | -64.06% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 0.85% | Earnings Growth (5Y) | -25.29% |
| Profitability | |||
| Revenue (TTM) | 18.21B | Net Income (TTM) | 1.18B |
| ROE | 12.28% | ROA | 0.28% |
| Gross Margin | 57.34% | Operating Margin | 7.35% |
| Net Margin | 6.46% | Free Cash Flow (TTM) | -167.00M |
| ROIC | 5.84% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.57 | Current Ratio | N/A |
| Interest Coverage | 5.89 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 5.60 | P/B Ratio | 0.60 |
| P/S Ratio | 0.36 | PEG Ratio | -0.10 |
| EV/EBITDA | 2.51 | Dividend Yield | 0.05% |
| Market Cap | 6.60B | Enterprise Value | 3.36B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 18.21B | 17.99B | 11.71B | 18.93B | 17.61B |
| Net Income | 1.18B | 3.28B | -752.00M | 1.36B | 3.78B |
| EPS (Diluted) | 5.84 | 18.41 | -4.92 | 7.78 | 7.43 |
| Gross Profit | 10.44B | 4.60B | 50.00M | 2.43B | 3.90B |
| Operating Income | 1.34B | 4.02B | -1.15B | 1.73B | 4.64B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 417.20B | 390.83B | 372.41B | 334.22B | 387.30B |
| Total Liabilities | 406.30B | 382.56B | 365.52B | 329.12B | 367.03B |
| Shareholders' Equity | 10.91B | 8.27B | 6.89B | 5.10B | 20.27B |
| Total Debt | 6.27B | 6.36B | 6.12B | 6.63B | 6.63B |
| Cash & Equivalents | 9.50B | 5.80B | 3.37B | 3.34B | 2.61B |
| Current Assets | 9.50B | 55.47B | 0.0 | 122.96B | 142.23B |
| Current Liabilities | 0.0 | 17.21B | 0.0 | 750.00M | 300.00M |