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Fourchette du Jour
34,08 €
35,18 €
Fourchette 52 Semaines
27,58 €
46,82 €
Volume
1 836 147
Moyenne 50J / 200J
38,32 €
/
39,19 €
Clôture Précédente
33,81 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 5,6 | 10,3 |
| P/B | 0,6 | 1,1 |
| ROE % | 12,3 | 11,7 |
| Net Margin % | 6,5 | 16,8 |
| Rev Growth 5Y % | 0,9 | 11,7 |
| D/E | 0,6 | 0,5 |
Points Clés
Revenue grew 0,85% annually over 5 years — modest growth
Earnings declined -64,06% over the past year
ROE of 12,28% — decent returns on equity
Negative free cash flow of -167,00M
P/E of 5,60 — trading at a low valuation
Capital efficient — spends only 0,00% of revenue on capex
Croissance
Revenue Growth (5Y)
0,85%
Revenue (1Y)1,24%
Earnings (1Y)-64,06%
FCF Growth (3Y)N/A
Qualité
Return on Equity
12,28%
ROIC5,84%
Net Margin6,46%
Op. Margin7,35%
Sécurité
Debt / Equity
0,57
Current RatioN/A
Interest Coverage5,89
Valorisation
P/E Ratio
5,60
P/B Ratio0,60
EV/EBITDA2,51
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1,24% | Revenue Growth (3Y) | 24,70% |
| Earnings Growth (1Y) | -64,06% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 0,85% | Earnings Growth (5Y) | -25,29% |
| Profitability | |||
| Revenue (TTM) | 18,21B | Net Income (TTM) | 1,18B |
| ROE | 12,28% | ROA | 0,28% |
| Gross Margin | 57,34% | Operating Margin | 7,35% |
| Net Margin | 6,46% | Free Cash Flow (TTM) | -167,00M |
| ROIC | 5,84% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,57 | Current Ratio | N/A |
| Interest Coverage | 5,89 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 5,60 | P/B Ratio | 0,60 |
| P/S Ratio | 0,36 | PEG Ratio | -0,10 |
| EV/EBITDA | 2,51 | Dividend Yield | 0,05% |
| Market Cap | 6,60B | Enterprise Value | 3,36B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 18,21B | 17,99B | 11,71B | 18,93B | 17,61B |
| Net Income | 1,18B | 3,28B | -752,00M | 1,36B | 3,78B |
| EPS (Diluted) | 5,84 | 18,41 | -4,92 | 7,78 | 7,43 |
| Gross Profit | 10,44B | 4,60B | 50,00M | 2,43B | 3,90B |
| Operating Income | 1,34B | 4,02B | -1,15B | 1,73B | 4,64B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 417,20B | 390,83B | 372,41B | 334,22B | 387,30B |
| Total Liabilities | 406,30B | 382,56B | 365,52B | 329,12B | 367,03B |
| Shareholders' Equity | 10,91B | 8,27B | 6,89B | 5,10B | 20,27B |
| Total Debt | 6,27B | 6,36B | 6,12B | 6,63B | 6,63B |
| Cash & Equivalents | 9,50B | 5,80B | 3,37B | 3,34B | 2,61B |
| Current Assets | 9,50B | 55,47B | 0,0 | 122,96B | 142,23B |
| Current Liabilities | 0,0 | 17,21B | 0,0 | 750,00M | 300,00M |