Atrás
Rango del Día
$74.73
$77.11
Rango de 52 Semanas
$48.27
$87.98
Volumen
447,446
Promedio 50D / 200D
$80.04
/
$73.46
Cierre Anterior
$74.49
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 12.6 | 10.3 |
| P/B | 1.3 | 1.1 |
| ROE % | 10.5 | 11.7 |
| Net Margin % | 24.8 | 16.8 |
| Rev Growth 5Y % | 12.5 | 11.7 |
| D/E | 0.2 | 0.5 |
Puntos Clave
Revenue grew 12.53% annually over 5 years — strong growth
ROE of 10.53% — decent returns on equity
Net margin of 24.75% shows strong profitability
Debt/Equity of 0.18 — conservative balance sheet
Generating 369.64M in free cash flow
P/E of 12.56 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
12.53%
Revenue (1Y)2.00%
Earnings (1Y)14.91%
FCF Growth (3Y)-18.13%
Calidad
Return on Equity
10.53%
ROIC8.31%
Net Margin24.75%
Op. Margin32.05%
Seguridad
Debt / Equity
0.18
Current Ratio0.62
Interest Coverage1.17
Valoración
P/E Ratio
12.56
P/B Ratio1.27
EV/EBITDA10.61
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.00% | Revenue Growth (3Y) | 5.80% |
| Earnings Growth (1Y) | 14.91% | Earnings Growth (3Y) | 23.76% |
| Revenue Growth (5Y) | 12.53% | Earnings Growth (5Y) | 2.26% |
| Profitability | |||
| Revenue (TTM) | 1.67B | Net Income (TTM) | 412.15M |
| ROE | 10.53% | ROA | 1.50% |
| Gross Margin | 68.31% | Operating Margin | 32.05% |
| Net Margin | 24.75% | Free Cash Flow (TTM) | 369.64M |
| ROIC | 8.31% | FCF Growth (3Y) | -18.13% |
| Safety | |||
| Debt / Equity | 0.18 | Current Ratio | 0.62 |
| Interest Coverage | 1.17 | Dividend Yield | 0.01% |
| Valuation | |||
| P/E Ratio | 12.56 | P/B Ratio | 1.27 |
| P/S Ratio | 3.11 | PEG Ratio | 0.79 |
| EV/EBITDA | 10.61 | Dividend Yield | 0.01% |
| Market Cap | 5.18B | Enterprise Value | 5.66B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.67B | 1.63B | 1.49B | 1.14B | 1.04B |
| Net Income | 412.15M | 358.69M | 269.11M | 346.54M | 376.91M |
| EPS (Diluted) | 6.00 | 5.19 | 3.89 | 4.99 | 5.40 |
| Gross Profit | 1.14B | 1.05B | 899.85M | 976.89M | 1.03B |
| Operating Income | 533.76M | 475.86M | 356.94M | 453.10M | 496.11M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 27.52B | 26.26B | 25.20B | 25.05B | 23.86B |
| Total Liabilities | 23.44B | 22.51B | 21.78B | 21.86B | 20.89B |
| Shareholders' Equity | 4.08B | 3.75B | 3.43B | 3.20B | 2.97B |
| Total Debt | 743.02M | 424.10M | 639.90M | 2.00B | 872.05M |
| Cash & Equivalents | 253.81M | 1.22B | 1.17B | 1.12B | 4.04B |
| Current Assets | 333.81M | 2.89B | 2.57B | 2.62B | 4.64B |
| Current Liabilities | 535.25M | 21.72B | 20.71B | 19.46B | 19.67B |