Retour
Fourchette du Jour
74,73 €
77,11 €
Fourchette 52 Semaines
48,27 €
87,98 €
Volume
447 446
Moyenne 50J / 200J
80,04 €
/
73,46 €
Clôture Précédente
74,49 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (853 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 12,6 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 10,5 | 11,7 |
| Net Margin % | 24,8 | 16,8 |
| Rev Growth 5Y % | 12,5 | 11,7 |
| D/E | 0,2 | 0,5 |
Points Clés
Revenue grew 12,53% annually over 5 years — strong growth
ROE of 10,53% — decent returns on equity
Net margin of 24,75% shows strong profitability
Debt/Equity of 0,18 — conservative balance sheet
Generating 369,64M in free cash flow
P/E of 12,56 — trading at a low valuation
Croissance
Revenue Growth (5Y)
12,53%
Revenue (1Y)2,00%
Earnings (1Y)14,91%
FCF Growth (3Y)-18,13%
Qualité
Return on Equity
10,53%
ROIC8,31%
Net Margin24,75%
Op. Margin32,05%
Sécurité
Debt / Equity
0,18
Current Ratio0,62
Interest Coverage1,17
Valorisation
P/E Ratio
12,56
P/B Ratio1,27
EV/EBITDA10,61
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,00% | Revenue Growth (3Y) | 5,80% |
| Earnings Growth (1Y) | 14,91% | Earnings Growth (3Y) | 23,76% |
| Revenue Growth (5Y) | 12,53% | Earnings Growth (5Y) | 2,26% |
| Profitability | |||
| Revenue (TTM) | 1,67B | Net Income (TTM) | 412,15M |
| ROE | 10,53% | ROA | 1,50% |
| Gross Margin | 68,31% | Operating Margin | 32,05% |
| Net Margin | 24,75% | Free Cash Flow (TTM) | 369,64M |
| ROIC | 8,31% | FCF Growth (3Y) | -18,13% |
| Safety | |||
| Debt / Equity | 0,18 | Current Ratio | 0,62 |
| Interest Coverage | 1,17 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 12,56 | P/B Ratio | 1,27 |
| P/S Ratio | 3,11 | PEG Ratio | 0,79 |
| EV/EBITDA | 10,61 | Dividend Yield | 0,01% |
| Market Cap | 5,18B | Enterprise Value | 5,66B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,67B | 1,63B | 1,49B | 1,14B | 1,04B |
| Net Income | 412,15M | 358,69M | 269,11M | 346,54M | 376,91M |
| EPS (Diluted) | 6,00 | 5,19 | 3,89 | 4,99 | 5,40 |
| Gross Profit | 1,14B | 1,05B | 899,85M | 976,89M | 1,03B |
| Operating Income | 533,76M | 475,86M | 356,94M | 453,10M | 496,11M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 27,52B | 26,26B | 25,20B | 25,05B | 23,86B |
| Total Liabilities | 23,44B | 22,51B | 21,78B | 21,86B | 20,89B |
| Shareholders' Equity | 4,08B | 3,75B | 3,43B | 3,20B | 2,97B |
| Total Debt | 743,02M | 424,10M | 639,90M | 2,00B | 872,05M |
| Cash & Equivalents | 253,81M | 1,22B | 1,17B | 1,12B | 4,04B |
| Current Assets | 333,81M | 2,89B | 2,57B | 2,62B | 4,64B |
| Current Liabilities | 535,25M | 21,72B | 20,71B | 19,46B | 19,67B |