Back
19
Day Range
$53.92
$55.12
52-Week Range
$47.00
$67.77
Volume
412,659
50D / 200D Avg
$59.85
/
$60.97
Prev Close
$55.03
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 10.0 | 10.3 |
| P/B | 1.7 | 1.1 |
| ROE % | 17.0 | 11.6 |
| Net Margin % | 76.6 | 16.8 |
| Rev Growth 5Y % | 8.2 | 11.6 |
| D/E | 0.8 | 0.5 |
Analyst Price Target
Hold
$65.25
+19.0%
Low: $60.00
High: $70.00
Forward P/E
13.5
Forward EPS
$4.06
EPS Growth (est.)
+0.0%
Est. Revenue
600 M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$4.08
$3.99 – $4.16
|
620 M | 3 |
| FY2026 |
$4.06
$3.97 – $4.14
|
600 M | 4 |
Key Takeaways
Revenue grew 8.21% annually over 5 years — modest growth
ROE of 17.04% — decent returns on equity
Net margin of 76.55% shows strong profitability
Generating 347.44M in free cash flow
P/E of 10.02 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 19.27%
Growth
Revenue Growth (5Y)
8.21%
Revenue (1Y)-11.06%
Earnings (1Y)-2.89%
FCF Growth (3Y)10.35%
Quality
Return on Equity
17.04%
ROIC7.16%
Net Margin76.55%
Op. Margin80.71%
Safety
Debt / Equity
0.82
Current Ratio449.84
Interest Coverage0.00
Valuation
P/E Ratio
10.02
P/B Ratio1.65
EV/EBITDA14.14
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -11.06% | Revenue Growth (3Y) | 2.58% |
| Earnings Growth (1Y) | -2.89% | Earnings Growth (3Y) | 7.31% |
| Revenue Growth (5Y) | 8.21% | Earnings Growth (5Y) | 10.51% |
| Profitability | |||
| Revenue (TTM) | 644.50M | Net Income (TTM) | 493.40M |
| ROE | 17.04% | ROA | 8.64% |
| Gross Margin | 100.00% | Operating Margin | 80.71% |
| Net Margin | 76.55% | Free Cash Flow (TTM) | 347.44M |
| ROIC | 7.16% | FCF Growth (3Y) | 10.35% |
| Safety | |||
| Debt / Equity | 0.82 | Current Ratio | 449.84 |
| Interest Coverage | 0.00 | Dividend Yield | 0.06% |
| Valuation | |||
| P/E Ratio | 10.02 | P/B Ratio | 1.65 |
| P/S Ratio | 7.67 | PEG Ratio | -1.94 |
| EV/EBITDA | 14.14 | Dividend Yield | 0.06% |
| Market Cap | 4.94B | Enterprise Value | 7.36B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 644.50M | 724.68M | 612.46M | 396.46M | 470.01M |
| Net Income | 493.40M | 508.08M | 428.45M | 241.61M | 330.76M |
| EPS (Diluted) | 5.52 | 5.85 | 5.23 | 3.24 | 4.80 |
| Gross Profit | 644.50M | 601.25M | 509.88M | 318.19M | 411.17M |
| Operating Income | 520.20M | 538.71M | 451.09M | 264.93M | 363.63M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5.71B | 5.12B | 4.44B | 4.24B | 3.69B |
| Total Liabilities | 2.72B | 2.32B | 1.97B | 2.13B | 1.90B |
| Shareholders' Equity | 2.99B | 2.80B | 2.48B | 2.11B | 1.79B |
| Total Debt | 2.46B | 2.12B | 1.80B | 2.00B | 1.80B |
| Cash & Equivalents | 41.96M | 78.25M | 60.08M | 49.12M | 32.63M |
| Current Assets | 540.71M | 176.34M | 149.42M | 49.50M | 67.75M |
| Current Liabilities | 1.20M | 45.39M | 37.39M | 34.26M | 35.20M |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#430 of 670
Recent Activity
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026