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Navient Corporation SR NT 6% 121543

Qualité des données : 100%
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JSM
NASDAQ Financial Services Financial - Credit Services
17,96 €
▲ 0,14 € (0,79%)
Cap. Boursière : 4,92B
Fourchette du Jour
17,96 € 18,01 €
Fourchette 52 Semaines
16,51 € 20,65 €
Volume
9 517
Moyenne 50J / 200J
19,41 € / 19,33 €
Clôture Précédente
17,82 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E -61,5 10,3
P/B 2,1 1,1
ROE % -3,2 11,7
Net Margin % -2,6 16,8
Rev Growth 5Y % 8,2 11,7
D/E 2,1 0,5

Points Clés

Revenue grew 8,15% annually over 5 years — modest growth
Earnings declined -161,07% over the past year
Debt/Equity of 2,11 — high leverage
Generating 441,00M in free cash flow
PEG of 0,15 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 26,55%

Croissance

Revenue Growth (5Y)
8,15%
Revenue (1Y)-18,40%
Earnings (1Y)-161,07%
FCF Growth (3Y)-19,23%

Qualité

Return on Equity
-3,17%
ROIC25,48%
Net Margin-2,57%
Op. Margin81,66%

Sécurité

Debt / Equity
2,11
Current Ratio0,41
Interest Coverage0,98

Valorisation

P/E Ratio
-61,54
P/B Ratio2,05
EV/EBITDA3,11
Dividend Yield0,03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -18,40% Revenue Growth (3Y) 63,97%
Earnings Growth (1Y) -161,07% Earnings Growth (3Y) N/A
Revenue Growth (5Y) 8,15% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 3,11B Net Income (TTM) -80,00M
ROE -3,17% ROA -0,16%
Gross Margin 95,21% Operating Margin 81,66%
Net Margin -2,57% Free Cash Flow (TTM) 441,00M
ROIC 25,48% FCF Growth (3Y) -19,23%
Safety
Debt / Equity 2,11 Current Ratio 0,41
Interest Coverage 0,98 Dividend Yield 0,03%
Valuation
P/E Ratio -61,54 P/B Ratio 2,05
P/S Ratio 1,58 PEG Ratio 0,15
EV/EBITDA 3,11 Dividend Yield 0,03%
Market Cap 4,92B Enterprise Value 7,89B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 3,11B 3,81B 1,16B 1,66B 2,27B
Net Income -80,00M 131,00M 228,00M 645,00M 717,00M
EPS (Diluted) -0,82 1,20 1,85 4,48 4,17
Gross Profit 2,96B 3,49B 356,00M 1,66B 1,44B
Operating Income 2,54B 2,81B 755,00M 1,21B 1,70B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 48,68B 51,79B 61,38B 70,80B 80,61B
Total Liabilities 46,28B 49,15B 58,62B 67,82B 78,00B
Shareholders' Equity 2,40B 2,64B 2,76B 2,98B 2,60B
Total Debt 5,07B 43,18B 53,40B 61,03B 74,49B
Cash & Equivalents 2,10B 2,10B 839,00M 1,54B 905,00M
Current Assets 2,10B 2,10B 839,00M 1,54B 905,00M
Current Liabilities 5,07B 5,13B 4,23B 5,87B 2,49B