Terug
Dagbereik
€ 17,96
€ 18,01
52-Weeksbereik
€ 16,51
€ 20,65
Volume
9.517
50D / 200D Gem.
€ 19,41
/
€ 19,33
Vorige Slotkoers
€ 17,82
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | -61,5 | 10,3 |
| P/B | 2,1 | 1,1 |
| ROE % | -3,2 | 11,7 |
| Net Margin % | -2,6 | 16,8 |
| Rev Growth 5Y % | 8,2 | 11,7 |
| D/E | 2,1 | 0,5 |
Belangrijkste Punten
Revenue grew 8,15% annually over 5 years — modest growth
Earnings declined -161,07% over the past year
Debt/Equity of 2,11 — high leverage
Generating 441,00M in free cash flow
PEG of 0,15 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 26,55%
Groei
Revenue Growth (5Y)
8,15%
Revenue (1Y)-18,40%
Earnings (1Y)-161,07%
FCF Growth (3Y)-19,23%
Kwaliteit
Return on Equity
-3,17%
ROIC25,48%
Net Margin-2,57%
Op. Margin81,66%
Veiligheid
Debt / Equity
2,11
Current Ratio0,41
Interest Coverage0,98
Waardering
P/E Ratio
-61,54
P/B Ratio2,05
EV/EBITDA3,11
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -18,40% | Revenue Growth (3Y) | 63,97% |
| Earnings Growth (1Y) | -161,07% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 8,15% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 3,11B | Net Income (TTM) | -80,00M |
| ROE | -3,17% | ROA | -0,16% |
| Gross Margin | 95,21% | Operating Margin | 81,66% |
| Net Margin | -2,57% | Free Cash Flow (TTM) | 441,00M |
| ROIC | 25,48% | FCF Growth (3Y) | -19,23% |
| Safety | |||
| Debt / Equity | 2,11 | Current Ratio | 0,41 |
| Interest Coverage | 0,98 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | -61,54 | P/B Ratio | 2,05 |
| P/S Ratio | 1,58 | PEG Ratio | 0,15 |
| EV/EBITDA | 3,11 | Dividend Yield | 0,03% |
| Market Cap | 4,92B | Enterprise Value | 7,89B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,11B | 3,81B | 1,16B | 1,66B | 2,27B |
| Net Income | -80,00M | 131,00M | 228,00M | 645,00M | 717,00M |
| EPS (Diluted) | -0,82 | 1,20 | 1,85 | 4,48 | 4,17 |
| Gross Profit | 2,96B | 3,49B | 356,00M | 1,66B | 1,44B |
| Operating Income | 2,54B | 2,81B | 755,00M | 1,21B | 1,70B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 48,68B | 51,79B | 61,38B | 70,80B | 80,61B |
| Total Liabilities | 46,28B | 49,15B | 58,62B | 67,82B | 78,00B |
| Shareholders' Equity | 2,40B | 2,64B | 2,76B | 2,98B | 2,60B |
| Total Debt | 5,07B | 43,18B | 53,40B | 61,03B | 74,49B |
| Cash & Equivalents | 2,10B | 2,10B | 839,00M | 1,54B | 905,00M |
| Current Assets | 2,10B | 2,10B | 839,00M | 1,54B | 905,00M |
| Current Liabilities | 5,07B | 5,13B | 4,23B | 5,87B | 2,49B |