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Day Range
$67.55
$69.42
52-Week Range
$54.11
$75.44
Volume
458,682
50D / 200D Avg
$69.66
/
$68.59
Prev Close
$66.65
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 10.2 | 10.3 |
| P/B | 1.3 | 1.1 |
| ROE % | 13.6 | 11.7 |
| Net Margin % | 39.1 | 16.8 |
| Rev Growth 5Y % | 14.2 | 11.7 |
| D/E | 0.2 | 0.5 |
Analyst Price Target
Hold
$85.00
+25.7%
Forward P/E
10.0
Forward EPS
$6.74
EPS Growth (est.)
+0.0%
Est. Revenue
1.2 B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$7.17
$7.17 – $7.17
|
2.1 B | 1 |
| FY2029 |
$7.17
$7.17 – $7.17
|
1.8 B | 1 |
| FY2028 |
$7.38
$7.38 – $7.38
|
1.6 B | 1 |
Key Takeaways
Revenue grew 14.16% annually over 5 years — strong growth
ROE of 13.63% — decent returns on equity
Net margin of 39.13% shows strong profitability
Debt/Equity of 0.22 — conservative balance sheet
Generating 494.83M in free cash flow
P/E of 10.20 — trading at a low valuation
Growth
Revenue Growth (5Y)
14.16%
Revenue (1Y)1.03%
Earnings (1Y)0.76%
FCF Growth (3Y)5.22%
Quality
Return on Equity
13.63%
ROIC9.86%
Net Margin39.13%
Op. Margin49.39%
Safety
Debt / Equity
0.22
Current Ratio1.04
Interest Coverage2.43
Valuation
P/E Ratio
10.20
P/B Ratio1.29
EV/EBITDA8.40
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1.03% | Revenue Growth (3Y) | 4.22% |
| Earnings Growth (1Y) | 0.76% | Earnings Growth (3Y) | 0.06% |
| Revenue Growth (5Y) | 14.16% | Earnings Growth (5Y) | 12.88% |
| Profitability | |||
| Revenue (TTM) | 1.05B | Net Income (TTM) | 412.29M |
| ROE | 13.63% | ROA | 2.47% |
| Gross Margin | 78.27% | Operating Margin | 49.39% |
| Net Margin | 39.13% | Free Cash Flow (TTM) | 494.83M |
| ROIC | 9.86% | FCF Growth (3Y) | 5.22% |
| Safety | |||
| Debt / Equity | 0.22 | Current Ratio | 1.04 |
| Interest Coverage | 2.43 | Dividend Yield | 0.02% |
| Valuation | |||
| P/E Ratio | 10.20 | P/B Ratio | 1.29 |
| P/S Ratio | 3.99 | PEG Ratio | 13.21 |
| EV/EBITDA | 8.40 | Dividend Yield | 0.02% |
| Market Cap | 4.20B | Enterprise Value | 4.37B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.05B | 1.04B | 970.10M | 712.92M | 620.43M |
| Net Income | 412.29M | 409.17M | 411.77M | 300.23M | 253.92M |
| EPS (Diluted) | 6.62 | 6.57 | 6.62 | 4.78 | 4.00 |
| Gross Profit | 824.69M | 801.84M | 798.87M | 653.11M | 585.64M |
| Operating Income | 520.36M | 508.72M | 523.51M | 382.64M | 322.33M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 16.68B | 15.74B | 15.07B | 15.50B | 16.05B |
| Total Liabilities | 13.43B | 12.94B | 12.62B | 13.46B | 13.74B |
| Shareholders' Equity | 3.25B | 2.80B | 2.45B | 2.04B | 2.31B |
| Total Debt | 704.74M | 654.73M | 650.03M | 576.78M | 1.01B |
| Cash & Equivalents | 536.49M | 352.65M | 651.06M | 2.09B | 3.21B |
| Current Assets | 608.92M | 5.41B | 5.54B | 6.55B | 7.45B |
| Current Liabilities | 585.54M | 12.65B | 12.35B | 13.09B | 13.06B |