Skip to main content
Back
SLM logo

SLM Corporation

Data quality: 100%
SLM
NASDAQ Financial Services Financial - Credit Services
$20.12
▲ $0.39 (1.98%)
Mkt Cap: 3.99B
Day Range
$19.88 $20.44
52-Week Range
$17.77 $34.97
Volume
3,302,249
50D / 200D Avg
$23.74 / $28.13
Prev Close
$19.73

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 5.4 10.3
P/B 1.6 1.1
ROE % 32.3 11.7
Net Margin % 24.0 16.8
Rev Growth 5Y % 6.6 11.7
D/E 2.4 0.5

Analyst Price Target

Hold
$31.83 +58.2%
Low: $23.00 High: $40.00
Forward P/E
7.3
Forward EPS
$2.74
EPS Growth (est.)
+0.0%
Est. Revenue
1.8 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2028 $3.87
$3.56 – $4.20
 2.2 B 3
FY2027 $3.21
$2.86 – $3.50
 2 B 9
FY2026 $2.74
$2.63 – $2.79
 1.8 B 9

Key Takeaways

Revenue grew 6.59% annually over 5 years — modest growth
Earnings grew 22.44% over the past year
ROE of 32.31% indicates high profitability
Net margin of 23.95% shows strong profitability
Debt/Equity of 2.39 — high leverage
Generating 575.52M in free cash flow

Growth

Revenue Growth (5Y)
6.59%
Revenue (1Y)4.10%
Earnings (1Y)22.44%
FCF Growth (3Y)N/A

Quality

Return on Equity
32.31%
ROIC8.96%
Net Margin23.95%
Op. Margin31.92%

Safety

Debt / Equity
2.39
Current Ratio8.08
Interest Coverage0.88

Valuation

P/E Ratio
5.35
P/B Ratio1.63
EV/EBITDA5.87
Dividend Yield0.12%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 4.10% Revenue Growth (3Y) 4.65%
Earnings Growth (1Y) 22.44% Earnings Growth (3Y) 13.19%
Revenue Growth (5Y) 6.59% Earnings Growth (5Y) -10.49%
Profitability
Revenue (TTM) 3.11B Net Income (TTM) 744.85M
ROE 32.31% ROA 2.50%
Gross Margin 53.11% Operating Margin 31.92%
Net Margin 23.95% Free Cash Flow (TTM) 575.52M
ROIC 8.96% FCF Growth (3Y) N/A
Safety
Debt / Equity 2.39 Current Ratio 8.08
Interest Coverage 0.88 Dividend Yield 0.12%
Valuation
P/E Ratio 5.35 P/B Ratio 1.63
P/S Ratio 1.28 PEG Ratio 0.26
EV/EBITDA 5.87 Dividend Yield 0.12%
Market Cap 3.99B Enterprise Value 5.82B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 3.11B 2.99B 2.84B 2.37B 2.41B
Net Income 744.85M 608.33M 581.39M 469.01M 1.16B
EPS (Diluted) 3.46 2.68 2.41 1.76 3.61
Gross Profit 1.65B 1.44B 1.46B 1.19B 2.06B
Operating Income 992.56M 798.64M 778.30M 630.73M 1.54B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 29.75B 30.07B 29.17B 28.81B 29.22B
Total Liabilities 27.29B 27.91B 27.29B 27.08B 27.07B
Shareholders' Equity 2.45B 2.16B 1.88B 1.73B 2.15B
Total Debt 5.86B 6.44B 5.23B 5.24B 5.93B
Cash & Equivalents 4.03B 4.70B 4.15B 4.62B 4.33B
Current Assets 4.03B 6.67B 8.31B 8.54B 8.31B
Current Liabilities 498.42M 21.07B 21.65B 21.45B 20.83B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
Custom Contrarian Investing (David Dreman)
#67 of 658
66

Recent Activity

Entered Contrarian Investing (David Dreman)
Mar 24, 2026