Back
52
Day Range
$80.90
$82.01
52-Week Range
$74.09
$92.40
Volume
190,110
50D / 200D Avg
$85.62
/
$85.08
Prev Close
$81.64
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 7.3 | 10.3 |
| P/B | 0.7 | 1.1 |
| ROE % | 9.0 | 11.7 |
| Net Margin % | 63.8 | 16.8 |
| Rev Growth 5Y % | 3.1 | 11.7 |
| D/E | 0.3 | 0.5 |
Analyst Price Target
Hold
$94.00
+15.4%
Forward P/E
11.90
Forward EPS
$6.85
EPS Growth (est.)
+0.0%
Est. Revenue
818.34M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$8.63
$8.08 – $9.20
|
901.48M | 1 |
| FY2027 |
$7.34
$6.87 – $7.82
|
807.26M | 2 |
| FY2026 |
$6.85
$6.41 – $7.30
|
818.34M | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-26 | $1.45 | $2.32 | +60.0% |
| 2025-11-06 | $1.54 | $2.42 | +57.1% |
| 2025-08-07 | $1.57 | $1.01 | -35.7% |
| 2025-05-08 | $3.15 | $3.18 | +1.0% |
| 2025-02-27 | $1.34 | $1.27 | -5.2% |
| 2024-11-11 | $1.35 | $2.42 | +79.3% |
| 2024-08-07 | $1.39 | $1.44 | +3.6% |
| 2024-05-07 | $1.32 | $1.96 | +48.5% |
Dividend History
7 yr streakYield
0.02%
Payout Ratio
0.14%
Growth (3Y)
10.79%
Growth (5Y)
11.20%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 06, 2026 | Mar 20, 2026 | $0.38 | 1.64% |
| Nov 19, 2025 | Dec 03, 2025 | $0.34 | 1.54% |
| Aug 20, 2025 | Sep 03, 2025 | $0.34 | 1.64% |
| May 16, 2025 | May 30, 2025 | $0.34 | 1.51% |
| Mar 05, 2025 | Mar 19, 2025 | $0.34 | 1.46% |
| Nov 22, 2024 | Dec 06, 2024 | $0.31 | 1.33% |
| Aug 21, 2024 | Sep 04, 2024 | $0.31 | 1.57% |
| May 14, 2024 | May 29, 2024 | $0.31 | 1.52% |
| Mar 05, 2024 | Mar 20, 2024 | $0.31 | 1.27% |
| Nov 14, 2023 | Nov 29, 2023 | $0.28 | 1.69% |
| Aug 15, 2023 | Aug 30, 2023 | $0.28 | 1.85% |
| May 16, 2023 | May 31, 2023 | $0.28 | 2.04% |
| Mar 07, 2023 | Mar 22, 2023 | $0.28 | 1.80% |
| Nov 15, 2022 | Nov 30, 2022 | $0.25 | 1.68% |
| Aug 16, 2022 | Aug 31, 2022 | $0.25 | 1.76% |
| May 17, 2022 | Jun 01, 2022 | $0.25 | 1.63% |
| Mar 08, 2022 | Mar 23, 2022 | $0.25 | 1.59% |
| Nov 16, 2021 | Dec 01, 2021 | $0.22 | 1.62% |
| Aug 17, 2021 | Sep 01, 2021 | $0.22 | 1.74% |
| May 18, 2021 | Jun 02, 2021 | $0.22 | 1.80% |
Key Takeaways
Revenue grew 3.08% annually over 5 years — modest growth
Earnings grew 33.78% over the past year
Net margin of 63.83% shows strong profitability
Debt/Equity of 0.30 — conservative balance sheet
Generating 259.00M in free cash flow
P/E of 7.28 — trading at a low valuation
Growth
Revenue Growth (5Y)
3.08%
Revenue (1Y)-3.19%
Earnings (1Y)33.78%
FCF Growth (3Y)-25.05%
Quality
Return on Equity
9.02%
ROIC6.74%
Net Margin63.83%
Op. Margin84.01%
Safety
Debt / Equity
0.30
Current RatioN/A
Interest Coverage7.44
Valuation
P/E Ratio
7.28
Forward P/E11.90
P/B Ratio0.65
EV/EBITDA7.52
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3.19% | Revenue Growth (3Y) | -11.89% |
| Earnings Growth (1Y) | 33.78% | Earnings Growth (3Y) | -17.50% |
| Revenue Growth (5Y) | 3.08% | Earnings Growth (5Y) | 6.64% |
| Profitability | |||
| Revenue (TTM) | 788.00M | Net Income (TTM) | 503.00M |
| ROE | 9.02% | ROA | 4.13% |
| Gross Margin | 92.89% | Operating Margin | 84.01% |
| Net Margin | 63.83% | Free Cash Flow (TTM) | 259.00M |
| ROIC | 6.74% | FCF Growth (3Y) | -25.05% |
| Safety | |||
| Debt / Equity | 0.30 | Current Ratio | N/A |
| Interest Coverage | 7.44 | ||
| Dividends | |||
| Dividend Yield | 0.02% | Payout Ratio | 0.14% |
| Dividend Growth (3Y) | 10.79% | Dividend Growth (5Y) | 11.20% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 7.28 | Forward P/E | 11.90 |
| P/B Ratio | 0.65 | P/S Ratio | 4.65 |
| PEG Ratio | 0.19 | Forward PEG | N/A |
| EV/EBITDA | 7.52 | Fwd EV/EBITDA | 8.56 |
| Forward P/S | 4.48 | Fwd Earnings Yield | 8.40% |
| FCF Yield | 7.07% | ||
| Market Cap | 3.66B | Enterprise Value | 4.98B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 788.00M | 814.00M | 1.02B | 684.00M | 698.00M |
| Net Income | 503.00M | 376.00M | 739.00M | 124.00M | 389.00M |
| EPS (Diluted) | 10.18 | 6.87 | 12.30 | 1.92 | 5.24 |
| Gross Profit | 732.00M | 820.00M | 840.00M | 654.00M | 904.00M |
| Operating Income | 662.00M | 488.00M | 668.00M | 148.00M | 477.00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12.18B | 11.90B | 12.54B | 16.84B | 18.21B |
| Total Liabilities | 6.39B | 6.35B | 6.77B | 11.55B | 11.71B |
| Shareholders' Equity | 5.66B | 5.50B | 5.71B | 5.06B | 6.29B |
| Total Debt | 1.70B | 1.70B | 1.69B | 6.99B | 1.67B |
| Cash & Equivalents | 388.00M | 121.00M | 97.00M | 107.00M | 120.00M |
| Current Assets | 8.33B | 0.0 | 0.0 | 9.59B | 11.72B |
| Current Liabilities | 0.0 | 3.99B | 0.0 | 297.00M | 928.00M |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#268 of 826
Recent Activity
Exited
Defensive Investing (Benjamin Graham)
Mar 26, 2026
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered
Defensive Investing (Benjamin Graham)
Mar 24, 2026