Back
Day Range
$106.39
$110.44
52-Week Range
$97.02
$138.77
Volume
112,733
50D / 200D Avg
$111.89
/
$118.65
Prev Close
$108.52
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 14.9 | 10.3 |
| P/B | 1.9 | 1.1 |
| ROE % | 13.9 | 11.6 |
| Net Margin % | 29.2 | 16.8 |
| Rev Growth 5Y % | 13.5 | 11.6 |
| D/E | 0.1 | 0.5 |
Analyst Price Target
Hold
$95.00
-11.1%
Forward P/E
15.25
Forward EPS
$7.00
EPS Growth (est.)
+0.0%
Est. Revenue
712.45M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$7.14
$6.85 – $7.42
|
740.40M | 2 |
| FY2026 |
$7.00
$6.87 – $7.13
|
712.45M | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-22 | $1.79 | $1.75 | -2.2% |
| 2025-10-17 | $1.86 | $1.85 | -0.5% |
| 2025-07-17 | $1.67 | $1.85 | +10.8% |
| 2025-04-17 | $1.58 | $1.67 | +5.7% |
| 2025-01-23 | $1.61 | $1.68 | +4.3% |
| 2024-10-17 | $1.58 | $1.75 | +10.8% |
| 2024-07-18 | $1.42 | $1.51 | +6.3% |
| 2024-04-18 | $1.39 | $1.50 | +7.9% |
Dividend History
7 yr streakYield
0.02%
Payout Ratio
0.26%
Growth (3Y)
7.72%
Growth (5Y)
7.56%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 31, 2026 | Apr 15, 2026 | $0.49 | 1.81% |
| Dec 31, 2025 | Jan 15, 2026 | $0.49 | 1.79% |
| Sep 30, 2025 | Oct 15, 2025 | $0.49 | 1.48% |
| Jun 30, 2025 | Jul 15, 2025 | $0.46 | 1.49% |
| Mar 31, 2025 | Apr 15, 2025 | $0.46 | 1.65% |
| Dec 31, 2024 | Jan 15, 2025 | $0.46 | 1.52% |
| Sep 30, 2024 | Oct 15, 2024 | $0.46 | 1.66% |
| Jun 28, 2024 | Jul 15, 2024 | $0.43 | 1.96% |
| Mar 27, 2024 | Apr 15, 2024 | $0.43 | 1.93% |
| Dec 28, 2023 | Jan 16, 2024 | $0.43 | 1.67% |
| Sep 28, 2023 | Oct 16, 2023 | $0.43 | 1.87% |
| Jun 29, 2023 | Jul 17, 2023 | $0.40 | 1.74% |
| Mar 30, 2023 | Apr 17, 2023 | $0.40 | 1.91% |
| Dec 29, 2022 | Jan 16, 2023 | $0.40 | 1.72% |
| Sep 29, 2022 | Oct 17, 2022 | $0.40 | 1.64% |
| Jun 29, 2022 | Jul 15, 2022 | $0.36 | 1.50% |
| Mar 30, 2022 | Apr 15, 2022 | $0.36 | 1.71% |
| Dec 30, 2021 | Jan 17, 2022 | $0.36 | 1.99% |
| Sep 29, 2021 | Oct 15, 2021 | $0.36 | 2.26% |
| Jun 29, 2021 | Jul 15, 2021 | $0.34 | 2.18% |
Key Takeaways
Revenue grew 13.48% annually over 5 years — strong growth
ROE of 13.85% — decent returns on equity
Net margin of 29.19% shows strong profitability
Debt/Equity of 0.07 — conservative balance sheet
Generating 285.28M in free cash flow
P/E of 14.89 — trading at a low valuation
Growth
Revenue Growth (5Y)
13.48%
Revenue (1Y)-9.29%
Earnings (1Y)11.21%
FCF Growth (3Y)16.40%
Quality
Return on Equity
13.85%
ROIC11.45%
Net Margin29.19%
Op. Margin36.80%
Safety
Debt / Equity
0.07
Current Ratio20.32
Interest Coverage0.98
Valuation
P/E Ratio
14.89
Forward P/E15.25
P/B Ratio1.93
EV/EBITDA11.50
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -9.29% | Revenue Growth (3Y) | 0.92% |
| Earnings Growth (1Y) | 11.21% | Earnings Growth (3Y) | 6.42% |
| Revenue Growth (5Y) | 13.48% | Earnings Growth (5Y) | 9.46% |
| Profitability | |||
| Revenue (TTM) | 824.33M | Net Income (TTM) | 240.61M |
| ROE | 13.85% | ROA | 1.62% |
| Gross Margin | 82.91% | Operating Margin | 36.80% |
| Net Margin | 29.19% | Free Cash Flow (TTM) | 285.28M |
| ROIC | 11.45% | FCF Growth (3Y) | 16.40% |
| Safety | |||
| Debt / Equity | 0.07 | Current Ratio | 20.32 |
| Interest Coverage | 0.98 | ||
| Dividends | |||
| Dividend Yield | 0.02% | Payout Ratio | 0.26% |
| Dividend Growth (3Y) | 7.72% | Dividend Growth (5Y) | 7.56% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 14.89 | Forward P/E | 15.25 |
| P/B Ratio | 1.93 | P/S Ratio | 4.35 |
| PEG Ratio | 1.44 | Forward PEG | N/A |
| EV/EBITDA | 11.50 | Fwd EV/EBITDA | 12.42 |
| Forward P/S | 5.03 | Fwd Earnings Yield | 6.56% |
| FCF Yield | 7.96% | ||
| Market Cap | 3.58B | Enterprise Value | 3.49B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 824.33M | 908.71M | 809.34M | 603.57M | 497.05M |
| Net Income | 240.61M | 216.35M | 212.47M | 193.10M | 167.63M |
| EPS (Diluted) | 7.12 | 6.44 | 6.34 | 5.77 | 5.03 |
| Gross Profit | 683.43M | 622.45M | 602.41M | 547.34M | 494.38M |
| Operating Income | 303.38M | 275.28M | 269.95M | 237.43M | 208.40M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 14.87B | 13.55B | 12.37B | 12.39B | 9.41B |
| Total Liabilities | 13.02B | 11.93B | 10.94B | 11.14B | 8.23B |
| Shareholders' Equity | 1.85B | 1.62B | 1.43B | 1.25B | 1.17B |
| Total Debt | 133.69M | 86.16M | 89.45M | 86.34M | 85.99M |
| Cash & Equivalents | 226.95M | 3.55B | 2.40B | 3.17B | 2.05B |
| Current Assets | 268.75M | 3.88B | 3.95B | 5.01B | 2.82B |
| Current Liabilities | 13.23M | 11.72B | 10.70B | 11.05B | 8.15B |