Back
47
Day Range
$74.18
$75.65
52-Week Range
$38.21
$82.03
Volume
398,814
50D / 200D Avg
$73.25
/
$65.46
Prev Close
$74.49
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 6.6 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 16.2 | 11.7 |
| Net Margin % | 11.0 | 16.9 |
| Rev Growth 5Y % | 9.5 | 11.6 |
| D/E | 1.3 | 0.5 |
Analyst Price Target
Hold
$84.17
+12.1%
Low: $64.00
High: $92.00
Forward P/E
7.44
Forward EPS
$10.09
EPS Growth (est.)
+0.0%
Est. Revenue
3.96B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$13.37
$13.09 – $13.73
|
4.37B | 1 |
| FY2027 |
$11.70
$8.16 – $12.96
|
4.11B | 9 |
| FY2026 |
$10.09
$8.05 – $10.94
|
3.96B | 10 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-29 | $0.39 | $2.07 | +427.3% |
| 2025-10-23 | $2.11 | $4.02 | +90.5% |
| 2025-07-24 | $1.85 | $3.14 | +69.7% |
| 2025-04-24 | $2.10 | $2.86 | +36.2% |
| 2025-01-30 | $0.33 | $0.41 | +24.2% |
| 2024-10-24 | $1.94 | $1.84 | -5.2% |
| 2024-07-25 | $1.77 | $2.66 | +50.3% |
| 2024-04-25 | $3.02 | $2.70 | -10.6% |
Dividend History
7 yr streakYield
0.01%
Payout Ratio
0.08%
Growth (3Y)
0.79%
Growth (5Y)
-7.35%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 16, 2026 | $0.23 | 1.24% |
| Nov 07, 2025 | Dec 12, 2025 | $0.23 | 1.35% |
| Aug 08, 2025 | Sep 12, 2025 | $0.21 | 1.44% |
| May 09, 2025 | Jun 13, 2025 | $0.21 | 1.66% |
| Feb 14, 2025 | Mar 21, 2025 | $0.21 | 1.35% |
| Nov 08, 2024 | Dec 13, 2024 | $0.21 | 1.42% |
| Aug 09, 2024 | Sep 13, 2024 | $0.21 | 1.64% |
| May 09, 2024 | Jun 14, 2024 | $0.21 | 2.09% |
| Feb 08, 2024 | Mar 15, 2024 | $0.21 | 2.38% |
| Nov 10, 2023 | Dec 15, 2023 | $0.21 | 3.04% |
| Aug 10, 2023 | Sep 15, 2023 | $0.21 | 2.06% |
| May 11, 2023 | Jun 16, 2023 | $0.21 | 3.19% |
| Feb 09, 2023 | Mar 17, 2023 | $0.21 | 2.05% |
| Nov 10, 2022 | Dec 16, 2022 | $0.21 | 2.08% |
| Aug 11, 2022 | Sep 16, 2022 | $0.21 | 1.91% |
| May 12, 2022 | Jun 17, 2022 | $0.21 | 1.65% |
| Feb 10, 2022 | Mar 18, 2022 | $0.21 | 1.05% |
| Nov 10, 2021 | Dec 17, 2021 | $0.21 | 0.91% |
| Aug 12, 2021 | Sep 17, 2021 | $0.21 | 0.90% |
| May 13, 2021 | Jun 18, 2021 | $0.21 | 0.72% |
Key Takeaways
Revenue grew 9.49% annually over 5 years — modest growth
Earnings grew 87.00% over the past year
ROE of 16.24% — decent returns on equity
Generating 2.09B in free cash flow
P/E of 6.61 — trading at a low valuation
PEG of 0.06 suggests growth is underpriced
Growth
Revenue Growth (5Y)
9.49%
Revenue (1Y)-2.06%
Earnings (1Y)87.00%
FCF Growth (3Y)2.61%
Quality
Return on Equity
16.24%
ROIC5.97%
Net Margin11.02%
Op. Margin13.07%
Safety
Debt / Equity
1.32
Current Ratio0.27
Interest Coverage0.72
Valuation
P/E Ratio
6.61
Forward P/E7.44
P/B Ratio1.03
EV/EBITDA6.86
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2.06% | Revenue Growth (3Y) | -4.70% |
| Earnings Growth (1Y) | 87.00% | Earnings Growth (3Y) | -15.06% |
| Revenue Growth (5Y) | 9.49% | Earnings Growth (5Y) | -10.32% |
| Profitability | |||
| Revenue (TTM) | 4.70B | Net Income (TTM) | 518.00M |
| ROE | 16.24% | ROA | 2.29% |
| Gross Margin | 63.33% | Operating Margin | 13.07% |
| Net Margin | 11.02% | Free Cash Flow (TTM) | 2.09B |
| ROIC | 5.97% | FCF Growth (3Y) | 2.61% |
| Safety | |||
| Debt / Equity | 1.32 | Current Ratio | 0.27 |
| Interest Coverage | 0.72 | ||
| Dividends | |||
| Dividend Yield | 0.01% | Payout Ratio | 0.08% |
| Dividend Growth (3Y) | 0.79% | Dividend Growth (5Y) | -7.35% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 6.61 | Forward P/E | 7.44 |
| P/B Ratio | 1.03 | P/S Ratio | 0.73 |
| PEG Ratio | 0.06 | Forward PEG | N/A |
| EV/EBITDA | 6.86 | Fwd EV/EBITDA | 5.87 |
| Forward P/S | 0.87 | Fwd Earnings Yield | 13.44% |
| FCF Yield | 61.08% | ||
| Market Cap | 3.43B | Enterprise Value | 4.21B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.70B | 4.80B | 5.17B | 4.37B | 3.27B |
| Net Income | 518.00M | 277.00M | 718.00M | 223.00M | 801.00M |
| EPS (Diluted) | 10.96 | 5.50 | 14.36 | 4.46 | 16.02 |
| Gross Profit | 2.98B | 2.44B | 3.07B | 2.28B | 2.06B |
| Operating Income | 614.00M | 381.00M | 968.00M | 300.00M | 1.04B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 22.66B | 22.89B | 23.14B | 25.41B | 21.75B |
| Total Liabilities | 19.34B | 19.84B | 20.22B | 23.14B | 19.66B |
| Shareholders' Equity | 3.33B | 3.05B | 2.92B | 2.27B | 2.09B |
| Total Debt | 4.39B | 5.69B | 5.44B | 8.13B | 7.58B |
| Cash & Equivalents | 3.60B | 3.68B | 3.59B | 3.89B | 3.05B |
| Current Assets | 3.95B | 4.03B | 3.93B | 4.19B | 19.82B |
| Current Liabilities | 14.68B | 13.95B | 14.60B | 14.84B | 11.95B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#177 of 670
Recent Activity
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026