Back
95
Day Range
$9.02
$9.34
52-Week Range
$7.85
$10.70
Volume
5,460,209
50D / 200D Avg
$9.54
/
$8.87
Prev Close
$9.17
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 5.8 | 10.3 |
| P/B | 3.0 | 1.1 |
| ROE % | 51.9 | 11.7 |
| Net Margin % | 12.4 | 16.8 |
| Rev Growth 5Y % | -5.5 | 11.6 |
| D/E | 0.0 | 0.5 |
Analyst Price Target
Hold
$9.00
-1.1%
Forward P/E
5.10
Forward EPS
$1.80
EPS Growth (est.)
+0.0%
Est. Revenue
4.27B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$1.77
$1.61 – $1.87
|
3.91B | 2 |
| FY2029 |
$1.94
$1.76 – $2.05
|
4.12B | 4 |
| FY2028 |
$2.09
$1.90 – $2.39
|
4.58B | 6 |
No quarterly estimates available
Dividend History
7 yr streakYield
0.10%
Payout Ratio
0.62%
Growth (3Y)
0.00%
Growth (5Y)
0.87%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 17, 2026 | Mar 31, 2026 | $0.24 | 10.16% |
| Dec 22, 2025 | Dec 31, 2025 | $0.24 | 10.09% |
| Sep 16, 2025 | Sep 30, 2025 | $0.24 | 11.46% |
| Jun 16, 2025 | Jun 30, 2025 | $0.24 | 10.87% |
| Mar 17, 2025 | Mar 31, 2025 | $0.24 | 8.83% |
| Dec 23, 2024 | Dec 31, 2024 | $0.24 | 8.94% |
| Sep 16, 2024 | Sep 30, 2024 | $0.24 | 7.99% |
| Jun 14, 2024 | Jun 28, 2024 | $0.24 | 7.79% |
| Mar 14, 2024 | Mar 29, 2024 | $0.24 | 7.06% |
| Dec 19, 2023 | Dec 29, 2023 | $0.24 | 7.76% |
| Sep 14, 2023 | Sep 29, 2023 | $0.24 | 7.39% |
| Jun 15, 2023 | Jun 30, 2023 | $0.24 | 8.08% |
| Mar 16, 2023 | Mar 31, 2023 | $0.24 | 8.77% |
| Dec 16, 2022 | Dec 30, 2022 | $0.24 | 7.08% |
| Sep 15, 2022 | Sep 30, 2022 | $0.24 | 6.74% |
| Jun 15, 2022 | Jun 30, 2022 | $0.24 | 5.84% |
| Mar 16, 2022 | Mar 31, 2022 | $0.24 | 5.25% |
| Dec 16, 2021 | Dec 31, 2021 | $0.24 | 5.08% |
| Sep 15, 2021 | Sep 30, 2021 | $0.24 | 4.36% |
| Jun 15, 2021 | Jun 30, 2021 | $0.24 | 3.76% |
Key Takeaways
Revenue declined -5.52% annually over 5 years
Earnings declined -46.52% over the past year
ROE of 51.86% indicates high profitability
Debt/Equity of 0.00 — conservative balance sheet
Generating 392.90M in free cash flow
P/E of 5.79 — trading at a low valuation
Growth
Revenue Growth (5Y)
-5.52%
Revenue (1Y)-4.01%
Earnings (1Y)-46.52%
FCF Growth (3Y)-21.36%
Quality
Return on Equity
51.86%
ROIC61.41%
Net Margin12.36%
Op. Margin19.41%
Safety
Debt / Equity
0.00
Current Ratio16.52
Interest Coverage5.48
Valuation
P/E Ratio
5.79
Forward P/E5.10
P/B Ratio3.02
EV/EBITDA2.11
Dividend Yield0.10%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -4.01% | Revenue Growth (3Y) | -3.69% |
| Earnings Growth (1Y) | -46.52% | Earnings Growth (3Y) | -10.66% |
| Revenue Growth (5Y) | -5.52% | Earnings Growth (5Y) | -11.26% |
| Profitability | |||
| Revenue (TTM) | 4.04B | Net Income (TTM) | 499.60M |
| ROE | 51.86% | ROA | 6.02% |
| Gross Margin | 28.70% | Operating Margin | 19.41% |
| Net Margin | 12.36% | Free Cash Flow (TTM) | 392.90M |
| ROIC | 61.41% | FCF Growth (3Y) | -21.36% |
| Safety | |||
| Debt / Equity | 0.00 | Current Ratio | 16.52 |
| Interest Coverage | 5.48 | ||
| Dividends | |||
| Dividend Yield | 0.10% | Payout Ratio | 0.62% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | 0.87% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 5.79 | Forward P/E | 5.10 |
| P/B Ratio | 3.02 | P/S Ratio | 0.72 |
| PEG Ratio | -0.14 | Forward PEG | N/A |
| EV/EBITDA | 2.11 | Fwd EV/EBITDA | 1.59 |
| Forward P/S | 0.68 | Fwd Earnings Yield | 19.61% |
| FCF Yield | 13.58% | ||
| Market Cap | 2.89B | Enterprise Value | 1.66B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.04B | 4.21B | 4.36B | 4.48B | 5.07B |
| Net Income | 499.60M | 934.20M | 626.00M | 910.60M | 805.80M |
| EPS (Diluted) | 1.53 | 2.74 | 1.68 | 2.34 | 1.97 |
| Gross Profit | 1.16B | 1.59B | 1.69B | 1.85B | 2.17B |
| Operating Income | 784.20M | 725.80M | 817.50M | 884.90M | 1.12B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8.31B | 8.37B | 8.20B | 8.50B | 8.82B |
| Total Liabilities | 7.35B | 7.40B | 7.72B | 8.02B | 8.47B |
| Shareholders' Equity | 957.80M | 968.90M | 479.00M | 477.80M | 355.60M |
| Total Debt | 0.0 | 3.13B | 2.67B | 2.78B | 3.01B |
| Cash & Equivalents | 1.23B | 1.47B | 1.27B | 1.29B | 1.21B |
| Current Assets | 1.23B | 5.17B | 1.56B | 1.55B | 2.66B |
| Current Liabilities | 74.70M | 4.09B | 5.18B | 1.85B | 5.27B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#6 of 670
Recent Activity
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026